The Ramsey Show podcast

The Ramsey Show

The Ramsey Show believes you can build wealth and take control of your life—no matter what stupid mistakes you've made with money. Join as Dave Ramsey and his team of experts answer your questions on the top problems holding you back. Listen now or ask your question live by calling 888.825.5225 weekdays from 2–5 p.m. ET. Learn more at www.ramseysolutions.com

The Ramsey Show believes you can build wealth and take control of your life—no matter what stupid mistakes you've made with money. Join as Dave Ramsey and his team of experts answer your questions on the top problems holding you back. Listen now or ask your question live by calling 888.825.5225 weekdays from 2–5 p.m. ET. Learn more at www.ramseysolutions.com

 

#180

How A Bigger Paycheck Could Lead To Bigger Problems

[📱Watch the full episode for free in the Ramsey Network app.] (https://ter.li/iod9vg) While we're out for the Christmas break, we've compiled some of our favorite John and George calls from the past couple of years. Enjoy your day and we'll be back with a live show in the new year! John Delony & George Kamel answer your questions and discuss: ---‘We make $330K and live paycheck to paycheck' ---'Is my mother-in-law is trying to cause a rift?’ ---‘I feel guilty for spending money on therapy’ ---‘I'm 15, how can I help my parents financially?' ---‘Dealing with my husband's gambling addiction’ ---'We've been living in a hotel for 3 months.' --- Support Our Sponsors: ---🌱 Get 10% off your first month of [ BetterHelp] (https://www.betterhelp.com/Delony) ---🏥 Learn more about [ Christian Healthcare Ministries] (https://www.chministries.org/budget) ---🏡 Get started today with [ Churchill Mortgage] (https://www.churchillmortgage.com/) ---🏦 Go to [ FAIRWINDS Credit Union] (https://www.fairwinds.org/ramsey) for an exclusive account bundle! ---🥗 Save 15% on your first [Field of Greens] (https://brickhousenutrition.com/pages/daveramsey?linkId=Dave%20Ramsey_Podcast_Podcast&affluencerId=Dave%20Ramsey) order with code RAMSEY ---💤 Visit [ Helix Sleep] (https://www.helixsleep.com/Ramsey) for special offers! ---💻 Visit [ NetSuite] (https://www.netsuite.com/Ramsey) today to learn more ---🗂️ Use promo code RAMSEY for18% off at [The Nokbox] (https://www.thenokbox.com/ramsey) ---🏛Get started with [YRefy] (https://www.yrefy.com/Ramsey) or call 844-2-RAMSEY ---🔐 Visit [ Zander Insurance] (https://www.zander.com/) for your free instant quote today! Next Steps 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or [ click here!] (https://www.ramseysolutions.com/shows/the-ramsey-show/email) 📈  [Are you on track with the Baby Steps? Get a Free Personalized Plan] (https://ter.li/degkjb) 🏖️ [Invest in Your Future With a SmartVestor Pro] (https://www.ramseysolutions.com/retirement/smartvestor?utm_source=tdrs&utm_medium=podcast&utm_campaign=smartvestor&utm_term=investing_tax_bu&utm_content=smartvestor%20-%20show_notes) 💵 [Start your free budget today. Download the EveryDollar app!] (https://ter.li/56dyoj) 🎟️ [See Dave and John LIVE in a city near you!] (https://ter.li/pi7p7m) 🛳️ [Live Like No One Else Cruise] (https://ter.li/6xw23z) ✅ [Free tools and resources to find the right insurance for you] (https://ter.li/xlnixk) Listen to more from Ramsey Network 🎙️ [ The Ramsey Show] (https://ter.li/4oi4gg)   🧠 [ The Dr. John Delony Show] (https://ter.li/7idjjq) 🍸 [ Smart Money Happy Hour] (https://ter.li/fhywhj) 💡 [ The Rachel Cruze Show] (https://ter.li/u4taz6) 💸 [ The Ramsey Show Highlights] (https://ter.li/u7iws0) 💰 [George Kamel] (https://ter.li/ejut9r) 💼 [ The Ken Coleman Show] (https://ter.li/e0y48r) 📈 [ EntreLeadership] (https://ter.li/p5p885) Ramsey Solutions is a paid, non-client promoter of SmartVestor Pros. Learn more about your ad choices.  [https://www.megaphone.fm/adchoices] (https://www.megaphone.fm/adchoices) [Ramsey Solutions Privacy Policy] (https://www.ramseysolutions.com/company/policies/privacy-policy) ... Read more

27 Dec 2024

1 HR 27 MINS

1:27:42

27 Dec 2024


#179

Define Your Future By Setting The Right Financial Priorities

📱 [Listen to the full episode for free in the Ramsey Network app.] (https://ramseynetwork.onelink.me/9eOo?af_dp=ramseynetwork://&broadcastdate=2024-12-26&deep_link_value=episode&navigationtype=episode&showid=f6596c6b-b375-4b4a-bfb1-2fb3065ea29d&c=finishtheshow_official&af_ad=finishtheshow_official%20-%20shownotes%20-%20finish%20today%27s%20episode%20for%20free%20in%20the%20ramsey%20network%20app.%20-%20122624&pid=podcast%20-%20internal&af_channel=podcast_the_ramsey_show%20-%20megaphone&utm_source=podcast_the_ramsey_show%20-%20megaphone&utm_medium=audio&utm_campaign=finishtheshow_official&utm_term=ramsey_network_bu&utm_content=finishtheshow_official%20-%20shownotes%20-%20finish%20today%27s%20episode%20for%20free%20in%20the%20ramsey%20network%20app.%20-%20122624) 🇺🇸  [Watch United States of Anxiety exclusively on the free Ramsey Network app! ] (https://ramseynetwork.onelink.me/9eOo?af_dp=ramseynetwork://&broadcastdate=2024-12-09&pid=podcast%20-%20internal&af_channel=podcast_the_ramsey_show%20-%20megaphone&c=usao%20episode%202%20release&af_ad=usao%20episode%202%20release%20-%20shownotes%20-%20watch%20united%20states%20of%20anxiety%20exclusively%20on%20the%20free%20ramsey%20network%20app%20-%20120924&utm_source=podcast_the_ramsey_show%20-%20megaphone&utm_medium=audio&utm_campaign=usao%20episode%202%20release&utm_term=ramsey_network_bu&utm_content=usao%20episode%202%20release%20-%20shownotes%20-%20watch%20united%20states%20of%20anxiety%20exclusively%20on%20the%20free%20ramsey%20network%20app%20-%20120924) 📈  [Are you on track with the Baby Steps? Get a Free Personalized Plan] (https://ter.li/degkjb) While we're out for the Christmas break, we've compiled some of our favorite Ken and Rachel calls from the past couple of years. Enjoy your day and we'll be back with a live show in the new year! Merry Christmas! Ken Coleman & Rachel Cruze answer your questions and discuss: ---‘Quit my two remote jobs to take one hybrid?' ---'We couldn't agree on money so we broke up.’ ---‘Are we teaching our kids that credit is OK?’ ---‘Use emergency fund for daughter's quinceanera?' ---‘I made an agreement for a house I can't afford.’ ---‘How much should I spend on a wedding ring?’ Support Our Sponsors: ---🌱 Get 10% off your first month of [ ] (https://www.betterhelp.com/Delony) [BetterHelp] (https://www.betterhelp.com/Delony) ---◎ Get 10% off [Byrna] (https://www.byrna.com/dave) product bundles and more! ---🏥 Learn more about [ ] (https://www.chministries.org/budget) [Christian Healthcare Ministries] (https://www.chministries.org/budget) ---🏡 Get started today with [ ] (https://www.churchillmortgage.com/) [Churchill Mortgage] (https://www.churchillmortgage.com/) ---🔒 Get 20% off when you join [DeleteMe] (https://www.joindeleteme.com/Ramsey) ---🏦 Go to [ ] (https://www.fairwinds.org/ramsey) [FAIRWINDS Credit Union] (https://www.fairwinds.org/ramsey) for an exclusive account bundle! ---🥗 Save 15% on your first [Field of Greens] (https://brickhousenutrition.com/pages/daveramsey?linkId=Dave%20Ramsey_Podcast_Podcast&affluencerId=Dave%20Ramsey) order with code RAMSEY ---💤 Visit [ ] (https://www.helixsleep.com/Ramsey) [Helix Sleep] (https://www.helixsleep.com/Ramsey) for special offers! ---🗂️ Use promo code RAMSEY for 18% off at [The Nokbox] (https://www.thenokbox.com/ramsey) ---💵 Learn more about [Timothy Plan] (https://www.timothyplan.com) ---🏛 Get started with [YRefy] (https://www.yrefy.com/Ramsey) or call 844-2-RAMSEY ---🔐 Visit [ ] (https://www.zander.com/) [Zander Insurance] (https://www.zander.com/) for your free instant quote today! Next Steps 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or [ click here!] (https://www.ramseysolutions.com/shows/the-ramsey-show/email) 🏖️ [Invest in Your Future With a SmartVestor Pro] (https://www.ramseysolutions.com/retirement/smartvestor?utm_source=tdrs&utm_medium=podcast&utm_campaign=smartvestor&utm_term=investing_tax_bu&utm_content=smartvestor%20-%20show_notes) 💵 [Start your free budget today. Download the EveryDollar app!] (https://ter.li/tkaaev) 🎟️ [See Dave and John LIVE in a city near you!] (https://ter.li/pi7p7m) Listen to more from Ramsey Network 🎙️ [ The Ramsey Show] (https://ter.li/4oi4gg)   🧠 [ The Dr. John Delony Show] (https://ter.li/7idjjq) 🍸 [ Smart Money Happy Hour] (https://ter.li/fhywhj) 💡 [ The Rachel Cruze Show] (https://ter.li/u4taz6) 💸 [ The Ramsey Show Highlights] (https://ter.li/u7iws0) 💰 [George Kamel] (https://ter.li/ejut9r) 💼 [ The Ken Coleman Show] (https://ter.li/e0y48r) 📈 [ EntreLeadership] (https://ter.li/p5p885) Ramsey Solutions is a paid, non-client promoter of SmartVestor Pros. Learn more about your ad choices.  [https://www.megaphone.fm/adchoices] (https://www.megaphone.fm/adchoices) [Ramsey Solutions Privacy Policy] (https://www.ramseysolutions.com/company/policies/privacy-policy) ... Read more

