The Stacking Benjamins Show podcast

The Stacking Benjamins Show

Named 2023 Best Personal Finance podcast by Bankrate.com, The Stacking Benjamins Show has a light and friendly tone. Hosts Joe Saul-Sehy and OG aim to make financial literacy fun for all as they sit around the card table in Joe's Mom's half-finished basement and talk with experts about personal finance, saving, investing, and important money trends. As Fast Company once wrote, the Stacking Benjamins podcast "strikes a great balance of fun and functional." So join Joe and OG every Monday, Wednesday and Friday as they read your letters, discuss major headlines, and throw in some trivia and laughs for free.

Named 2023 Best Personal Finance podcast by Bankrate.com, The Stacking Benjamins Show has a light and friendly tone. Hosts Joe Saul-Sehy and OG aim to make financial literacy fun for all as they sit around the card table in Joe's Mom's half-finished basement and talk with experts about personal finance, saving, investing, and important money trends. As Fast Company once wrote, the Stacking Benjamins podcast "strikes a great balance of fun and functional." So join Joe and OG every Monday, Wednesday and Friday as they read your letters, discuss major headlines, and throw in some trivia and laughs for free.

 

#1249

Did 2024 Just Rewrite the Rules of Investing? (SB1618)

As 2024 winds down, we’re taking a look back at the year that was—its challenges, its surprises, and the financial lessons we’ve all had to learn (sometimes the hard way). Whether you’re strategizing for big goals in 2025, making sense of unpredictable markets, or just trying to stay one step ahead of inflation, this episode has you covered. We’ve assembled a powerhouse panel of financial thinkers—OG, Paula Pant, and Jesse Cramer—to break it all down. Together, they tackle everything from the unpredictable influence of AI on markets and investing to the surprising resilience of real estate in the face of rising interest rates. Plus, they explore the year’s most intriguing (and occasionally jaw-dropping) headlines, like the impact of significant economic shifts and even the infamous United Healthcare CEO murder. Why You’ll Want to Tune In: ---Discover how 2024’s biggest events, including the AI revolution and shifting inflation trends, impact your wallet. ---Learn why patience and adaptability are critical tools for navigating market volatility. ---Get actionable strategies for tackling real-life financial challenges, like managing interest rates and planning for 2025. Episode Highlights: ---Reflecting on the big financial lessons of 2024: From AI in market behavior to Bitcoin’s latest chapter. ---How the crypto craze evolved this year—and what it means for the future. ---The ongoing unpredictability of investing and how to stay grounded. ---Surprising lessons from corporate America’s headlines, including shocking events like the United Healthcare CEO murder. ---Inflation, real estate, and housing market realities: What it all means for your plans in 2025. ---How AI is reshaping everyday life, job markets, and even podcasting. Our Panel’s Key Takeaways: OG shares portfolio management strategies to help you ride out market uncertainty. Paula Pant unpacks real estate trends and the importance of designing a life you love. Jesse Cramer dives into how behavioral finance plays into today’s fast-changing landscape. Looking Ahead: As we close out another exciting year of The Stacking Benjamins Show, we want to thank you, our loyal Stackers, for joining us on this journey. In 2025, we’re bringing even more fresh takes, insightful interviews, and, of course, the best money advice disguised as good conversation. What’s Coming in 2025: We’ll dive into the latest financial trends, explore groundbreaking stories, and keep helping you make smarter money moves while keeping it entertaining. Stick with us as we continue stacking those Benjamins—and maybe even have a little fun along the way. Thank you for being part of the Stacking Benjamins community. Here’s to another year of learning, laughing, and leveling up your financial life! FULL SHOW NOTES:  [https://stackingbenjamins.com/2024-year-end-review-1618] (https://www.stackingbenjamins.com/2024-year-end-review-1618) Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at [https://www.StackingBenjamins.com/201] (https://www.StackingBenjamins.com/201) Enjoy! Learn more about your ad choices. Visit [podcastchoices.com/adchoices] (https://podcastchoices.com/adchoices) ... Read more

Yesterday

1 HR 09 MINS

1:09:17

Yesterday


#1248

You Might Also Like: Millionaire University

Introducing 143. How to Leverage Any Niche to Create a Multi-Figure Membership Business With Vincent Pugliese from Millionaire University. Follow the show: [Millionaire University] (http://MillionaireUniversity.com) From murder mystery quilting to succulent care, nothing is considered "too niche" when it comes to creating a profitable membership business! Brien Gearin hosts entrepreneur Vincent Pugliese for a second discussion as he shares various success stories of existing memberships that range from totally off-the-wall to a bit more mainstream. Want to learn why these membership models work? What types of content will keep your audience engaged? How to nurture real relationships with your raving fans? This episode offers valuable insights into everything from building community to sustaining long-term business growth. Plus, hear Vincent's single most important piece of advice that he would give to anyone starting their own membership! What we discuss with Vincent: ============================= + Unique Memberships: Murder Mystery Quilting + Unique Memberships: Succulents and Sunshine + Unique Memberships: One Eye Membership + Unique Memberships: EntrePastors Membership + Common Memberships: Real Estate Investor Membership + The Value of Building Relationships and Community + Vincent's Most Important Piece of Advice Thank you, Vincent! =================== Connect with Vincent at [MyMembershipFreedom.com] (https://mymembershipfreedom.com/) or follow him on [Facebook] (https://www.facebook.com/vincent.pugliese.16) and [LinkedIn] (https://www.linkedin.com/in/vincent-pugliese/) ! Sign up for our [FREE Business Course] (https://www.millionaireuniversity.com/training) - over 300+ new business ideas, also includes the 7 Phases of a business, so you know where you are now and where you need to go next. You'll also get 7 of the most popular marketing strategies and 31 stay-on-track hacks that successful millionaires follow to grow and automate their businesses.  Go to [https://www.millionaireuniversity.com/training] (https://www.millionaireuniversity.com/training) . And follow us on: [Instagram] (https://www.instagram.com/millionaire_university_mu/) [Facebook] (https://www.facebook.com/MillionaireUniversityMU/) [Tik Tok] (https://www.tiktok.com/@millionaireuniversity_mu?lang=en) [Youtube] (https://www.youtube.com/channel/UCyG31bPcrqhbjvGsuz-JaXw) [Twitter] (https://twitter.com/Millionaire_Uni) To get exclusive offers mentioned in this episode and to support the show, visit  [millionaireuniversity.com/sponsors] (https://www.millionaireuniversity.com/sponsors) . If you haven't heard part 1 of our interview with Vincent, check it out [here] (https://www.millionaireuniversity.com/podcast/episode/2982ee1c/136-how-to-create-a-membership-business-with-vincent-pugliese) ! Learn more about your ad choices. Visit [megaphone.fm/adchoices] (https://megaphone.fm/adchoices) DISCLAIMER: Please note, this is an independent podcast episode not affiliated with, endorsed by, or produced in conjunction with the host podcast feed or any of its media entities. The views and opinions expressed in this episode are solely those of the creators and guests. For any concerns, please reach out to team@podroll.fm. ... Read more

Yesterday

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Yesterday


#1247

Eight Strategies to Conquer Holiday Budget Overload (SB1617)