26 Dec 2024

1 HR 19 MINS

1:19:04

26 Dec 2024


#178

The Hardest Decisions Are Often About Money & Relationships

📈  [Are you on track with the Baby Steps? Get a Free Personalized Plan] (https://ter.li/degkjb) 📱 [Listen to the full episode for free in the Ramsey Network app.] (https://ramseynetwork.onelink.me/9eOo?af_dp=ramseynetwork://&broadcastdate=2024-12-25&deep_link_value=episode&navigationtype=episode&showid=f6596c6b-b375-4b4a-bfb1-2fb3065ea29d&c=finishtheshow_official&af_ad=finishtheshow_official%20-%20shownotes%20-%20finish%20today%27s%20episode%20for%20free%20in%20the%20ramsey%20network%20app.%20-%20122524&pid=podcast%20-%20internal&af_channel=podcast_the_ramsey_show%20-%20megaphone&utm_source=podcast_the_ramsey_show%20-%20megaphone&utm_medium=audio&utm_campaign=finishtheshow_official&utm_term=ramsey_network_bu&utm_content=finishtheshow_official%20-%20shownotes%20-%20finish%20today%27s%20episode%20for%20free%20in%20the%20ramsey%20network%20app.%20-%20122524) 🇺🇸  [Watch United States of Anxiety exclusively on the free Ramsey Network app! ] (https://ramseynetwork.onelink.me/9eOo?af_dp=ramseynetwork://&broadcastdate=2024-12-09&pid=podcast%20-%20internal&af_channel=podcast_the_ramsey_show%20-%20megaphone&c=usao%20episode%202%20release&af_ad=usao%20episode%202%20release%20-%20shownotes%20-%20watch%20united%20states%20of%20anxiety%20exclusively%20on%20the%20free%20ramsey%20network%20app%20-%20120924&utm_source=podcast_the_ramsey_show%20-%20megaphone&utm_medium=audio&utm_campaign=usao%20episode%202%20release&utm_term=ramsey_network_bu&utm_content=usao%20episode%202%20release%20-%20shownotes%20-%20watch%20united%20states%20of%20anxiety%20exclusively%20on%20the%20free%20ramsey%20network%20app%20-%20120924) While we're out for the Christmas break, we've compiled some of our favorite John and Jade calls from the past couple of years. Enjoy your day and we'll be back with a live show in the new year! Merry Christmas! John Delony & Jade Warshaw answer your questions and discuss: ---‘Should I talk to my wife's toxic boss?' ---'Is it OK to accept $1M from my in-laws?’ ---‘My mom lied about paying my student loans.’ ---‘I blew $50K after leaving an abusive relationship.' ---‘My mom is boycotting my wedding rehearsal’ ---'Our house was destroyed by a tornado' Support Our Sponsors: ---🌱 Get 10% off your first month of [ ] (https://www.betterhelp.com/Delony) [BetterHelp] (https://www.betterhelp.com/Delony) ---◎ Get 10% off [Byrna] (https://www.byrna.com/dave) product bundles and more! ---🏥 Learn more about [ ] (https://www.chministries.org/budget) [Christian Healthcare Ministries] (https://www.chministries.org/budget) ---🏡 Get started today with [ ] (https://www.churchillmortgage.com/) [Churchill Mortgage] (https://www.churchillmortgage.com/) ---🔒 Get 20% off when you join [DeleteMe] (https://www.joindeleteme.com/Ramsey) ---🏦 Go to [ ] (https://www.fairwinds.org/ramsey) [FAIRWINDS Credit Union] (https://www.fairwinds.org/ramsey) for an exclusive account bundle! ---🥗 Save 15% on your first [Field of Greens] (https://brickhousenutrition.com/pages/daveramsey?linkId=Dave%20Ramsey_Podcast_Podcast&affluencerId=Dave%20Ramsey) order with code RAMSEY ---💤 Visit [ ] (https://www.helixsleep.com/Ramsey) [Helix Sleep] (https://www.helixsleep.com/Ramsey) for special offers! ---🗂️ Use promo code RAMSEY for 18% off at [The Nokbox] (https://www.thenokbox.com/ramsey) ---💵 Learn more about [Timothy Plan] (https://www.timothyplan.com) ---🏛 Get started with [YRefy] (https://www.yrefy.com/Ramsey) or call 844-2-RAMSEY ---🔐 Visit [ ] (https://www.zander.com/) [Zander Insurance] (https://www.zander.com/) for your free instant quote today! Next Steps 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or [ click here!] (https://www.ramseysolutions.com/shows/the-ramsey-show/email) 🎟️ [See Dave and John LIVE in a city near you!] (https://ter.li/pi7p7m) 🏖️ [Invest in Your Future With a SmartVestor Pro] (https://www.ramseysolutions.com/retirement/smartvestor?utm_source=tdrs&utm_medium=podcast&utm_campaign=smartvestor&utm_term=investing_tax_bu&utm_content=smartvestor%20-%20show_notes) 🏆 [Take control of your money in 2025! Register for the free livestream.] (https://www.ramseysolutions.com/events/take-control-of-your-money?utm_source=podcast_the_ramsey_show&utm_medium=audio&utm_campaign=jan-2025-livestream&utm_term=ramsey_network_bu&utm_content=everydollar%20-%20description%20-%20register%20for%20the%20livestream%20-%20121924) 💵 [Start your free budget today. Download the EveryDollar app!] (https://ter.li/56dyoj) Listen to more from Ramsey Network 🎙️ [ The Ramsey Show] (https://ter.li/4oi4gg)   🧠 [ The Dr. John Delony Show] (https://ter.li/7idjjq) 🍸 [ Smart Money Happy Hour] (https://ter.li/fhywhj) 💡 [ The Rachel Cruze Show] (https://ter.li/u4taz6) 💸 [ The Ramsey Show Highlights] (https://ter.li/u7iws0) 💰 [George Kamel] (https://ter.li/ejut9r) 💼 [ The Ken Coleman Show] (https://ter.li/e0y48r) 📈 [ EntreLeadership] (https://ter.li/p5p885) Ramsey Solutions is a paid, non-client promoter of SmartVestor Pros. Learn more about your ad choices.  [https://www.megaphone.fm/adchoices] (https://www.megaphone.fm/adchoices) [Ramsey Solutions Privacy Policy] (https://www.ramseysolutions.com/company/policies/privacy-policy) ... Read more