Feeling like your wallet’s taking a holiday beating? Don’t sweat it. We’ve got eight clever strategies to keep your spending in check and set yourself up for a financially stronger new year. But wait—there’s more! We uncover the mind-blowing story of a 29-year-old living large in a mansion filled with luxury cars and Elton John's piano. What's his secret? (Hint: It’s not what you’d expect.) And because we love answering Stackers' burning questions, we tackle a double feature: ---Pensions: Are they still worth the hype? ---Should you pay off your mortgage before retirement? Sprinkle in some holiday stress hacks, thoughts on budget-friendly gift-giving, and why Tony the Tiger has something to do with the Grinch, and you've got a show packed with financial wisdom you can actually use. Episode Highlights ---How the Grinch Really Stole Christmas ---Welcome to the Stacking Benjamins Show ---Is Your Holiday Budget Already on Thin Ice? ---8 Strategies to Tame Holiday Expenses ---A Mansion, Luxury Cars, and Elton John’s Piano? ---Handling Holiday Stress Without Losing It ---Travel Plans & Navigating Holiday Spending ---How to Leverage Debt (the Smart Way) ---Get Kids Involved in the Budget—Yes, It’s Possible ---Starting a 529 Plan? Why Family Might Help ---Gift Strategies That Won’t Break the Bank ---Today’s Date in History: Because Why Not? ---TikTok Minute: The Mansion Story That Broke the Internet ---Listener Questions: Pensions vs. Mortgages ---Corrections Dept: Football Teams Need a Map ---Final Thoughts and Big Takeaways Whether you're taming holiday expenses, dreaming of mansion living, or just trying to get through December with your finances intact, this episode's got something for you. Tune in, take notes, and finish the year strong. FULL SHOW NOTES: https://www.stackingbenjamins.com/sticking-to-your-financial-goals-during-holidays-1617/ Learn more about your ad choices. Visit [podcastchoices.com/adchoices] (https://podcastchoices.com/adchoices) ... Read more

18 Dec 2024

54 MINS

54:13

18 Dec 2024


#1246

Ever Wondered Why Success is Just Out of Reach? (SB1616)

Ever feel like you’re your own worst enemy when it comes to reaching a goal? Today, we sit down with Thais Gibson from the Personal Development School to explore how self-sabotage sneaks into our lives and—more importantly—how to kick it out for good. While you've maybe heard Thais on Mel Robbins or other shows, what you haven't heard is what we talk about today - how specifically she walks Joe through limiting beliefs and then outlines how it's done. Whether you've followed Thais' huge social media presence consistently or it's your first time with her, we know this will help you kick self-sabotage to the curb and get to work. From aligning your conscious and subconscious goals to overcoming limiting beliefs, this conversation is packed with actionable insights to help you get out of your own way. But that’s not all. We also dive into a financial hot topic: influencer-backed crypto scams. Learn how a viral coin duped investors last week and why speculation isn’t the same as smart investing. Of course, it wouldn’t be a Stacking Benjamins episode without some holiday flair. Joe, OG, and Doug share festive mall memories, debate the best holiday tunes, and throw in some trivia to keep things lively. Why You’ll Love This Episode: ---Practical tips to recognize and overcome self-sabotage. ---Eye-opening lessons on speculative investments and influencer-driven hype. ---A nostalgic take on holiday mall culture. Remember that? Episode Highlights: ---Kicking off with holiday concerns and a satirical take on seasonal trends. ---Festive mall memories: shopping chaos, holiday tunes, and the art of people-watching. ---Thais Gibson’s insights on aligning conscious and subconscious goals to beat self-sabotage. ---Turning resistance into opportunities and tackling the emotional costs of inaction. ---Practical steps to rewire limiting beliefs and visualize success. ---Lessons from a viral influencer’s crypto scam and the dangers of speculative investing. ---Speculation vs. investing: Why it matters and how to avoid costly mistakes. ---Holiday trivia fun and laughs with the Basement crew. What You’ll Take Away: Whether you’re looking to improve your mindset, steer clear of financial pitfalls, or just enjoy some holiday tunes, this episode offers a little something for everyone. Walk away with tools to set yourself up for success—mentally, financially, and maybe even musically (if Doug’s favorite holiday tune is your jam). Keep the Conversation Going: Have a story of self-sabotage you’ve overcome or a holiday memory to share? Join us in the Basement Facebook group to swap tips, laughs, and maybe a little holiday cheer. FULL SHOW NOTES: https://www.stackingbenjamins.com/stop-self-sabotaging-thais-gibson-1616 Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at [https://www.stackingbenjamins.com/201] (https://www.stackingbenjamins.com/201) Enjoy! Learn more about your ad choices. Visit [podcastchoices.com/adchoices] (https://podcastchoices.com/adchoices) ... Read more

16 Dec 2024

1 HR 11 MINS

1:11:42

16 Dec 2024


#1245

What Truly Makes a Life Worth Living? SB1615

If your bank account is thriving, but your soul feels bankrupt, are you really living your best life? Today we dive into the deep end of personal finance, tackling life's biggest questions. The discussion starts with festive neighborly rivalries (think over-the-top decorations and holiday antics) but transitions pretty quickly into an emotional exploration inspired by a powerful piece written by Jonathan Clements for his Humble Dollar blog. Reflecting on his cancer diagnosis and thoughts on mortality, Clements’ writing serves as a springboard for a candid roundtable chat about regrets, risk, and how to make the most of our limited time. With additional insights from Paula Pant and Doc G, this episode is all about helping you live purposefully while keeping your financial house in order. Why You’ll Love This Episode: ---Explore how to balance financial strategies with meaningful life choices. ---Gain perspective on managing regrets and making peace with life’s uncertainties. ---Discover why generosity and appreciating the little things are the ultimate forms of wealth. Episode Highlights: ---Holiday hilarity: Over-the-top decorations, fish sticks, and birthday antics. ---Jonathan Clements’ reflections on mortality and embracing the present moment. ---Paula Pant and Doc G’s insights on purposeful living and financial balance. ---Strategies for managing risk, reward, and estate planning challenges. ---The transformative power of generosity and savoring simple joys. Trivia Fun: It’s the final trivia showdown of the year! Can OG claim victory, or will this be another epic trivia blunder? Tune in for the the guesses, and a few surprising facts. Takeaways to Ponder: Jonathan Clements’ reflections remind us that while building wealth is essential, so is living a life filled with purpose, generosity, and connection. Resources Mentioned: --- [Jonathan Clements’ Humble Dollar Blog Post: The C Word] (https://humbledollar.com/2024/06/the-c-word/) --- [Stacking Benjamins Book Club is Open!] (https://stackingbenjamins.com/bookclub) --- [Join the Basement Facebook Group] (https://stackingbenjamins.com/basement) Let’s Keep the Conversation Going: What’s your secret to balancing finances with a life well-lived? Share your thoughts with us in the Basement Facebook group, or tag us on social media. Learn more about your ad choices. Visit [podcastchoices.com/adchoices] (https://podcastchoices.com/adchoices) ... Read more

13 Dec 2024

1 HR 07 MINS

1:07:49

13 Dec 2024


#1244

Holiday Ready? Essential Fire Safety to Save Lives and Cash! (SB1614)

It’s a Festivus for the rest of us! This week, we’re mixing holiday cheer with must-know insights to keep your season merry, bright, and worry-free. Steve Kerber joins us from the Fire Safety Research Institute, who shares life-saving fire safety tips just in time for all those twinkling lights and candles. Because the best insurance is prevention, right? This year we're chatting about lithium-ion batteries and how explosive (literally) these can be for your holiday season if you aren't careful. We'll also chat about smoke alarms, closing your doors, and having an emergency exit plan in place! But that’s not all—we’re also diving into why big Wall Street players are taking out loans they don’t need and how you can apply creative financing strategies to your own life. Plus, we answer a listener’s estate planning question that came up during their bedtime reading (we love multitasking). Sprinkle in some holiday trivia, debates over the best Christmas movies, and discussions on revocable trusts, and you’ve got a variety-packed episode that’s as fun as it is informative. Episode Highlights: ---Holiday fire safety tips from Steve Kerber, including new standards for smoke alarms and tips for handling lithium battery hazards. ---Why having a solid fire escape plan is the ultimate prevention strategy. ---How Wall Street’s creative financing trends can inspire you to rethink debt and financial flexibility. ---Strategies for analyzing and managing debt like a CFO, just in time for the New Year. ---Listener Q&A on estate planning, with practical advice on revocable trusts and holistic financial planning. ---Holiday trivia, featuring quirky debates about the best Christmas movies—spoiler alert: “Die Hard” might come up. Why You’ll Love This Episode: It’s not every day you get a mix of life-saving fire tips, actionable financial strategies, and festive fun in one show. Whether you’re looking to keep your home safe, optimize your finances, or just get a good laugh, this episode has something for everyone. Resource Mentioned: [BatteryFireSafety.org] (https://batteryfiresafety.org/) FULL SHOW NOTES: [https://stackingbenjamins.com/fire-safety-tips-2024-steve-kerber-1614] (https://www.stackingbenjamins.com/fire-safety-tips-2024-steve-kerber-1614) Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at [https://www.stackingbenjamins.com/201] (https://www.stackingbenjamins.com/201) Don’t Forget: Tell us your favorite holiday movie! Share your pick in the Basement Facebook group or tag us on social media. Who knows—you might just settle the debate once and for all. Learn more about your ad choices. Visit [podcastchoices.com/adchoices] (https://podcastchoices.com/adchoices) ... Read more

11 Dec 2024

1 HR 14 MINS

1:14:57

11 Dec 2024


#1243

Do These 5 Financial Mistakes Sound Familiar? (SB1613)

Do you dream of conquering your financial goals and achieving true financial independence? In this episode, we’re diving into five BIG mistakes people make along the way to financial glory with money coach Bernadette Joy, who paid off a staggering $300,000 in debt and locked in a work-optional life by age 40. Along the way, we’ll explore the importance of managing your budget during the notoriously tricky holiday season, share actionable strategies to curate your accounts, and highlight the common mistakes that can derail even the best-laid financial plans. You’ll also hear the wild story of Richard Whitaker, whose pursuit of a too-good-to-be-true 15.25% return serves as a cautionary tale for us all. Whether you’re looking to tackle debt, sharpen your budget, or avoid financial scams, this episode is packed with insights to help you stack smarter. Episode Highlights ---Kicking off with weekend escapes, Monday blues, and a salute to the armed forces ---Nostalgic nods to Chitty Chitty Bang Bang ---Welcoming Bernadette Joy and diving into her inspiring journey to financial freedom ---Sharing personal stories and struggles that resonate with every money nerd ---Breaking through financial barriers on the path to independence ---Setting financial goals with inspiration from meeting Simone Biles ---Why comparing success stories can derail your progress ---The delicate dance between frugality and societal expectations ---Staying grounded amidst the curated realities of social media ---Avoiding the common mistake of giving unasked discounts ---Why accepting debt as a long-term lifestyle is a trap ---Choosing financial freedom over fear and hesitation ---The importance of diverse perspectives in your financial advisory team ---Preparing for the unexpected: Life events that test your financial foundation ---Exploring and questioning investment opportunities like Yield Wealth ---Understanding the gambler’s mentality and how it can lead to downfall ---Practicing due diligence to avoid falling for scams ---Lessons learned from the downfall of Yield Wealth and how to protect yourself ---Announcements about upcoming events and opportunities to connect --- This episode is a mix of relatable stories, practical advice, and lessons learned the hard way. Tune in to start crushing your money goals and avoiding financial pitfalls—one smart decision at a time. FULL SHOW NOTES: https://www.stackingbenjamins.com/crush-your-2025-money-goals-bernadette-joy-1613 Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at [https://www.stackingbenjamins.com/201] (https://www.stackingbenjamins.com/201) Enjoy! Learn more about your ad choices. Visit [podcastchoices.com/adchoices] (https://podcastchoices.com/adchoices) ... Read more

09 Dec 2024

1 HR 40 MINS

1:40:03

09 Dec 2024


#1242

Perfect Gifts for Financial Freedom Fans (SB1612)

Are you still haunted by that Cleveland Browns jersey you never asked for? Or maybe you're on the hunt for the perfect gift for the money nerd in your life? Fear not! Joe, OG, Doug, Mindy Jensen (from BiggerPockets Money), and Jesse Cramer (from Best Interest) are here to save the day with a sleigh-full of gift ideas that won’t end up in next year’s white elephant exchange. This episode is stuffed with creative ideas, from meaningful experiences and insightful book recommendations to practical subscriptions and quirky mugs that’ll light up the eyes of any financially savvy friend. As the holiday banter flows, OG takes the trivia crown, and Mindy and Jesse share stories, laughs, and plenty of cheerful banter. Whether you're buying for your favorite money nerd—or looking for ideas to add to your own wishlist—this episode is your guide to holiday shopping success. Episode Highlights ---Festive introductions and holiday banter ---Special broadcast from YouTube HQ: The Stacking Benjamins Show goes live! ---Exploring financial independence and how it shapes gift-giving ---Meet the guests: Mindy Jensen and Jesse Kramer join the basement party ---Gifts for money nerds: From the practical to the quirky ---The great debate: Experiences vs. material gifts ---Financial board games that teach (and entertain!) ---Trivia time: Holiday and Rudolph the Red-Nosed Reindeer fun ---Uncovering the story behind Rudolph’s red nose ---Gift ideas galore: Books, subscriptions, and unique finds for the finance-minded ---Farewells and podcast highlights to brighten your season From laughs to lightbulb moments, this episode is packed with inspiration to make your holiday gift-giving easier—and way more fun. Tune in and start stacking those holiday wins!🎁🎄 Learn more about your ad choices. Visit [podcastchoices.com/adchoices] (https://podcastchoices.com/adchoices) ... Read more

06 Dec 2024

55 MINS

55:13

06 Dec 2024


#1241

Is Robinhood REALLY Shaking Up Financial Planning? (SB1611)

Are you ready for a shake-up in the world of financial planning? This week, we’re diving into Robinhood’s bold leap into financial advising and what it could mean for the industry—and for you. We’ll cover navigating market volatility, how AI is reshaping personal finance, and why index funds remain a top choice for long-term goals. Plus, Doug’s latest escapade leads us to some unexpected places, including a yacht adventure and the art world’s million-dollar banana. Episode Highlights ---Introduction and Doug’s latest antics ---Robinhood’s big move into financial planning ---Practical tips for navigating today’s volatile market ---Why index funds might still reign supreme for long-term investors ---The pros and cons of RIAs (Registered Investment Advisors) and custodial platforms ---Financial planning strategies for young investors starting out ---Emerging trends shaping the financial planning landscape ---Smart debt management strategies to keep you ahead ---Highlights from past episodes that you’ll want to revisit ---Doug’s TikTok Minute: Yacht adventures and high-seas drama ---Trivia Time: The Great Smog of London and what it teaches us about resilience ---Listener Q&A: How to project portfolio growth without losing your cool ---The wildest story of the week: The art world’s million-dollar banana From the latest in financial trends to practical strategies, this episode is packed with insights to help you take your financial planning to the next level. Tune in and start stacking smarter! Links to Check Out --- Show Notes & Resources: Get the full scoop at [StackingBenjamins.com] (https://stackingbenjamins.com/) --- Retiremeet 2025: Joe is taking the stage on February 8, 2025! Grab your ticket at [Retiremeet.com] (https://retiremeet.com/) and use code STACKING for a discount! --- New York City Meetup: Join us for a fun-filled evening on December 12! Details at [StackingBenjamins.com/NYC] (https://stackingbenjamins.com/NYC) Learn more about your ad choices. Visit [podcastchoices.com/adchoices] (https://podcastchoices.com/adchoices) ... Read more