25 Dec 2024

1 HR 26 MINS

1:26:22

25 Dec 2024


#177

Stop Letting Money Conflicts Tear Your Relationships Apart

📈  [Are you on track with the Baby Steps? Get a Free Personalized Plan] (https://ter.li/degkjb) 📱 [Listen to the full episode for free in the Ramsey Network app.] (https://ramseynetwork.onelink.me/9eOo?af_dp=ramseynetwork://&broadcastdate=2024-12-24&deep_link_value=episode&navigationtype=episode&showid=f6596c6b-b375-4b4a-bfb1-2fb3065ea29d&c=finishtheshow_official&af_ad=finishtheshow_official%20-%20shownotes%20-%20finish%20today%27s%20episode%20for%20free%20in%20the%20ramsey%20network%20app.%20-%20122424&pid=podcast%20-%20internal&af_channel=podcast_the_ramsey_show%20-%20megaphone&utm_source=podcast_the_ramsey_show%20-%20megaphone&utm_medium=audio&utm_campaign=finishtheshow_official&utm_term=ramsey_network_bu&utm_content=finishtheshow_official%20-%20shownotes%20-%20finish%20today%27s%20episode%20for%20free%20in%20the%20ramsey%20network%20app.%20-%20122424) [🇺🇸 ] (https://ter.li/iod9vg) [Watch United States of Anxiety exclusively on the free Ramsey Network app! ] (https://ramseynetwork.onelink.me/9eOo?af_dp=ramseynetwork://&broadcastdate=2024-12-09&pid=podcast%20-%20internal&af_channel=podcast_the_ramsey_show%20-%20megaphone&c=usao%20episode%202%20release&af_ad=usao%20episode%202%20release%20-%20shownotes%20-%20watch%20united%20states%20of%20anxiety%20exclusively%20on%20the%20free%20ramsey%20network%20app%20-%20120924&utm_source=podcast_the_ramsey_show%20-%20megaphone&utm_medium=audio&utm_campaign=usao%20episode%202%20release&utm_term=ramsey_network_bu&utm_content=usao%20episode%202%20release%20-%20shownotes%20-%20watch%20united%20states%20of%20anxiety%20exclusively%20on%20the%20free%20ramsey%20network%20app%20-%20120924) While we're out for the Christmas break, we've compiled some of our favorite Dave and Rachel calls from the past couple of years. Enjoy your day and we'll be back with a live show in the new year! Merry Christmas! Dave Ramsey & Rachel Cruze answer your questions and discuss: ---‘Father-in-law is selling us whole life insurance’ ---'Brother isn't buying us out of an inherited home’ ---‘Open a food truck or a brick and mortar?’ ---‘My wife & I don't share the same views financially' ---‘Am I hurting my family's financial future?’ ---'Will I even be able to become debt free?' Support Our Sponsors: ---🌱 Get 10% off your first month of [ ] (https://www.betterhelp.com/Delony) [BetterHelp] (https://www.betterhelp.com/Delony) ---◎ Get 10% off [Byrna] (https://www.byrna.com/dave) product bundles and more! ---🏥 Learn more about [ ] (https://www.chministries.org/budget) [Christian Healthcare Ministries] (https://www.chministries.org/budget) ---🏡 Get started today with [ ] (https://www.churchillmortgage.com/) [Churchill Mortgage] (https://www.churchillmortgage.com/) ---🔒 Get 20% off when you join [DeleteMe] (https://www.joindeleteme.com/Ramsey) ---🏦 Go to [ ] (https://www.fairwinds.org/ramsey) [FAIRWINDS Credit Union] (https://www.fairwinds.org/ramsey) for an exclusive account bundle! ---🥗 Save 15% on your first [Field of Greens] (https://brickhousenutrition.com/pages/daveramsey?linkId=Dave%20Ramsey_Podcast_Podcast&affluencerId=Dave%20Ramsey) order with code RAMSEY ---💤 Visit [ ] (https://www.helixsleep.com/Ramsey) [Helix Sleep] (https://www.helixsleep.com/Ramsey) for special offers! ---🗂️ Use promo code RAMSEY for 18% off at [The Nokbox] (https://www.thenokbox.com/ramsey) ---💵 Learn more about [Timothy Plan] (https://www.timothyplan.com) ---🏛 Get started with [YRefy] (https://www.yrefy.com/Ramsey) or call 844-2-RAMSEY ---🔐 Visit [ ] (https://www.zander.com/) [Zander Insurance] (https://www.zander.com/) for your free instant quote today! Next Steps 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or [ click here!] (https://www.ramseysolutions.com/shows/the-ramsey-show/email) 🏆 [Take control of your money in 2025! Register for the free livestream.] (https://www.ramseysolutions.com/events/take-control-of-your-money?utm_source=podcast_the_ramsey_show&utm_medium=audio&utm_campaign=jan-2025-livestream&utm_term=ramsey_network_bu&utm_content=everydollar%20-%20description%20-%20register%20for%20the%20livestream%20-%20121924) 🎟️ [Get $100 Off Money & Marriage Getaway with code CHRISTMAS.] (https://ter.li/dq23yw) 💵 [Start your free budget today. Download the EveryDollar app!] (https://ter.li/tkaaev) 📈 [ For help with investing, get connected with a SmartVestor Pro. ] (https://www.ramseysolutions.com/retirement/smartvestor?utm_source=tdrs&utm_medium=podcast&utm_campaign=smartvestor&utm_term=investing_tax_bu&utm_content=smartvestor%20-%20show_notes) Listen to more from Ramsey Network 🎙️ [ The Ramsey Show] (https://ter.li/4oi4gg)   🧠 [ The Dr. John Delony Show] (https://ter.li/7idjjq) 🍸 [ Smart Money Happy Hour] (https://ter.li/fhywhj) 💡 [ The Rachel Cruze Show] (https://ter.li/u4taz6) 💸 [ The Ramsey Show Highlights] (https://ter.li/u7iws0) 💰 [George Kamel] (https://ter.li/ejut9r) 💼 [ The Ken Coleman Show] (https://ter.li/e0y48r) 📈 [ EntreLeadership] (https://ter.li/p5p885) Ramsey Solutions is a paid, non-client promoter of SmartVestor Pros. Learn more about your ad choices.  [https://www.megaphone.fm/adchoices] (https://www.megaphone.fm/adchoices) [Ramsey Solutions Privacy Policy] (https://www.ramseysolutions.com/company/policies/privacy-policy) ... Read more

24 Dec 2024

1 HR 26 MINS

1:26:53

24 Dec 2024


#176

Financial Chaos Can Derail Your Future

📈  [Are you on track with the Baby Steps? Get a Free Personalized Plan] (https://ter.li/degkjb) 📱 [Listen to the full episode for free in the Ramsey Network app.] (https://ramseynetwork.onelink.me/9eOo?af_dp=ramseynetwork://&broadcastdate=2024-12-23&deep_link_value=episode&navigationtype=episode&showid=f6596c6b-b375-4b4a-bfb1-2fb3065ea29d&c=finishtheshow_official&af_ad=finishtheshow_official%20-%20shownotes%20-%20finish%20today%27s%20episode%20for%20free%20in%20the%20ramsey%20network%20app.%20-%20122324&pid=podcast%20-%20internal&af_channel=podcast_the_ramsey_show%20-%20megaphone&utm_source=podcast_the_ramsey_show%20-%20megaphone&utm_medium=audio&utm_campaign=finishtheshow_official&utm_term=ramsey_network_bu&utm_content=finishtheshow_official%20-%20shownotes%20-%20finish%20today%27s%20episode%20for%20free%20in%20the%20ramsey%20network%20app.%20-%20122324) [Watch United States of Anxiety exclusively on the free Ramsey Network app! ] (https://ramseynetwork.onelink.me/9eOo?af_dp=ramseynetwork://&broadcastdate=2024-12-09&pid=podcast%20-%20internal&af_channel=podcast_the_ramsey_show%20-%20megaphone&c=usao%20episode%202%20release&af_ad=usao%20episode%202%20release%20-%20shownotes%20-%20watch%20united%20states%20of%20anxiety%20exclusively%20on%20the%20free%20ramsey%20network%20app%20-%20120924&utm_source=podcast_the_ramsey_show%20-%20megaphone&utm_medium=audio&utm_campaign=usao%20episode%202%20release&utm_term=ramsey_network_bu&utm_content=usao%20episode%202%20release%20-%20shownotes%20-%20watch%20united%20states%20of%20anxiety%20exclusively%20on%20the%20free%20ramsey%20network%20app%20-%20120924) While we're out for the Christmas break, we've compiled some of our favorite Dave and Ken calls from the past couple of years. Enjoy your day and we'll be back with a live show in the new year! Merry Christmas! Dave Ramsey & Ken Coleman answer your questions and discuss: ---‘I haven't filed taxes since 2020’ ---'I don't feel like we can catch up on our finances’ ---‘My mom did a home remodel without permits’ ---‘Fiancée's parents want me to sign a prenup' ---‘What do I do after losing my business to a fire?’ ---Discussion about what "being managed out" means. Support Our Sponsors: ---🌱 Get 10% off your first month of [ BetterHelp] (https://www.betterhelp.com/Delony) ---◎ Get 10% off [Byrna] (https://www.byrna.com/dave) product bundles and more! ---🏥 Learn more about [ Christian Healthcare Ministries] (https://www.chministries.org/budget) ---🏡 Get started today with [ Churchill Mortgage] (https://www.churchillmortgage.com/) ---🔒 Get 20% off when you join [DeleteMe] (https://www.joindeleteme.com/Ramsey) ---🏦 Go to [ FAIRWINDS Credit Union] (https://www.fairwinds.org/ramsey) for an exclusive account bundle! ---🥗 Save 15% on your first [Field of Greens] (https://brickhousenutrition.com/pages/daveramsey?linkId=Dave%20Ramsey_Podcast_Podcast&affluencerId=Dave%20Ramsey) order with code RAMSEY ---💤 Visit [ Helix Sleep] (https://www.helixsleep.com/Ramsey) for special offers! ---💻 Visit [ NetSuite] (https://www.netsuite.com/Ramsey) today to learn more ---🗂️ Use promo code RAMSEY for 18% off at [The Nokbox] (https://www.thenokbox.com/ramsey) ---💵 Learn more about [Timothy Plan] (https://www.timothyplan.com/) ---🏛 Get started with [YRefy] (https://www.yrefy.com/Ramsey) or call 844-2-RAMSEY ---🔐 Visit [ Zander Insurance] (https://www.zander.com/) for your free instant quote today! Next Steps 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or [ click here!] (https://www.ramseysolutions.com/shows/the-ramsey-show/email) ☂️ [Protect yourself with the right coverage—take our coverage quiz!] (https://www.ramseysolutions.com/insurance/coverage-checkup?utm_source=podcast_the_ramsey_show&utm_medium=audio&utm_campaign=2024_december&utm_term=protections_bu&utm_content=2024_december%20-%20shownotes%20-%20coverage%20checkup%20-%20120524) 🏆 [Take control of your money in 2025! Register for the free livestream.] (https://www.ramseysolutions.com/events/take-control-of-your-money?utm_source=podcast_the_ramsey_show&utm_medium=audio&utm_campaign=jan-2025-livestream&utm_term=ramsey_network_bu&utm_content=everydollar%20-%20description%20-%20register%20for%20the%20livestream%20-%20121924) 💵 [Start your free budget today. Download the EveryDollar app!] (https://ter.li/tkaaev) 🎟️ [See Dave and John LIVE in a city near you!] (https://ter.li/pi7p7m) 🎄 [You could win $5,000 in the Ramsey Christmas Cash Giveaway!] (https://ter.li/kc228e) 🎁 [Our 50 days of Christmas deals are ending soon! Get 30% off meaningful gifts.] (https://ter.li/3b7mff) Listen to more from Ramsey Network 🎙️ [ The Ramsey Show] (https://ter.li/4oi4gg)   🧠 [ The Dr. John Delony Show] (https://ter.li/7idjjq) 🍸 [ Smart Money Happy Hour] (https://ter.li/fhywhj) 💡 [ The Rachel Cruze Show] (https://ter.li/u4taz6) 💸 [ The Ramsey Show Highlights] (https://ter.li/u7iws0) 💰 [George Kamel] (https://ter.li/ejut9r) 💼 [ The Ken Coleman Show] (https://ter.li/e0y48r) 📈 [ EntreLeadership] (https://ter.li/p5p885) Learn more about your ad choices.  [https://www.megaphone.fm/adchoices] (https://www.megaphone.fm/adchoices) [Ramsey Solutions Privacy Policy] (https://www.ramseysolutions.com/company/policies/privacy-policy) ... Read more