04 Dec 2024

1 HR 09 MINS

1:09:05

04 Dec 2024


#1240

The Basics of Financial Independence, Retire Early (FIRE) with Jackie Cummings Koski (SB1610)

Are you ready to take control of your finances and make this holiday season the year you avoid debt traps? Today, we're diving into the inspiring story of Jackie Cummings Koski, co-host of the Catching Up to FI podcast. Jackie’s journey—from a divorce that sparked her financial awakening to achieving FIRE (Financial Independence, Retire Early)—is packed with lessons you can use to stack your Benjamins and live life on your terms. What You’ll Learn Today: ---How to develop a saving habit that lasts. ---The key steps Jackie took to overcome financial fears and invest wisely. ---Tips for navigating holiday spending without breaking the bank. Jackie also shares actionable strategies for building a financial dashboard, exploring side hustles, and embracing flexibility in your work and life. Whether you're just starting or looking to fine-tune your financial game, this episode is packed with advice to help you move forward with confidence. Episode Highlights: ---Struggling to get back to work after a holiday weekend? We’ve all been there! ---Jackie’s journey: From financial wake-up call to achieving FIRE success. ---Overcoming fears, gaining confidence, and investing smarter. ---Building a financial dashboard to track your progress. ---Smart holiday spending tips to keep your budget intact. Trivia Fun: How much do people typically overspend during the holidays? Join Joe, OG, and Doug as they tackle this question in our trivia segment, with plenty of laughs and surprises along the way. Don’t Miss This Episode If: You’re looking for inspiration, actionable advice, and practical tips to master your money, avoid holiday debt, and build the financial independence you’ve always dreamed of. Resources from This Episode: --- [Jackie Cummings Koski’s Catching Up to FI Podcast] (https://catchinguptofi.com/) --- [Stacking Benjamins Workplace Benefits Guide] (https://stackingbenjamins.com/benefits) --- [Join the Basement Facebook Group for Tips and Community Fun] (https://facebook.com/https://www.facebook.com/groups/joesmomsbasement) Love What You Hear? Share the Wealth! If today’s episode inspired you, help us spread the word by leaving a review or sharing it with a friend. Every share helps keep the basement buzz going! FULL SHOW NOTES: [https://stackingbenjamins.com/FIRE-basics-with-jackie-cummings-koski-1610] (https://www.stackingbenjamins.com/FIRE-basics-with-jackie-cummings-koski-1610) Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at [https://www.stackingbenjamins.com/201] (https://www.stackingbenjamins.com/201) Enjoy! Learn more about your ad choices. Visit [podcastchoices.com/adchoices] (https://podcastchoices.com/adchoices) ... Read more

02 Dec 2024

1 HR 09 MINS

1:09:01

02 Dec 2024


#1239

Our Biggest Best Board Games About Money AND Holiday Fun Lists Yet! SB1609

In our most EPIC board game episode EVER, Joe is joined by board game aficionados Katie, Sean, and Daniel. The four of them dive into the world of board games—just in time for holiday gatherings! Whether you're hosting family, looking for a budget-friendly gift idea, or just want to create memorable moments, this panel has you covered. The create two lists on today's show. The first includes their top 5 games with a money or economic component. From games about running economies, to running businesses, to buying real estate and more, the team comes through with some great recommendations, just in time for the holidays (check out our show notes for links to purchase any of the listed games!). The second list helps ensure you don't waste money this holiday season on games that stink! If you're playing games this holiday season with friends and family, our panel lists off their top 5 games that you can find reliably in the Target or Walmart game aisle, your friendly local game store, or online. You're sure to find something you love on these lists. (Again, you can help the show AND enjoy your holiday season by purchasing from our show notes page!). Overall, they share their top picks, including timeless classics and modern favorites, guaranteed to spark fun and foster connections. Along the way, the crew chats about the lessons these games can teach—strategy, teamwork, and maybe even a little patience when Uncle Doug gets competitive. Speaking of Doug, he’s back with a trivia segment on the popular game Carcassonne and its iconic wooden game pieces, the 'Meeples.' If you’re looking to level up your family game nights or find the perfect holiday game, this episode is a jackpot! Episode Highlights --- Introduction and Black Friday Buzz – How board games fit into your budget-friendly shopping plans. --- Meet the Panel – Katie, Sean, and Daniel share their board game obsessions and how they got started. --- Top Picks from the Experts – From Katie’s family-friendly favorites to Sean’s fast-paced picks and Daniel’s strategic challenges. --- Spotlight on Unique Games – Explore gems like The Zen of Takeo, Mr. President, and Juicy Fruits. --- Holiday Recommendations – Perfect games for all ages, from casual party players to strategy enthusiasts. --- Deep Dive on Popular Games – Learn about strategies for Catan, the charm of Ticket to Ride, and the quick thrills of Five Minute Marvel. --- Trivia Fun with Doug – A game within the episode! Can you guess the answer to Doug’s Carcassonne trivia? A Few of Our Panelists' Top Picks --- Katie’s Favorites: Phase 10, Ticket to Ride, and more. --- Sean’s Must-Haves: Azul and Five Minute Marvel. --- Daniel’s Top Choices: Fishbowl, The Crew, and Cinco Lingo. Whether you’re a seasoned gamer or a newbie looking to try something fun, this episode is packed with tips, laughs, and plenty of game ideas to keep your holidays entertaining and affordable. Got a favorite board game? Share it with us on social or call in—we’d love to hear your recommendations! FULL SHOW NOTES: [https://stackingbenjamins.com/board-game-extravaganza-2024-1609] (https://www.StackingBenjamins.com/board-game-extravaganza-2024-1609) Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at [https://www.StackingBenjamins.com/201] (https://www.StackingBenjamins.com/201) Enjoy! Learn more about your ad choices. Visit [podcastchoices.com/adchoices] (https://podcastchoices.com/adchoices) ... Read more

29 Nov 2024

1 HR 47 MINS

1:47:23

29 Nov 2024


#1238

Quirky, Fun, and Jaw-Dropping Tech Deals this Holiday Season (Bridget Carey from CNET is BACK!) SB16...

Ready to brave the Black Friday madness? Don’t hit “add to cart” just yet! In this episode, tech guru Bridget Carey from CNET joins us to share her insider tips on navigating the sea of deals and avoiding those flashy-but-fishy doorbusters. Whether you’re hunting for the latest gadgets or trying to resist that smart fridge you probably don’t need, Bridget’s advice will save your wallet (and maybe your sanity). But that’s not all! We’re diving into why mortgage rates are still climbing even as the Fed cuts interest rates, what it means for your financial plans, and whether paying off your mortgage early is worth the hype. Along the way, we sprinkle in personalized money moves, tech nostalgia, and even some surprising theme park innovations (hint: the future is now, and it’s a little quirky). It’s an episode jam-packed with expert advice, a few detours into saxophone mysteries, and practical tips to keep your finances (and holiday shopping) in check. Run of Show ---Black Friday Tech Talk: Introduction and Welcome ---Thanksgiving Prep and Family Traditions (a.k.a. Stuffing Debate #4,567) ---Tech Gadgets You Want vs. Gadgets You Actually Need ---Bridget Carey’s Tech Wishlist and Recommendations ---AI in Everyday Tech: The Good, the Bad, and the Overhyped ---Apple Products and Innovations: Must-Have or Meh? ---Fun and Quirky Tech Toys to Impress Your Inner Child ---Theme Park Tech Updates: The Future of Fun ---Star-Studded Party Details: Who Brought the Mystery Saxophone Player? ---Mortgage Rates and Why the Math Isn’t Mathing ---Homeowner Strategies: To Pay Off or Not to Pay Off? ---TikTok Tips for Saving More This Holiday Season ---Upcoming NYC Meetup and Thanksgiving Wishes from the Basement Crew ---Movie Review: Conclave – Worth Your Time or Skip It? FULL SHOW NOTES:  [https://stackingbenjamins.com/best-tech-deals-2024-1608] (https://stackingbenjamins.com/best-tech-deals-2024-1608) Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at [https://www.stackingbenjamins.com/201] (https://www.stackingbenjamins.com/201) Enjoy! Learn more about your ad choices. Visit [podcastchoices.com/adchoices] (https://podcastchoices.com/adchoices) ... Read more