23 Dec 2024

1 HR 27 MINS

1:27:57

23 Dec 2024


#175

Your Future Self Deserves Better Choices Today

📈  [Are you on track with the Baby Steps? Get a Free Personalized Plan] (https://ter.li/degkjb) 📱 [Listen to the full episode for free in the Ramsey Network app. 🇺🇸 Watch United States of Anxiety exclusively on the free Ramsey Network app!] (https://ramseynetwork.onelink.me/9eOo?af_dp=ramseynetwork://&broadcastdate=2024-12-09&pid=podcast%20-%20internal&af_channel=podcast_the_ramsey_show%20-%20megaphone&c=usao%20episode%202%20release&af_ad=usao%20episode%202%20release%20-%20shownotes%20-%20watch%20united%20states%20of%20anxiety%20exclusively%20on%20the%20free%20ramsey%20network%20app%20-%20120924&utm_source=podcast_the_ramsey_show%20-%20megaphone&utm_medium=audio&utm_campaign=usao%20episode%202%20release&utm_term=ramsey_network_bu&utm_content=usao%20episode%202%20release%20-%20shownotes%20-%20watch%20united%20states%20of%20anxiety%20exclusively%20on%20the%20free%20ramsey%20network%20app%20-%20120924) George Kamel & Dr. John Delony answer your questions and discuss: ---"I spent $40K during a manic episode," ---"I turned $1k into $380k with Tesla stock; should I sell it?" ---"Should I leave anything to my estranged son?" ---"We lost everything to a hurricane," ---"My husband is spoiled and I lack boundaries," ---"I keep overdrafting my account" Support Our Sponsors: ---🌱 Get 10% off your first month of [ BetterHelp] (https://www.betterhelp.com/Delony) ---◎ Get 10% off [Byrna] (https://www.byrna.com/dave) product bundles and more! ---🏥 Learn more about [ Christian Healthcare Ministries] (https://www.chministries.org/budget) ---🏡 Get started today with [ Churchill Mortgage] (https://www.churchillmortgage.com/) ---🔒 Get 20% off when you join [DeleteMe] (https://www.joindeleteme.com/Ramsey) ---🏦 Go to [ FAIRWINDS Credit Union] (https://www.fairwinds.org/ramsey) for an exclusive account bundle! ---🥗 Save 15% on your first [Field of Greens] (https://brickhousenutrition.com/pages/daveramsey?linkId=Dave%20Ramsey_Podcast_Podcast&affluencerId=Dave%20Ramsey) order with code RAMSEY ---💤 Visit [ Helix Sleep] (https://www.helixsleep.com/Ramsey) for special offers! ---🗂️ Use promo code RAMSEY for 18% off at [The Nokbox] (https://www.thenokbox.com/ramsey) ---💵 Learn more about [Timothy Plan] (https://www.timothyplan.com) ---🏛 Get started with [YRefy] (https://www.yrefy.com/Ramsey) or call 844-2-RAMSEY ---🔐 Visit [ Zander Insurance] (https://www.zander.com/) for your free instant quote today! Next Steps 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or [ click here!] (https://www.ramseysolutions.com/shows/the-ramsey-show/email) 🎄 [You could win $5,000 in the Ramsey Christmas Cash Giveaway!] (https://ter.li/kc228e) 🎁 [Our 50 days of Christmas deals are ending soon! Get 30% off meaningful gifts.] (https://ter.li/3b7mff) ☂️ [Protect yourself with the right coverage—take our coverage quiz!] (https://www.ramseysolutions.com/insurance/coverage-checkup?utm_source=podcast_the_ramsey_show&utm_medium=audio&utm_campaign=2024_december&utm_term=protections_bu&utm_content=2024_december%20-%20shownotes%20-%20coverage%20checkup%20-%20120524) 💵 [Start your free budget today. Download the EveryDollar app!] (https://ter.li/tkaaev) Listen to more from Ramsey Network 🎙️ [ The Ramsey Show] (https://ter.li/4oi4gg)   🧠 [ The Dr. John Delony Show] (https://ter.li/7idjjq) 🍸 [ Smart Money Happy Hour] (https://ter.li/fhywhj) 💡 [ The Rachel Cruze Show] (https://ter.li/u4taz6) 💸 [ The Ramsey Show Highlights] (https://ter.li/u7iws0) 💰 [George Kamel] (https://ter.li/ejut9r) 💼 [ The Ken Coleman Show] (https://ter.li/e0y48r) 📈 [ EntreLeadership] (https://ter.li/p5p885) Learn more about your ad choices.  [https://www.megaphone.fm/adchoices] (https://www.megaphone.fm/adchoices) [Ramsey Solutions Privacy Policy] (https://www.ramseysolutions.com/company/policies/privacy-policy) ... Read more

20 Dec 2024

1 HR 28 MINS

1:28:13

20 Dec 2024


#174

Broke Is Normal—Do You Really Want to Be Like Everyone Else?

📈  [Are you on track with the Baby Steps? Get a Free Personalized Plan] (https://ter.li/degkjb) [📱 ] (https://ter.li/iod9vg) [Listen to the full episode for free in the Ramsey Network app.Watch United States of Anxiety exclusively on the free Ramsey Network app!] (https://ramseynetwork.onelink.me/9eOo?af_dp=ramseynetwork://&broadcastdate=2024-12-09&pid=podcast%20-%20internal&af_channel=podcast_the_ramsey_show%20-%20megaphone&c=usao%20episode%202%20release&af_ad=usao%20episode%202%20release%20-%20shownotes%20-%20watch%20united%20states%20of%20anxiety%20exclusively%20on%20the%20free%20ramsey%20network%20app%20-%20120924&utm_source=podcast_the_ramsey_show%20-%20megaphone&utm_medium=audio&utm_campaign=usao%20episode%202%20release&utm_term=ramsey_network_bu&utm_content=usao%20episode%202%20release%20-%20shownotes%20-%20watch%20united%20states%20of%20anxiety%20exclusively%20on%20the%20free%20ramsey%20network%20app%20-%20120924)   Dave Ramsey & Jade Warshaw answer your questions and discuss: ---"My mom is asking me to share my late father's life insurance," ---"My wife bought me an expensive Lego set behind my back," ---"Am I a jerk for not wanting a mortgage?" ---"I bought a truck and then found Dave Ramsey..." ---"Is giving the bank our money biblically immoral?" ---"My wife is pestering me to take a vacation," ---"My grandma opened a credit card in my name," Support Our Sponsors: ---🌱 Get 10% off your first month of [ BetterHelp] (https://www.betterhelp.com/Delony) ---◎ Get 10% off [Byrna] (https://www.byrna.com/dave) product bundles and more! ---🏥 Learn more about [ Christian Healthcare Ministries] (https://www.chministries.org/budget) ---🏡 Get started today with [ Churchill Mortgage] (https://www.churchillmortgage.com/) ---🔒 Get 20% off when you join [DeleteMe] (https://www.joindeleteme.com/Ramsey) ---🏦 Go to [ FAIRWINDS Credit Union] (https://www.fairwinds.org/ramsey) for an exclusive account bundle! ---🥗 Save 15% on your first [Field of Greens] (https://brickhousenutrition.com/pages/daveramsey?linkId=Dave%20Ramsey_Podcast_Podcast&affluencerId=Dave%20Ramsey) order with code RAMSEY ---💤 Visit [ Helix Sleep] (https://www.helixsleep.com/Ramsey) for special offers! ---🗂️ Use promo code RAMSEY for 18% off at [The Nokbox] (https://www.thenokbox.com/ramsey) ---💵 Learn more about [Timothy Plan] (https://www.timothyplan.com/) ---🏛 Get started with [YRefy] (https://www.yrefy.com/Ramsey) or call 844-2-RAMSEY ---🔐 Visit [ Zander Insurance] (https://www.zander.com/) for your free instant quote today! Next Steps 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or [ click here!] (https://www.ramseysolutions.com/shows/the-ramsey-show/email) 💸 [Take control of your money in 2025! Register for the free livestream.] (https://www.ramseysolutions.com/events/take-control-of-your-money?utm_source=podcast_the_ramsey_show&utm_medium=audio&utm_campaign=jan-2025-livestream&utm_term=ramsey_network_bu&utm_content=everydollar%20-%20description%20-%20register%20for%20the%20livestream%20-%20121924) 💵 [Start your free budget today. Download the EveryDollar app!] (https://ter.li/tkaaev) 🎄 [You could win $5,000 in the Ramsey Christmas Cash Giveaway!] (https://ter.li/kc228e) 🎁 [Our 50 days of Christmas deals are ending soon! Get 30% off meaningful gifts.] (https://ter.li/3b7mff) ☂️ [Protect yourself with the right coverage—take our coverage quiz!] (https://www.ramseysolutions.com/insurance/coverage-checkup?utm_source=podcast_the_ramsey_show&utm_medium=audio&utm_campaign=2024_december&utm_term=protections_bu&utm_content=2024_december%20-%20shownotes%20-%20coverage%20checkup%20-%20120524) 🎟️ [Get Tickets to the Money & Relationships Tour] (https://ter.li/r0koog) Listen to more from Ramsey Network 🎙️ [ The Ramsey Show] (https://ter.li/4oi4gg)   🧠 [ The Dr. John Delony Show] (https://ter.li/7idjjq) 🍸 [ Smart Money Happy Hour] (https://ter.li/fhywhj) 💡 [ The Rachel Cruze Show] (https://ter.li/u4taz6) 💸 [ The Ramsey Show Highlights] (https://ter.li/u7iws0) 💰 [George Kamel] (https://ter.li/ejut9r) 💼 [ The Ken Coleman Show] (https://ter.li/e0y48r) 📈 [ EntreLeadership] (https://ter.li/p5p885) Learn more about your ad choices.  [https://www.megaphone.fm/adchoices] (https://www.megaphone.fm/adchoices) [Ramsey Solutions Privacy Policy] (https://www.ramseysolutions.com/company/policies/privacy-policy) ... Read more

19 Dec 2024

1 HR 29 MINS

1:29:03

19 Dec 2024


#173

It’s Our 2024 Annual Giving Show!