27 Nov 2024

1 HR 16 MINS

1:16:49

27 Nov 2024


#1237

Black Friday Deals? We've Got Them (and strategies to avoid breaking the bank) SB1607

Ah, the holidays—a time for twinkling lights, warm cocoa, and the yearly hunt for the perfect Black Friday deal. Feeling the mix of cheer and budget-related stress? Don’t worry, we’ve got you covered! Today, Regina Conway from SlickDeals joins us to share insider tips on scoring the best bargains. From stacking deals for maximum savings to finding hidden gems (like book bargains that’ll thrill even non-readers), Regina has the scoop to help you stretch every dollar this season. But we’re not stopping at shopping—oh no. We’re tackling the lesser-known world of using your IRA to invest in real estate. Spoiler alert: it’s not as simple as it sounds. We’ll break down the rules, avoidable mistakes, and real estate horror stories that’ll make you think twice before jumping in. And because it’s the holidays, we’re sprinkling in a little fun. Think debates over Mariah Carey’s playlist dominance, nostalgic Christmas traditions, and some lighthearted banter that’s as comforting as Grandma’s stuffing (though maybe less calorie-dense). Cheers to smarter shopping and investing that doesn’t leave you out in the cold! Run of Show ---Thanksgiving Banter and Warm Holiday Wishes ---Saluting the Troops and Sharing Gratitude ---Black Friday Buzz: Meet Regina Conway from Slick Deals ---Spotlight on Real Estate Investor Horror Stories ---Holiday Traditions: From Playlists to Tech Talk ---Slick Deals’ Top Black Friday Shopping Tips ---Book Deals and the Unexpected Rise of Reading ---Travel Deals and Gift Cards That Pack a Punch ---Memberships, Subscriptions, and Tickets: Hidden Savings ---Utility Items and Home Improvement Must-Haves ---The Slick Deals Community: Smart Shoppers Unite ---How Slick Deals Makes Money (and Keeps the Lights On) ---Celebrating 25 Years of Slick Deals ---Historical Trivia: The Origin of Coupons ---Essential Holiday Shopping Tips for the Savvy Stacker ---Using Your IRA for Real Estate: The Dos and Don’ts ---Monthly Update on the Benefits Guide ---Holiday Season Reflections and Final Thoughts FULL SHOW NOTES:  [https://stackingbenjamins.com/black-friday-deals-2024-1607] (https://www.stackingbenjamins.com/black-friday-deals-2024-1607) Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at [https://www.stackingbenjamins.com/201] (https://www.stackingbenjamins.com/201) Enjoy! Learn more about your ad choices. Visit [podcastchoices.com/adchoices] (https://podcastchoices.com/adchoices) ... Read more

25 Nov 2024

1 HR 13 MINS

1:13:47

25 Nov 2024


#1236

Unlock a Life with Purpose: Intentional Living Tips from the Pros (SB1606)

Ever feel like life is one long, chaotic to-do list? Maybe it’s time to grab the reins and start living with intention. In today’s episode, Joe Saul-Sehy, Paula Pant, and Doc G team up with special guest Candy Valentino to help you cut through the noise, focus on what matters, and make purposeful choices that align with your goals. We’ll explore the power of saying “no” (because sometimes your calendar deserves a break), the magic of setting three non-negotiables, and how small, thoughtful shifts can lead to massive wins. Whether you’re a business owner plotting your empire or a 9-to-5er trying to reclaim your time, this episode offers practical tips to help you design the life you want. And just when you thought it was all deep thoughts and purpose, we take a detour to discuss Blackbeard’s treasure (yes, that Blackbeard) and debate its true value. Spoiler alert: The answer might surprise you—or at least make you re-evaluate your treasure-hunting strategy. Grab a seat, Stackers—it’s time to get intentional. Run of Show ---Opening Scene: Can You Fly This Plane? ---Welcome to the Stacking Benjamins Show ---Getting Intentional About Your Life ---Meet the Guests: Candy Valentino Joins the Crew ---Candy on The 9% Edge ---Why Intentional Living is Your Secret Weapon ---Trivia Time: Digging Into Blackbeard’s Treasure ---Debating the Value of Pirate Booty ---The Final Answer Revealed: Was It Worth It? ---Deep Dive: Intentionality and Finding Purpose ---Setting Intentions and Dodging Distractions ---How Small Shifts Can Spark Big Changes ---Learning to Say No Without Guilt ---Podcast Highlights and Wrap-Up FULL SHOW NOTES: [https://stackingbenjamins.com/all-about-intentional-living-1606] (https://stackingbenjamins.com/all-about-intentional-living-1606) Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at [https://www.StackingBenjamins.com/201] (https://www.StackingBenjamins.com/201) Enjoy! Learn more about your ad choices. Visit [podcastchoices.com/adchoices] (https://podcastchoices.com/adchoices) ... Read more

22 Nov 2024

59 MINS

59:15

22 Nov 2024


#1235

Is Your Portfolio Safe? The Real Risk of “Funny Business” in Your Investments

Ever wondered how to steer clear of trouble with your investments? Today, we’re diving into an SEC investigation that’s rattling one fund and discussing what you need to know to protect yourself. We’re also unpacking the benefits of passive investing and index funds—because simplifying your approach to the stock market might just be the smartest move you make. In our TikTok Minute, we’ll take a look at a quick clip that highlights a common financial misunderstanding, and along the way, we’ll sprinkle in a bit of British charm (no spoilers, but it’s classic). Finally, we’re tackling a listener question from a soon-to-be parent who’s wondering how to plan for their child’s financial future. From custodial accounts to financial aid strategies, we’ll walk through the best options to ensure your kids have a strong start. Add in Doug’s trivia, some thought-provoking discussions, and a peek at upcoming events, and you’ve got a packed episode full of actionable insights. Run of Show ---Introduction and Opening Remarks ---Kickoff and Today’s Topics Overview ---Discussion on the SEC Investigation and What You Need to Know ---Monitoring Your Money Effectively ---Sponsor Messages and Lighthearted Banter ---Headline: Western Assets Bond Fund in Trouble ---Debating Active vs. Passive Management ---TikTok Minute: A Quick Look at Financial Missteps ---Listener Call and Doug’s Trivia Break ---Listener Question: Financial Planning for a Newborn ---Custodial Accounts vs. Other Savings Options ---Tax Implications and Financial Aid Considerations ---Upcoming Events and Community Meetups ---Doug’s TV Show Reviews  FULL SHOW NOTES: [https://stackingbenjamins.com/when-good-funds-go-bad-1605] (https://www.stackingbenjamins.com/when-good-funds-go-bad-1605) Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at [https://www.stackingbenjamins.com/201] (https://www.stackingbenjamins.com/201) Enjoy! Learn more about your ad choices. Visit [podcastchoices.com/adchoices] (https://podcastchoices.com/adchoices) ... Read more

20 Nov 2024

56 MINS

56:42

20 Nov 2024


#1234

Life Doesn’t Get Easier, You Get Better (SB1604)