📈  [Are you on track with the Baby Steps? Get a Free Personalized Plan] (https://ter.li/degkjb) 📱 [Listen to the full episode for free in the Ramsey Network app.Watch United States of Anxiety exclusively on the free Ramsey Network app!] (https://ramseynetwork.onelink.me/9eOo?af_dp=ramseynetwork://&broadcastdate=2024-12-09&pid=podcast%20-%20internal&af_channel=podcast_the_ramsey_show%20-%20megaphone&c=usao%20episode%202%20release&af_ad=usao%20episode%202%20release%20-%20shownotes%20-%20watch%20united%20states%20of%20anxiety%20exclusively%20on%20the%20free%20ramsey%20network%20app%20-%20120924&utm_source=podcast_the_ramsey_show%20-%20megaphone&utm_medium=audio&utm_campaign=usao%20episode%202%20release&utm_term=ramsey_network_bu&utm_content=usao%20episode%202%20release%20-%20shownotes%20-%20watch%20united%20states%20of%20anxiety%20exclusively%20on%20the%20free%20ramsey%20network%20app%20-%20120924)   Dave Ramsey & George Kamel hear stories of outrageous generosity from our listeners. Find out how much fun you can have giving away money on our 2024 Annual Giving Show! Support Our Sponsors: ---🌱 Get 10% off your first month of [ BetterHelp] (https://www.betterhelp.com/Delony) ---◎ Get 10% off [Byrna] (https://www.byrna.com/dave) product bundles and more! ---🏥 Learn more about [ Christian Healthcare Ministries] (https://www.chministries.org/budget) ---🏡 Get started today with [ Churchill Mortgage] (https://www.churchillmortgage.com/) ---🔒 Get 20% off when you join [DeleteMe] (https://www.joindeleteme.com/Ramsey) ---🏦 Go to [ FAIRWINDS Credit Union] (https://www.fairwinds.org/ramsey) for an exclusive account bundle! ---🥗 Save 15% on your first [Field of Greens] (https://brickhousenutrition.com/pages/daveramsey?linkId=Dave%20Ramsey_Podcast_Podcast&affluencerId=Dave%20Ramsey) order with code RAMSEY ---💤 Visit [ Helix Sleep] (https://www.helixsleep.com/Ramsey) for special offers! ---🗂️ Use promo code RAMSEY for 18% off at [The Nokbox] (https://www.thenokbox.com/ramsey) ---💵 Learn more about [Timothy Plan] (https://www.timothyplan.com) ---🏛 Get started with [YRefy] (https://www.yrefy.com/Ramsey) or call 844-2-RAMSEY ---🔐 Visit [ Zander Insurance] (https://www.zander.com/) for your free instant quote today! Next Steps 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or [ click here!] (https://www.ramseysolutions.com/shows/the-ramsey-show/email) 🎄 [You could win $5,000 in the Ramsey Christmas Cash Giveaway!] (https://ter.li/kc228e) 🎁 [Our 50 days of Christmas deals are ending soon! Get 30% off meaningful gifts.] (https://ter.li/3b7mff) ☂️ [Protect yourself with the right coverage—take our coverage quiz!] (https://www.ramseysolutions.com/insurance/coverage-checkup?utm_source=podcast_the_ramsey_show&utm_medium=audio&utm_campaign=2024_december&utm_term=protections_bu&utm_content=2024_december%20-%20shownotes%20-%20coverage%20checkup%20-%20120524) 🎒 [Donate Foundations in Personal Finance Curriculum to a high school in your community.] (https://www.ramseysolutions.com/sponsorships/schools?utm_source=podcast_the_ramsey_show%20-%20broadcast&utm_medium=audio&utm_campaign=spn_trs_giving_episode&utm_term=ramsey_education_bu&utm_content=spn_trs_giving_episode%20-%20shownotes%20-%20become_a_sponsor%20-%20121924) 💵 [Start your free budget today. Download the EveryDollar app!] (https://ter.li/tkaaev) Listen to more from Ramsey Network 🎙️ [ The Ramsey Show] (https://ter.li/4oi4gg)   🧠 [ The Dr. John Delony Show] (https://ter.li/7idjjq) 🍸 [ Smart Money Happy Hour] (https://ter.li/fhywhj) 💡 [ The Rachel Cruze Show] (https://ter.li/u4taz6) 💸 [ The Ramsey Show Highlights] (https://ter.li/u7iws0) 💰 [George Kamel] (https://ter.li/ejut9r) 💼 [ The Ken Coleman Show] (https://ter.li/e0y48r) 📈 [ EntreLeadership] (https://ter.li/p5p885) Learn more about your ad choices.  [https://www.megaphone.fm/adchoices] (https://www.megaphone.fm/adchoices) [Ramsey Solutions Privacy Policy] (https://www.ramseysolutions.com/company/policies/privacy-policy) ... Read more

18 Dec 2024

1 HR 28 MINS

1:28:59

18 Dec 2024


#172

You Can’t Win With Money if You Keep Ignoring the Real Problem

📈  [Are you on track with the Baby Steps? Get a Free Personalized Plan] (https://ter.li/degkjb) [📱Watch the full episode for free in the Ramsey Network app.] (https://ramseynetwork.onelink.me/9eOo?af_dp=ramseynetwork://&broadcastdate=2024-12-09&pid=podcast%20-%20internal&af_channel=podcast_the_ramsey_show%20-%20megaphone&c=usao%20episode%202%20release&af_ad=usao%20episode%202%20release%20-%20shownotes%20-%20watch%20united%20states%20of%20anxiety%20exclusively%20on%20the%20free%20ramsey%20network%20app%20-%20120924&utm_source=podcast_the_ramsey_show%20-%20megaphone&utm_medium=audio&utm_campaign=usao%20episode%202%20release&utm_term=ramsey_network_bu&utm_content=usao%20episode%202%20release%20-%20shownotes%20-%20watch%20united%20states%20of%20anxiety%20exclusively%20on%20the%20free%20ramsey%20network%20app%20-%20120924) Dave Ramsey & Dr. John Delony answer your questions and discuss: ---"My father-in-law owes us $100k and now he wants to put up our house for collateral," ---"How do I financially prepare to have a child?" ---"My husband says I "sucked the fun" out of his hobby," ---"My mother-in-law sticks her nose into everything," ---"How do I tackle $100K of debt?" Support Our Sponsors: ---🌱 Get 10% off your first month of [ BetterHelp] (https://www.betterhelp.com/Delony) ---◎ Get 10% off [Byrna] (https://www.byrna.com/dave) product bundles and more! ---🏥 Learn more about [ Christian Healthcare Ministries] (https://www.chministries.org/budget) ---🏡 Get started today with [ Churchill Mortgage] (https://www.churchillmortgage.com/) ---🔒 Get 20% off when you join [DeleteMe] (https://www.joindeleteme.com/Ramsey) ---🏦 Go to [ FAIRWINDS Credit Union] (https://www.fairwinds.org/ramsey) for an exclusive account bundle! ---🥗 Save 15% on your first [Field of Greens] (https://brickhousenutrition.com/pages/daveramsey?linkId=Dave%20Ramsey_Podcast_Podcast&affluencerId=Dave%20Ramsey) order with code RAMSEY ---💤 Visit [ Helix Sleep] (https://www.helixsleep.com/Ramsey) for special offers! ---💻 Visit [ NetSuite] (https://www.netsuite.com/Ramsey) today to learn more ---🗂️ Use promo code RAMSEY for 18% off at [The Nokbox] (https://www.thenokbox.com/ramsey) ---💵 Learn more about [Timothy Plan] (https://www.timothyplan.com/) ---🏛 Get started with [YRefy] (https://www.yrefy.com/Ramsey) or call 844-2-RAMSEY ---🔐 Visit [ Zander Insurance] (https://www.zander.com/) for your free instant quote today! Next Steps 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or [ click here!] (https://www.ramseysolutions.com/shows/the-ramsey-show/email) ☂️ [ Protect yourself with the right coverage—take our coverage quiz!] (https://www.ramseysolutions.com/insurance/coverage-checkup?utm_source=podcast_the_ramsey_show&utm_medium=audio&utm_campaign=2024_december&utm_term=protections_bu&utm_content=2024_december%20-%20shownotes%20-%20coverage%20checkup%20-%20120524) 🎄 [You could win $5,000 in the Ramsey Christmas Cash Giveaway!] (https://ter.li/kc228e) 🎁 [Our 50 days of Christmas deals are ending soon! Get 30% off meaningful gifts.] (https://ter.li/3b7mff) 💵 [Start your free budget today. Download the EveryDollar app!] (https://ter.li/tkaaev) 🎟️ [Get Tickets to the Money & Relationships Tour] (https://ter.li/r0koog) Listen to more from Ramsey Network 🎙️ [ The Ramsey Show] (https://ter.li/4oi4gg)   🧠 [ The Dr. John Delony Show] (https://ter.li/7idjjq) 🍸 [ Smart Money Happy Hour] (https://ter.li/fhywhj) 💡 [ The Rachel Cruze Show] (https://ter.li/u4taz6) 💸 [ The Ramsey Show Highlights] (https://ter.li/u7iws0) 💰 [George Kamel] (https://ter.li/ejut9r) 💼 [ The Ken Coleman Show] (https://ter.li/e0y48r) 📈 [ EntreLeadership] (https://ter.li/p5p885) Learn more about your ad choices.  [https://www.megaphone.fm/adchoices] (https://www.megaphone.fm/adchoices) [Ramsey Solutions Privacy Policy] (https://www.ramseysolutions.com/company/policies/privacy-policy) ... Read more

17 Dec 2024

1 HR 28 MINS

1:28:26

17 Dec 2024


#171

Delayed Gratification Is a Key Ingredient to Building Wealth

📈  [Are you on track with the Baby Steps? Get a Free Personalized Plan] (https://ter.li/degkjb) [📱Watch the full episode for free in the Ramsey Network app.] (https://ramseynetwork.onelink.me/9eOo?af_dp=ramseynetwork://&broadcastdate=2024-12-09&pid=podcast%20-%20internal&af_channel=podcast_the_ramsey_show%20-%20megaphone&c=usao%20episode%202%20release&af_ad=usao%20episode%202%20release%20-%20shownotes%20-%20watch%20united%20states%20of%20anxiety%20exclusively%20on%20the%20free%20ramsey%20network%20app%20-%20120924&utm_source=podcast_the_ramsey_show%20-%20megaphone&utm_medium=audio&utm_campaign=usao%20episode%202%20release&utm_term=ramsey_network_bu&utm_content=usao%20episode%202%20release%20-%20shownotes%20-%20watch%20united%20states%20of%20anxiety%20exclusively%20on%20the%20free%20ramsey%20network%20app%20-%20120924) Dave Ramsey & Ken Coleman answer your questions and discuss: ---"Should I buy a $250K supercar?" ---"I borrowed from my parents to start a business," ---"How do we steer our daughter's career choice?" ---"Should I be involved in my husband's business?" ---"I'm unsuccessfully tried to settle my debts," ---"How do I budget my starting salary?" Support Our Sponsors: ---🌱 Get 10% off your first month of [ BetterHelp] (https://www.betterhelp.com/Delony) ---◎ Get 10% off [Byrna] (https://www.byrna.com/dave) product bundles and more! ---🏥 Learn more about [ Christian Healthcare Ministries] (https://www.chministries.org/budget) ---🏡 Get started today with [ Churchill Mortgage] (https://www.churchillmortgage.com/) ---🔒 Get 20% off when you join [DeleteMe] (https://www.joindeleteme.com/Ramsey) ---🏦 Go to [ FAIRWINDS Credit Union] (https://www.fairwinds.org/ramsey) for an exclusive account bundle! ---🥗 Save 15% on your first [Field of Greens] (https://brickhousenutrition.com/pages/daveramsey?linkId=Dave%20Ramsey_Podcast_Podcast&affluencerId=Dave%20Ramsey) order with code RAMSEY ---💤 Visit [ Helix Sleep] (https://www.helixsleep.com/Ramsey) for special offers! ---💻 Visit [ NetSuite] (https://www.netsuite.com/Ramsey) today to learn more ---🗂️ Use promo code RAMSEY for 18% off at [The Nokbox] (https://www.thenokbox.com/ramsey) ---💵 Learn more about [Timothy Plan] (https://www.timothyplan.com) ---🏛 Get started with [YRefy] (https://www.yrefy.com/Ramsey) or call 844-2-RAMSEY ---🔐 Visit [ Zander Insurance] (https://www.zander.com/) for your free instant quote today! Next Steps 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or [ click here!] (https://www.ramseysolutions.com/shows/the-ramsey-show/email) 💵 [Start your free budget today. Download the EveryDollar app!] (https://ter.li/56dyoj) 🎟️ [See Dave and John LIVE in a city near you!] (https://ter.li/pi7p7m) 🎄 [You could win $5,000 in the Ramsey Christmas Cash Giveaway!] (https://ter.li/kc228e) 🎁 [Our 50 days of Christmas deals are ending soon! Get 30% off meaningful gifts.] (https://ter.li/3b7mff) Listen to more from Ramsey Network 🎙️ [ The Ramsey Show] (https://ter.li/4oi4gg)   🧠 [ The Dr. John Delony Show] (https://ter.li/7idjjq) 🍸 [ Smart Money Happy Hour] (https://ter.li/fhywhj) 💡 [ The Rachel Cruze Show] (https://ter.li/u4taz6) 💸 [ The Ramsey Show Highlights] (https://ter.li/u7iws0) 💰 [George Kamel] (https://ter.li/ejut9r) 💼 [ The Ken Coleman Show] (https://ter.li/e0y48r) 📈 [ EntreLeadership] (https://ter.li/p5p885) Learn more about your ad choices.  [https://www.megaphone.fm/adchoices] (https://www.megaphone.fm/adchoices) [Ramsey Solutions Privacy Policy] (https://www.ramseysolutions.com/company/policies/privacy-policy) ... Read more

16 Dec 2024

1 HR 28 MINS

1:28:21

16 Dec 2024


#170

Your Debt Should Make You Uncomfortable

📈  [Are you on track with the Baby Steps? Get a Free Personalized Plan] (https://ter.li/degkjb) 📱 [Listen to the full episode for free in the Ramsey Network app. Watch United States of Anxiety exclusively on the free Ramsey Network app!] (https://ramseynetwork.onelink.me/9eOo?af_dp=ramseynetwork://&broadcastdate=2024-12-09&pid=podcast%20-%20internal&af_channel=podcast_the_ramsey_show%20-%20megaphone&c=usao%20episode%202%20release&af_ad=usao%20episode%202%20release%20-%20shownotes%20-%20watch%20united%20states%20of%20anxiety%20exclusively%20on%20the%20free%20ramsey%20network%20app%20-%20120924&utm_source=podcast_the_ramsey_show%20-%20megaphone&utm_medium=audio&utm_campaign=usao%20episode%202%20release&utm_term=ramsey_network_bu&utm_content=usao%20episode%202%20release%20-%20shownotes%20-%20watch%20united%20states%20of%20anxiety%20exclusively%20on%20the%20free%20ramsey%20network%20app%20-%20120924) Rachel Cruze & Jade Warshaw answer your questions and discuss: ---"Should I invest while in college?" ---"Should guests pay for meals at our wedding?" ---"My late husband hid our finances from me" ---"I have a big problem..." ---"How do I budget an irregular income?" Support Our Sponsors: ---🌱 Get 10% off your first month of [ BetterHelp] (https://www.betterhelp.com/Delony) ---◎ Get 10% off [Byrna] (https://www.byrna.com/dave) product bundles and more! ---🏥 Learn more about [ Christian Healthcare Ministries] (https://www.chministries.org/budget) ---🏡 Get started today with [ Churchill Mortgage] (https://www.churchillmortgage.com/) ---🔒 Get 20% off when you join [DeleteMe] (https://www.joindeleteme.com/Ramsey) ---🏦 Go to [ FAIRWINDS Credit Union] (https://www.fairwinds.org/ramsey) for an exclusive account bundle! ---🥗 Save 15% on your first [Field of Greens] (https://brickhousenutrition.com/pages/daveramsey?linkId=Dave%20Ramsey_Podcast_Podcast&affluencerId=Dave%20Ramsey) order with code RAMSEY ---💤 Visit [ Helix Sleep] (https://www.helixsleep.com/Ramsey) for special offers! ---💻 Visit [ NetSuite] (https://www.netsuite.com/Ramsey) today to learn more ---🗂️ Use promo code RAMSEY for 18% off at [The Nokbox] (https://www.thenokbox.com/ramsey) ---💵 Learn more about [Timothy Plan] (https://www.timothyplan.com) ---🏛 Get started with [YRefy] (https://www.yrefy.com/Ramsey) or call 844-2-RAMSEY ---🔐 Visit [ Zander Insurance] (https://www.zander.com/) for your free instant quote today! Next Steps 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or [ click here!] (https://www.ramseysolutions.com/shows/the-ramsey-show/email) 🎄 [You could win $5,000 in the Ramsey Christmas Cash Giveaway!] (https://ter.li/kc228e) 🎁 [Our 50 days of Christmas deals are ending soon! Get 30% off meaningful gifts.] (https://ter.li/3b7mff) 💵 [Start your free budget today. Download the EveryDollar app!] (https://ter.li/56dyoj) 🎟️ [Get Tickets to the Money & Relationships Tour] (https://ter.li/r0koog) ❤️ [Get tickets to Money & Marriage Getaway and make this the best Valentine’s Day EVER.] (https://ter.li/dq23yw) Listen to more from Ramsey Network 🎙️ [ The Ramsey Show] (https://ter.li/4oi4gg)   🧠 [ The Dr. John Delony Show] (https://ter.li/7idjjq) 🍸 [ Smart Money Happy Hour] (https://ter.li/fhywhj) 💡 [ The Rachel Cruze Show] (https://ter.li/u4taz6) 💸 [ The Ramsey Show Highlights] (https://ter.li/u7iws0) 💰 [George Kamel] (https://ter.li/ejut9r) 💼 [ The Ken Coleman Show] (https://ter.li/e0y48r) 📈 [ EntreLeadership] (https://ter.li/p5p885) Learn more about your ad choices.  [https://www.megaphone.fm/adchoices] (https://www.megaphone.fm/adchoices) [Ramsey Solutions Privacy Policy] (https://www.ramseysolutions.com/company/policies/privacy-policy) ... Read more