Ever feel like life keeps throwing curveballs your way? The truth is, it doesn’t actually get easier—you just get better at hitting those pitches. This week, we’re tackling financial challenges head-on with financial behavior psychologist Dr. Brad Klontz and TikTok star Adrian Brambila. Together, they deliver some much-needed “virtual slaps” to help shift your financial mindset from poor to rich. We’re diving into practical tips like automating your finances, avoiding debt traps, and embracing tough love to overcome obstacles. In our headline segment, we’re revealing the U.S. cities with the highest and lowest non-mortgage debt. More importantly, we’ll discuss how to manage your financial health no matter where you live. It’s all about learning to play the game the right way. And, of course, stick around for Doug’s trivia, humor, and possibly a questionable bread recommendation. Run of Show ---Monday Morning Toast Ritual ---Debate Over the Best Bread Choices ---Salute to the Troops ---Introduction to the Stacking Benjamins Show ---Meet the Monday Mentors: Brad Klontz and Adrian Brambila ---Brad and Adrian Share Harsh Truths About Wealth Building ---The Psychology of Wealth and Financial Mindset Shifts ---Automation: The Secret Hack to Building Wealth ---The Poor vs. Rich Mindset: How to Change the Way You Think ---Investing Wisely: The 4% Rule ---Book Promotions and Special Offers from the Guests ---Doug’s Trivia and Humor Break ---Coaching and Motivational Strategies to Stay on Track ---Headline Segment: Debt in American Cities (Highest and Lowest) ---Conclusion and Final Thoughts on Getting Better, Not Easier FULL SHOW NOTES: [https://stackingbenjamins.com/tough-love-money-lessons-brad-klontz-1604] (https://www.stackingbenjamins.com/tough-love-money-lessons-brad-klontz-1604) Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at [https://www.stackingbenjamins.com/201] (https://www.stackingbenjamins.com/201) Enjoy! Learn more about your ad choices. Visit [podcastchoices.com/adchoices] (https://podcastchoices.com/adchoices) ... Read more

18 Nov 2024

1 HR 17 MINS

1:17:15

18 Nov 2024


#1233

Seriously, How Many Laws of Personal Finance Do You Need? SB1603

How many personal finance rules does it actually take to keep your financial house in order? Book after book, podcast after podcast—everyone seems to have "the" set of rules you need. But one intrepid blogger asked himself, "How much do I really need to know to keep my financial health on track?" Today, we dive into his answer: the four laws of financial health, as explored by our lively roundtable crew. Joining Joe and OG are Paula Pant, who's made it her mission to Afford Anything, and Jesse Cramer from The Best Interest podcast. OG’s here with a sports injury story (with a twist!), Paula’s got thoughts on ramping up savings, and Jesse dives deep into the need for a solid safety net. Get ready for laughs, valuable insights, and practical tips to help you set, track, and knock out your financial goals with confidence. Plus, we’re treating you to some of Doug’s legendary trivia, and revisiting Oprah’s unforgettable weight loss reveal moment. Buckle up for a mix of fun and insight straight from Mom's basement! Run of Show ---Introduction and Opening Remarks ---Meet the Hosts and Guests ---OG's Sports Injury Story (with a twist) ---Paula’s Early Voting Adventure ---Diving into the Four Laws of Financial Health ---Trivia Time with Doug ---Oprah’s Weight Loss Reveal: Guessing Game ---Different Theories on Oprah’s Weight Loss ---Answer Reveal and Lessons Learned ---Importance of Cash Reserves ---Building and Maintaining an Emergency Fund ---Systematic Saving and Investing Strategies ---Weekend Plans and Podcast Updates ---Closing Remarks and Takeaways  FULL SHOW NOTES:  [https://stackingbenjamins.com/the-four-laws-of-financial-health-1603] (https://www.stackingbenjamins.com/the-four-laws-of-financial-health-1603) Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at  [https://www.StackingBenjamins.com/201] (https://www.stackingbenjamins.com/201) Enjoy! Learn more about your ad choices. Visit [podcastchoices.com/adchoices] (https://podcastchoices.com/adchoices) ... Read more

15 Nov 2024

1 HR 08 MINS

1:08:54

15 Nov 2024


#1232

How Can Artificial Intelligence Help You Plan Better? (with Robert Farrington from The College Inves...

Curious about how AI might sneak its way into your financial plan? Today, we bring you the latest scoop on this hot topic with our guest, Robert Farrington from The College Investor. Together, we’ll break down the research on AI’s potential impact on your financial life (spoiler: it’s not here to pay your credit card bills). Plus, we tackle a listener question from someone who might've spent a bit too much time binging Better Call Saul. Get ready to have your assumptions challenged as we throw in a TikTok Minute that’ll shake up everything you thought you knew abouthuge companies and their projections of the future. It isn't that we don't believe Goldman Sachs...it's just that the cost of being wrong may outweigh the gains of ignoring the strategy altogether. And, of course, stick around for trivia that’ll make you the star of your next gathering—Mom says you should be prepared to impress! Join hosts Joe Saul-Sehy, OG, and the always-insightful Robert Farrington for an episode packed with practical financial wisdom, a few chuckles, and as always, a lot of basement charm. You know...because we're charming. We're coming to NYC on December 12th! Join Joe, OG, Paula Pant AND Doc G for an amazing gathering of personal finance fans. Head to https://stackingbenjamins.com/nyc to sign up before spots are gone. Run of Show ---Introduction and Opening Remarks ---Welcoming Robert Farrington ---Casual Banter and Health Tips ---Deep Dive into AI and Finance ---AI in Everyday Life and Financial Planning ---Challenges and Limitations of AI ---Using AI for Specific Financial Tasks ---The Future of AI in Financial Planning ---Personalized Advice and Experience ---Asking the Right Questions (to AI and yourself!) ---Where to Find More Information ---AI in Personal Finance ---Trivia Time with Doug ---Investment Strategies and Market Predictions ---Upcoming Events and Announcements - We're coming to NYC! ---Halloween Fun and Candy Tax Learn more about your ad choices. Visit [podcastchoices.com/adchoices] (https://podcastchoices.com/adchoices) ... Read more

13 Nov 2024

1 HR 08 MINS

1:08:24

13 Nov 2024


#1231

How Alua Arthur Coped With Life on Her Way To The Top (SB1601)

Have you ever thought about the intersection of health and wealth? Today we start by sharing personal anecdotes about an unexpectedly painful break, leading into a robust chat with mentor Alua Arthur, a death doula who helps people find purpose through preparing for the end of life. The conversation dives deep into practical tips about setting financial goals while staying grounded, and the importance of balancing spending with saving, all while holding onto life’s deeper purposes. Al Pacino's financial mishaps also serve as a cautionary tale about the importance of being an active CEO of your personal finances. The episode wraps up with advice on navigating the future as veterans from OG, insights into helping children understand finances, and more. You may go look for community, but there is only one that leaves you feeling satisfied: Stacking Benjamins.  Learn more about your ad choices. Visit [podcastchoices.com/adchoices] (https://podcastchoices.com/adchoices) ... Read more

11 Nov 2024

1 HR 09 MINS

1:09:04

11 Nov 2024


#1230

Navigating Awkward Money Moments (SB1600)

Today, we'll dive into navigating life's awkward money moments with a fantastic round table discussion. We'll cover topics like how to handle unexpected spills at a friend's house, splitting the bill during social outings, contributing to group expenses, and even first-date etiquette. Plus, we discuss how to wisely use a financial windfall, the benefits of maximizing your retirement contributions, and the potential pitfalls of paying off your mortgage early. Get ready for practical advice, insightful stories, and plenty of laughs as we tackle these everyday financial dilemmas. ---Introduction and Joe's Favorite Things ---Upcoming Episodes and Special Guests ---Guide to Workplace Benefits ---Sponsors and Show Kickoff ---Round Table Discussion: Awkward Money Situations ---Handling the Check: Etiquette and Stories ---Birthday Dinners and Social Norms ---First Dates and Financial Expectations ---Road Trips and Gas Money ---Guessing the 1933 Minimum Wage ---Trivia Results and Reactions ---Listener Question: What to Do with Extra Money? ---Panel's Personal Updates and Announcements ---Post-Show Banter and Fun Learn more about your ad choices. Visit [podcastchoices.com/adchoices] (https://podcastchoices.com/adchoices) ... Read more