13 Dec 2024

1 HR 28 MINS

1:28:23

13 Dec 2024


#169

To Change Your Results You Have To Change Your Behavior

📈  [Are you on track with the Baby Steps? Get a Free Personalized Plan] (https://ter.li/degkjb) 📱 [Listen to the full episode for free in the Ramsey Network app. Watch United States of Anxiety exclusively on the free Ramsey Network app!] (https://ramseynetwork.onelink.me/9eOo?af_dp=ramseynetwork://&broadcastdate=2024-12-09&pid=podcast%20-%20internal&af_channel=podcast_the_ramsey_show%20-%20megaphone&c=usao%20episode%202%20release&af_ad=usao%20episode%202%20release%20-%20shownotes%20-%20watch%20united%20states%20of%20anxiety%20exclusively%20on%20the%20free%20ramsey%20network%20app%20-%20120924&utm_source=podcast_the_ramsey_show%20-%20megaphone&utm_medium=audio&utm_campaign=usao%20episode%202%20release&utm_term=ramsey_network_bu&utm_content=usao%20episode%202%20release%20-%20shownotes%20-%20watch%20united%20states%20of%20anxiety%20exclusively%20on%20the%20free%20ramsey%20network%20app%20-%20120924) Jade Warshaw & Rachel Cruze answer your questions and discuss: ---"How do we divide a gift when buying together?" ---"Why should I have a 15-year mortgage?" ---"I co-signed for a truck with my ex-fiancee," ---"My husband's employer hasn't paid him..." ---"How do I budget with an irregular income?" ---Asking for a friend: What are tax withholdings? Support Our Sponsors: ---🌱 Get 10% off your first month of [ BetterHelp] (https://www.betterhelp.com/Delony) ---◎ Get 10% off [Byrna] (https://www.byrna.com/dave) product bundles and more! ---🏥 Learn more about [ Christian Healthcare Ministries] (https://www.chministries.org/budget) ---🏡 Get started today with [ Churchill Mortgage] (https://www.churchillmortgage.com/) ---🔒 Get 20% off when you join [DeleteMe] (https://www.joindeleteme.com/Ramsey) ---🏦 Go to [ FAIRWINDS Credit Union] (https://www.fairwinds.org/ramsey) for an exclusive account bundle! ---🥗 Save 15% on your first [Field of Greens] (https://brickhousenutrition.com/pages/daveramsey?linkId=Dave%20Ramsey_Podcast_Podcast&affluencerId=Dave%20Ramsey) order with code RAMSEY ---💤 Visit [ Helix Sleep] (https://www.helixsleep.com/Ramsey) for special offers! ---💻 Visit [ NetSuite] (https://www.netsuite.com/Ramsey) today to learn more ---🗂️ Use promo code RAMSEY for 18% off at [The Nokbox] (https://www.thenokbox.com/ramsey) ---💵 Learn more about [Timothy Plan] (https://www.timothyplan.com/) ---🏛 Get started with [YRefy] (https://www.yrefy.com/Ramsey) or call 844-2-RAMSEY ---🔐 Visit [ Zander Insurance] (https://www.zander.com/) for your free instant quote today! Next Steps 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or [ click here!] (https://www.ramseysolutions.com/shows/the-ramsey-show/email) 🎟️ [Get Tickets to the Money & Relationships Tour] (https://ter.li/r0koog) 🎄 [Hurry—Your chance to win $5k is almost over! Enter the Ramsey Cash Giveaway today!] (https://ter.li/kc228e) 🎁 [Our 50 days of Christmas deals are ending soon! Get 30% off meaningful gifts.] (https://ter.li/3b7mff) 💵 [Start your free budget today. Download the EveryDollar app!] (https://ter.li/tkaaev) Listen to more from Ramsey Network 🎙️ [ The Ramsey Show] (https://ter.li/4oi4gg)   🧠 [ The Dr. John Delony Show] (https://ter.li/7idjjq) 🍸 [ Smart Money Happy Hour] (https://ter.li/fhywhj) 💡 [ The Rachel Cruze Show] (https://ter.li/u4taz6) 💸 [ The Ramsey Show Highlights] (https://ter.li/u7iws0) 💰 [George Kamel] (https://ter.li/ejut9r) 💼 [ The Ken Coleman Show] (https://ter.li/e0y48r) 📈 [ EntreLeadership] (https://ter.li/p5p885) Learn more about your ad choices.  [https://www.megaphone.fm/adchoices] (https://www.megaphone.fm/adchoices) [Ramsey Solutions Privacy Policy] (https://www.ramseysolutions.com/company/policies/privacy-policy) ... Read more

12 Dec 2024

1 HR 29 MINS

1:29:08

12 Dec 2024


#168

How to Escape Living Paycheck to Paycheck

📈  [Are you on track with the Baby Steps? Get a Free Personalized Plan] (https://ter.li/degkjb) 📱 [Listen to the full episode for free in the Ramsey Network app. Watch United States of Anxiety exclusively on the free Ramsey Network app!] (https://ramseynetwork.onelink.me/9eOo?af_dp=ramseynetwork://&broadcastdate=2024-12-09&pid=podcast%20-%20internal&af_channel=podcast_the_ramsey_show%20-%20megaphone&c=usao%20episode%202%20release&af_ad=usao%20episode%202%20release%20-%20shownotes%20-%20watch%20united%20states%20of%20anxiety%20exclusively%20on%20the%20free%20ramsey%20network%20app%20-%20120924&utm_source=podcast_the_ramsey_show%20-%20megaphone&utm_medium=audio&utm_campaign=usao%20episode%202%20release&utm_term=ramsey_network_bu&utm_content=usao%20episode%202%20release%20-%20shownotes%20-%20watch%20united%20states%20of%20anxiety%20exclusively%20on%20the%20free%20ramsey%20network%20app%20-%20120924) Dave Ramsey & George Kamel answer your questions and discuss: ---"Should I fix my car or buy another one?" ---"Living paycheck-to-paycheck on $600K a year," ---"How do I get my wife on board with the plan?" ---"How does compound interest work on multiple accounts?" ---"Should I get my fiancé to sign a prenup?" ---"How much house can I afford?" ---"My parents are kicking me out for failing college?" Support Our Sponsors: ---🌱 Get 10% off your first month of [ BetterHelp] (https://www.betterhelp.com/Delony) ---◎ Get 10% off [Byrna] (https://www.byrna.com/dave) product bundles and more! ---🏥 Learn more about [ Christian Healthcare Ministries] (https://www.chministries.org/budget) ---🏡 Get started today with [ Churchill Mortgage] (https://www.churchillmortgage.com/) ---🔒 Get 20% off when you join [DeleteMe] (https://www.joindeleteme.com/Ramsey) ---🏦 Go to [ FAIRWINDS Credit Union] (https://www.fairwinds.org/ramsey) for an exclusive account bundle! ---🥗 Save 15% on your first [Field of Greens] (https://brickhousenutrition.com/pages/daveramsey?linkId=Dave%20Ramsey_Podcast_Podcast&affluencerId=Dave%20Ramsey) order with code RAMSEY ---💤 Visit [ Helix Sleep] (https://www.helixsleep.com/Ramsey) for special offers! ---💻 Visit [ NetSuite] (https://www.netsuite.com/Ramsey) today to learn more ---🗂️ Use promo code RAMSEY for 18% off at [The Nokbox] (https://www.thenokbox.com/ramsey) ---💵 Learn more about [Timothy Plan] (https://www.timothyplan.com/) ---🏛 Get started with [YRefy] (https://www.yrefy.com/Ramsey) or call 844-2-RAMSEY ---🔐 Visit [ Zander Insurance] (https://www.zander.com/) for your free instant quote today! Next Steps 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or [ click here!] (https://www.ramseysolutions.com/shows/the-ramsey-show/email) 💵 [Start your free budget today. Download the EveryDollar app!] (https://ter.li/tkaaev) 🎟️ [Get Tickets to the Money & Relationships Tour] (https://ter.li/r0koog) 🎄 [Hurry—Your chance to win $5k is almost over! Enter the Ramsey Cash Giveaway today!] (https://ter.li/8hx6uj) 🎁 [Our 50 days of Christmas deals are ending soon! Get 30% off meaningful gifts.] (https://ter.li/3b7mff) Listen to more from Ramsey Network 🎙️ [ The Ramsey Show] (https://ter.li/4oi4gg)   🧠 [ The Dr. John Delony Show] (https://ter.li/7idjjq) 🍸 [ Smart Money Happy Hour] (https://ter.li/fhywhj) 💡 [ The Rachel Cruze Show] (https://ter.li/u4taz6) 💸 [ The Ramsey Show Highlights] (https://ter.li/u7iws0) 💰 [George Kamel] (https://ter.li/ejut9r) 💼 [ The Ken Coleman Show] (https://ter.li/e0y48r) 📈 [ EntreLeadership] (https://ter.li/p5p885) Learn more about your ad choices.  [https://www.megaphone.fm/adchoices] (https://www.megaphone.fm/adchoices) [Ramsey Solutions Privacy Policy] (https://www.ramseysolutions.com/company/policies/privacy-policy) ... Read more