08 Nov 2024

58 MINS

58:51

08 Nov 2024


#1229

Nick Sehy Details How He's Purchased 19 Houses Before Age 29 (SB1599)

You asked for details on Joe's son's real estate adventure, and today you get it! This episode takes you to CampFI Midwest, where Joe's 29-year-old son, Nick, shares his journey toward financial independence through real estate investment. Starting in 2020, Nick began buying and renovating properties, primarily in Detroit, while living in Seattle and working at Microsoft. Learn about his strategies, the challenges he faces, and the importance of diversification in building a solid financial plan. The episode includes insights on finding deals, managing properties remotely, and the significance of making and learning from mistakes in the path to financial independence. ---Introduction to Greatest Hits Week ---Introducing Camp FI and Nick's Journey ---Nick's Real Estate Empire ---The Stacking Benjamins Podcast Vibe ---Nick's Detroit Real Estate Adventures ---Nick's Real Estate Strategy and Challenges ---The Importance of Diversification ---Concluding Thoughts and Advice Learn more about your ad choices. Visit [podcastchoices.com/adchoices] (https://podcastchoices.com/adchoices) ... Read more

07 Nov 2024

27 MINS

27:28

07 Nov 2024


#1228

Making Life an Adventure: Your Japan Escapades (SB1598)

Today, we look at the other side of financial independence: being able to travel the world! Our new Stacking Adventures show is off the ground, and we're giving you a peek at the latest episode. This show highlights YOUR experiences traveling, and when it comes to Japan, you share the best, worst, and in-between. From puking in your bosses' wife's shoes to riding the bullet train, we hear stories from Adventurers and share our own comments. You'll hear tips on packing, organizing luggage storage, theme parks to attend, places to find good food, navigating transportation, and more. You'll find more episodes wherever you're listening to Stacking Benjamins, OR you'll find blog posts, trip reports, packing lists, and more at [StackingAdventures.com] (https://stackingadventures) . Do you have travel stories about Peru, Chile, ghost tours, or New Orleans? Share those stories at [StackingAdventures.com/MyStory] (https://StackingAdventures.com/MyStory) Learn more about your ad choices. Visit [podcastchoices.com/adchoices] (https://podcastchoices.com/adchoices) ... Read more

06 Nov 2024

1 HR 07 MINS

1:07:20

06 Nov 2024


#1227

The Crushing Cost of Conservative Retirement Planning (SB1597)

Today, we'll discuss the pitfalls of overly conservative retirement planning and how it could delay your financial independence and retirement dreams. In this show which was originally aired on our "brother" show Earn & Invest, Doc G, and guest Jesse Cramer from the Best Interest podcast delve into the importance of finding a balance, exploring the impacts of stacking conservative assumptions related to social security, investment returns, and inflation. Jesse shares practical tips on re-evaluating your retirement assumptions, emphasizing the significance of flexibility and ongoing adjustments to avoid unnecessarily prolonging your work life. RUN OF SHOW ---Introduction and Topic Overview ---The Cost of Being Too Conservative ---Interview with Jordan Grumet and Jesse Kramer ---Workplace Benefits Guide Announcement ---Earn and Invest Podcast Begins ---Jesse Kramer's Background and Career Shift ---Conservative Assumptions in Retirement Planning ---Introduction to Conservative Retirement Assumptions ---Guest Introduction: Jesse Cramer ---The Impact of Conservative Assumptions on Retirement ---Strategies to Avoid Overly Conservative Assumptions ---Revisiting and Adjusting Retirement Plans ---The 4% Rule and Its Implications ---Balancing Conservatism and Aggressiveness in Retirement Planning ---The Consequences of Overly Conservative Planning ---Practical Tips for Retirement Planning ---Exploring the 'Die With Zero' Philosophy ---Dealing with Loss Aversion Anxiety ---Conclusion and Final Thoughts ---Post-Interview Discussion Learn more about your ad choices. Visit [podcastchoices.com/adchoices] (https://podcastchoices.com/adchoices) ... Read more

05 Nov 2024

1 HR 00 MINS

1:00:35

05 Nov 2024


#1226

The Invisible Thread Between Us (plus crypto, non-competes, and more) SB1596

To kick off a contentious week for the USA, we share one of our FAVORITE stories about the thread that binds us, our goals, our dreams, and yes, even our money. Laura Schroff was a high-powered executive in Manhattan when her life was changed forever by an 11-year old boy. It's a story you won't soon forget. Plus, we're thrilled that Scott Trench, BiggerPockets CEO joins us as guest co-host. We talk about crypto, athletes, and their money. It's our favorite way to discuss how your own money decisions could be better made. We also dive into non-compete contracts. That world has been changing quickly, and we've got you covered. Learn more about your ad choices. Visit [podcastchoices.com/adchoices] (https://podcastchoices.com/adchoices) ... Read more

04 Nov 2024

1 HR 26 MINS

1:26:50

04 Nov 2024


#1225

Overcome Financial Trauma and Thrive - LIVE From FinCon 2024 (SB1595)

Have you ever felt overwhelmed by your finances? Do you find yourself either making purchases as "retail therapy" or avoiding looking at your statements and online accounts? Or maybe, on the other end of the spectrum, you find yourself hoarding cash because you don't know when the next "rainy day" is going to arrive? In all of these cases and more, you might be experiencing financial trauma, a topic that is the focus of today's Stacking Benjamins live round table at FinCon 2024 in Atlanta, Georgia. Hosted by Joe Saul-Sehy and featuring licensed family and marriage therapist Wendy Wright, certified financial planner Lawrence Sprung, and Afford Anything's Paula Pant, the discussion dives into the deep-seated emotional aspects of money. You'll learn about the signs of financial trauma, such as neglecting finances, overspending, and hoarding, and how these behaviors can impact your life. The panel offers insights into addressing and overcoming these issues, emphasizing the importance of compassionate curiosity and seeking professional help when needed. Whether you're living paycheck to paycheck or have a significant net worth, this episode will guide you on the path to better financial health and well-being. RUN OF SHOW ---Opening Banter and Introduction ---Live from FinCon 2024 ---Meet the Panelists ---Diving into Financial Trauma ---Signs of Financial Trauma ---Scarcity Mindset and Personal Stories ---Cultural and Individual Financial Trauma ---Judgment and Financial Secrecy ---Inherited Wealth and Emotional Struggles ---Behavioral Finance in Financial Planning ---Building Compassionate Financial Relationships ---Recognizing Financial Trauma: Hoarding ---Societal Views on Hoarding vs. Saving ---Personal Stories of Financial Extremes ---Balancing Financial Planning and Living in the Present ---Diagnosing Money Hoarding and Anxiety ---Steps to Address Financial Anxiety ---Exploring False Connections with Money ---The Importance of Financial Planning and Adjustments ---Tracking Spending and Financial Awareness ---Principles of Financial Therapy ---When to Seek Financial Therapy ---Conclusion and Resources FULL SHOW NOTES:  [https://stackingbenjamins.com/overcoming-financial-trauma-1595] (https://www.stackingbenjamins.com/overcoming-financial-trauma-1595) Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at [https://www.StackingBenjamins.com/201] (https://www.StackingBenjamins.com/201) Enjoy! Learn more about your ad choices. Visit [podcastchoices.com/adchoices] (https://podcastchoices.com/adchoices) ... Read more

01 Nov 2024

1 HR 02 MINS

1:02:23

01 Nov 2024


#1224

When Your Funeral Budget Creaks...Our Halloween Special with Scott Mueller (SB1594)

Today, we're joined by funeral director Scott Mueller, who shares invaluable advice on pre-planning your final expenses. Scott elucidates on the importance of making arrangements ahead of time and the benefits it brings to both you and your loved ones during emotionally charged times. Avoid common pitfalls and choose wisely to avoid turning your financial planning into a horror show. Trick or treat? More like protect your assets or weep! In our headline segment, we delve into optimizing your homeowner's insurance with critical features like replacement cost coverage, special personal property endorsements, and umbrella policies. Discover how these essential elements can guard your castle and your treasures from life's unexpected frights. Finally, we lighten the mood with Doug's hilarious trivia and some fun Halloween anecdotes, ensuring you end this episode both smarter and happily haunted. RUN OF SHOW ---Introduction to the Witching Hour ---Halloween Special: Stacking Benjamin Show ---Meet the Funeral Director: Scott Mueller ---The Importance of Pre-Planning Funeral Expenses ---Personal Stories and the Emotional Impact ---Trust Issues with Funeral Directors ---Avoiding Funeral Scams and Making Informed Decisions ---Pre-Planning: Burial, Cremation, and Other Options ---Final Thoughts and Resources ---Iconic Horror Movie Lines ---Halloween Trivia and Chat GPT ---Funeral Planning Stories ---Umbrella Liability Insurance ---Halloween's BEST Jokes and Wrap-Up FULL SHOW NOTES: [https://stackingbenjamins.com/final-expenses-planning-with-scott-mueller-1594] (https://www.stackingbenjamins.com/final-expenses-planning-with-scott-mueller-1594) Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at [https://www.stackingbenjamins.com/201] (https://www.stackingbenjamins.com/201) Enjoy! Learn more about your ad choices. Visit [podcastchoices.com/adchoices] (https://podcastchoices.com/adchoices) ... Read more

30 Oct 2024

1 HR 29 MINS

1:29:35

30 Oct 2024


#1223

Turning Halloween Into a Fun Economic Game (with Chuck Jaffe) SB1593

Today, we'll dive into an exciting financial education idea brought to us by award-winning columnist and host of The Money Life Show, Chuck Jaffe. Do you think Halloween's kinda boring for kids and just a sugar rush? Not at Chuck's house! Discover Chuck's innovative 'cash or candy' concept, transforming Halloween into a fun and educational game that teaches kids about probability, risk management, and decision-making. This unique approach blends Halloween fun with critical financial lessons, making it a memorable learning experience for children and parents. In our headline segment, we explore some chilling retirement regrets shared in a compelling Business Insider article, highlighting common pitfalls and how to avoid them. We also discuss key strategies for better retirement planning, such as potentially delaying social security and being prepared for unforeseen emergencies. If you're worried about not having enough for financial independence, this may be the segment for you. Lastly, we wrap up the episode with Doug's intriguing Halloween-themed trivia and a lively discussion about the NFL's global expansion efforts, including a look at watching football games in Germany. Join us for a fun and educational journey into the world of Halloween-fueled financial literacy! RUN OF SHOW ---Halloween Costumes and Banter --- Salute to the Troops and Halloween Plans --- Halloween Week Episode Introduction --- Halloween and Money Lessons with Chuck Jaffe --- Halloween Games and Economic Lessons --- Chuck Jaffe's Halloween Tradition --- Money Life Show and Financial Insights --- Disturbing Ways to Make Money --- Trivia Question: a Murderer's Profession --- Pineapple Drinks --- Headline: Retirement Regrets --- Discussion on Retirement Savings --- Client's Early Retirement Story --- Janice's Regrets and Future Plans --- Automating Savings and Easy Listening --- Community Engagement and Reviews --- NFL's International Games --- Fun with German NFL Commentary --- Christmas Movie Horror Parody FULL SHOW NOTES: [https://stackingbenjamins.com/halloween-money-lessons-with-chuck-jaffe-1593] (https://www.stackingbenjamins.com/halloween-money-lessons-with-chuck-jaffe-1593) Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at [https://www.stackingbenjamins.com/201] (https://www.stackingbenjamins.com/201) Enjoy! Learn more about your ad choices. Visit [podcastchoices.com/adchoices] (https://podcastchoices.com/adchoices) ... Read more

28 Oct 2024

1 HR 17 MINS

1:17:38

28 Oct 2024


#1222

What If You And Your Partner Aren't On The Same Page Financially? (SB1592)

Are you on the same page with your significant other? Financially speaking, of course! Given that money is the leading cause of divorce in the US, it's a topic worth working on together. And money talks in relationships don't just apply to romantic relationships - it can extend to include parent/child, etc. relationships. We're talking money and relationships on today's roundtable. Pull up a chair with Paula Pant from Afford Anything, OG, and special guest Doug Cunnington from the Mile High FI Podcast. This is an episode you don't want to miss! In the second half of the show, we dive into the sensitive topic of what to do when you and your spouse can't agree. You won't want to miss this! Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at [https://www.StackingBenjamins.com/201] (https://www.StackingBenjamins.com/201) Enjoy! Learn more about your ad choices. Visit [podcastchoices.com/adchoices] (https://podcastchoices.com/adchoices) ... Read more

25 Oct 2024

1 HR 15 MINS

1:15:16

25 Oct 2024


#1221

Should You Look at "Risk" Differently? (with Len Penzo) SB1591

Today we share a fresh perspective on personal and financial risk, featuring the always insightful Len Penzo (LenPenzo.com). Joe, OG and Len will dive into the complexities of managing your 401k and understanding the risk tolerance required to meet your goals. We'll share pivotal strategies for effective retirement planning and hopefully help you grasp why taking enough risk is crucial, especially for younger investors who have time to recover from potential losses. Listen in as we explore investment behaviors versus portfolio performance and how emotional decisions during market fluctuations can impact your financial journey. We don’t just tackle numbers here. We'll also examine whether widening your approach to include career risks and the often-overlooked social risks that can open doors to new opportunities is a good strategy. We'll talk about on growing your employment opportunities, ensuring long-term wealth, and balancing financial and emotional satisfaction. Plus, there just may be a slight amount of banter about Halloween treats, the joys of IRS conundrums, and the misconceptions of viral TikTok financial advice. To top it all off, we may or may not share stories about Joe’s adventures learning craps in Las Vegas, revealing the thrills and lessons of gambling. If you're searching for lessons, it may include the importance of knowing when to walk away, and the camaraderie forged at the casino tables. Whether you’re tuning in for practical financial strategies or just to enjoy some relatable stories and laughs, this episode is packed with takeaways on looking at risk differently in every facet of your life. ---Introduction to Debt Management ---Welcome to the Stacking Benjamin Show ---Discussing Risk with Len Penzo ---The Fortune Cookie Incident ---Understanding Risk Tolerance ---Career and Social Risks ---Halloween Treats and Risks ---Stocking Up for Halloween ---Diving into Risk Management --- TikTok Minute: Career Success --- Doug's Trivia: Understanding 1031 Exchange --- Listener Question: Employer-Sponsored IRA Plans ---Vegas Stories and Gambling Tips FULL SHOW NOTES: [https://stackingbenjamins.com/len-penzo-halloween-1591] (https://www.stackingbenjamins.com/len-penzo-halloween-1591) Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at [https://www.stackingbenjamins.com/201] (https://www.stackingbenjamins.com/201) Enjoy! Learn more about your ad choices. Visit [podcastchoices.com/adchoices] (https://podcastchoices.com/adchoices) ... Read more

23 Oct 2024

1 HR 17 MINS

1:17:08

23 Oct 2024