11 Dec 2024

1 HR 28 MINS

1:28:45

11 Dec 2024


#167

If You Want To Be a Millionaire, Do What Millionaires Do

📈  [Are you on track with the Baby Steps? Get a Free Personalized Plan] (https://ter.li/degkjb) [📱Watch the full episode for free in the Ramsey Network app.] (https://ramseynetwork.onelink.me/9eOo?af_dp=ramseynetwork://&broadcastdate=2024-12-09&pid=podcast%20-%20internal&af_channel=podcast_the_ramsey_show%20-%20megaphone&c=usao%20episode%202%20release&af_ad=usao%20episode%202%20release%20-%20shownotes%20-%20watch%20united%20states%20of%20anxiety%20exclusively%20on%20the%20free%20ramsey%20network%20app%20-%20120924&utm_source=podcast_the_ramsey_show%20-%20megaphone&utm_medium=audio&utm_campaign=usao%20episode%202%20release&utm_term=ramsey_network_bu&utm_content=usao%20episode%202%20release%20-%20shownotes%20-%20watch%20united%20states%20of%20anxiety%20exclusively%20on%20the%20free%20ramsey%20network%20app%20-%20120924) Dave Ramsey & Ken Coleman answer your questions and discuss: ---"How do I recover after a bankruptcy?" ---"Should I go into debt to visit my sick parents?" ---"Do I have enough saved to be self-insured?" ---"Should I go into a partnership with my attorney?" ---"Can you explain what a 'shared mortgage' is?" Support Our Sponsors: ---🌱 Get 10% off your first month of [ BetterHelp] (https://www.betterhelp.com/Delony) ---◎ Get 10% off [Byrna] (https://www.byrna.com/dave) product bundles and more! ---🏥 Learn more about [ Christian Healthcare Ministries] (https://www.chministries.org/budget) ---🏡 Get started today with [ Churchill Mortgage] (https://www.churchillmortgage.com/) ---🔒 Get 20% off when you join [DeleteMe] (https://www.joindeleteme.com/Ramsey) ---🏦 Go to [ FAIRWINDS Credit Union] (https://www.fairwinds.org/ramsey) for an exclusive account bundle! ---🥗 Save 15% on your first [Field of Greens] (https://brickhousenutrition.com/pages/daveramsey?linkId=Dave%20Ramsey_Podcast_Podcast&affluencerId=Dave%20Ramsey) order with code RAMSEY ---💤 Visit [ Helix Sleep] (https://www.helixsleep.com/Ramsey) for special offers! ---💻 Visit [ NetSuite] (https://www.netsuite.com/Ramsey) today to learn more ---🗂️ Use promo code RAMSEY for 18% off at [The Nokbox] (https://www.thenokbox.com/ramsey) ---💵 Learn more about [Timothy Plan] (https://www.timothyplan.com) ---🏛 Get started with [YRefy] (https://www.yrefy.com/Ramsey) or call 844-2-RAMSEY ---🔐 Visit [ Zander Insurance] (https://www.zander.com/) for your free instant quote today! Next Steps 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or [ click here!] (https://www.ramseysolutions.com/shows/the-ramsey-show/email) 🎄 [Hurry—Your chance to win $5k is almost over! Enter the Ramsey Cash Giveaway today!] (https://ter.li/8hx6uj) 🎁 [Our 50 days of Christmas deals are ending soon! Get 30% off meaningful gifts.] (https://ter.li/3b7mff) 💵 [Start your free budget today. Download the EveryDollar app!] (https://ter.li/tkaaev) 🎟️ [See Dave and John LIVE in a city near you!] (https://ter.li/pi7p7m) Listen to more from Ramsey Network 🎙️ [ The Ramsey Show] (https://ter.li/4oi4gg)   🧠 [ The Dr. John Delony Show] (https://ter.li/7idjjq) 🍸 [ Smart Money Happy Hour] (https://ter.li/fhywhj) 💡 [ The Rachel Cruze Show] (https://ter.li/u4taz6) 💸 [ The Ramsey Show Highlights] (https://ter.li/u7iws0) 💰 [George Kamel] (https://ter.li/ejut9r) 💼 [ The Ken Coleman Show] (https://ter.li/e0y48r) 📈 [ EntreLeadership] (https://ter.li/p5p885) Learn more about your ad choices.  [https://www.megaphone.fm/adchoices] (https://www.megaphone.fm/adchoices) [Ramsey Solutions Privacy Policy] (https://www.ramseysolutions.com/company/policies/privacy-policy) ... Read more

10 Dec 2024

1 HR 28 MINS

1:28:22

10 Dec 2024


#166

Building Wealth Starts With Setting Aggressive Goals

📈  [Are you on track with the Baby Steps? Get a Free Personalized Plan] (https://ter.li/degkjb) 📱 [Listen to the full episode for free in the Ramsey Network app. Watch United States of Anxiety exclusively on the free Ramsey Network app!] (https://ramseynetwork.onelink.me/9eOo?af_dp=ramseynetwork://&broadcastdate=2024-12-09&pid=podcast%20-%20internal&af_channel=podcast_the_ramsey_show%20-%20megaphone&c=usao%20episode%202%20release&af_ad=usao%20episode%202%20release%20-%20shownotes%20-%20watch%20united%20states%20of%20anxiety%20exclusively%20on%20the%20free%20ramsey%20network%20app%20-%20120924&utm_source=podcast_the_ramsey_show%20-%20megaphone&utm_medium=audio&utm_campaign=usao%20episode%202%20release&utm_term=ramsey_network_bu&utm_content=usao%20episode%202%20release%20-%20shownotes%20-%20watch%20united%20states%20of%20anxiety%20exclusively%20on%20the%20free%20ramsey%20network%20app%20-%20120924) Dave Ramsey & Jade Warshaw answer your questions and discuss: ---"Should I invest in a whole life policy?" ---"My mom has a bad plan, how do I talk her out of it?" ---"Should I put down less than 20% on a home?" ---"My wife wants to leave me after I hid $26K of debt," ---"Should I buy my friend a car?" ---"My 401(k) was closed without my knowledge" Support Our Sponsors: ---🌱 Get 10% off your first month of [ BetterHelp] (https://www.betterhelp.com/Delony) ---◎ Get 10% off [Byrna] (https://www.byrna.com/dave) product bundles and more! ---🏥 Learn more about [ Christian Healthcare Ministries] (https://www.chministries.org/budget) ---🏡 Get started today with [ Churchill Mortgage] (https://www.churchillmortgage.com/) ---🔒 Get 20% off when you join [DeleteMe] (https://www.joindeleteme.com/Ramsey) ---🏦 Go to [ FAIRWINDS Credit Union] (https://www.fairwinds.org/ramsey) for an exclusive account bundle! ---🥗 Save 15% on your first [Field of Greens] (https://brickhousenutrition.com/pages/daveramsey?linkId=Dave%20Ramsey_Podcast_Podcast&affluencerId=Dave%20Ramsey) order with code RAMSEY ---💤 Visit [ Helix Sleep] (https://www.helixsleep.com/Ramsey) for special offers! ---💻 Visit [ NetSuite] (https://www.netsuite.com/Ramsey) today to learn more ---🗂️ Use promo code RAMSEY for 18% off at [The Nokbox] (https://www.thenokbox.com/ramsey) ---💵 Learn more about [Timothy Plan] (https://www.timothyplan.com) ---🏛 Get started with [YRefy] (https://www.yrefy.com/Ramsey) or call 844-2-RAMSEY ---🔐 Visit [ Zander Insurance] (https://www.zander.com/) for your free instant quote today! Next Steps 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or [ click here!] (https://www.ramseysolutions.com/shows/the-ramsey-show/email) 🎟️ [Get $100 Off Money & Marriage Getaway with code CHRISTMAS.] (https://ter.li/dq23yw) 🎄 [Hurry—Your chance to win $5k is almost over! Enter the Ramsey Cash Giveaway today!] (https://ter.li/8hx6uj) 💵 [Start your free budget today. Download the EveryDollar app!] (https://ter.li/tkaaev) Listen to more from Ramsey Network 🎙️ [ The Ramsey Show] (https://ter.li/4oi4gg)   🧠 [ The Dr. John Delony Show] (https://ter.li/7idjjq) 🍸 [ Smart Money Happy Hour] (https://ter.li/fhywhj) 💡 [ The Rachel Cruze Show] (https://ter.li/u4taz6) 💸 [ The Ramsey Show Highlights] (https://ter.li/u7iws0) 💰 [George Kamel] (https://ter.li/ejut9r) 💼 [ The Ken Coleman Show] (https://ter.li/e0y48r) 📈 [ EntreLeadership] (https://ter.li/p5p885) Learn more about your ad choices.  [https://www.megaphone.fm/adchoices] (https://www.megaphone.fm/adchoices) [Ramsey Solutions Privacy Policy] (https://www.ramseysolutions.com/company/policies/privacy-policy) ... Read more

09 Dec 2024

1 HR 27 MINS

1:27:58

09 Dec 2024


#165

Don’t Overcomplicate Building Wealth, Keep It Simple

📈  [Are you on track with the Baby Steps? Get a Free Personalized Plan] (https://ter.li/degkjb) [📱Watch the full episode for free in the Ramsey Network app.] (https://ramseynetwork.onelink.me/9eOo?af_dp=ramseynetwork://&broadcastdate=2024-12-06&deep_link_value=episode&navigationtype=episode&showid=f6596c6b-b375-4b4a-bfb1-2fb3065ea29d&c=finishtheshow_official&af_ad=finishtheshow_official%20-%20shownotes%20-%20finish%20today's%20episode%20for%20free%20in%20the%20ramsey%20network%20app.%20-%20120624&pid=podcast%20-%20internal&af_channel=podcast_the_ramsey_show%20-%20megaphone&utm_source=podcast_the_ramsey_show%20-%20megaphone&utm_medium=audio&utm_campaign=finishtheshow_official&utm_term=ramsey_network_bu&utm_content=finishtheshow_official%20-%20shownotes%20-%20finish%20today's%20episode%20for%20free%20in%20the%20ramsey%20network%20app.%20-%20120624) George Kamel & Dr. John Delony answer your questions and discuss: ---"How do I budget an inconsistent income?" ---"How do I get my family on board with a budget?" ---Are you Broke, Average, or Wealthy? ---"Should I transfer my credit card balance to a HELOC?" ---"How do we get money back from a friend" ---"Drop out of college to take a Bitcoin mining job?" Support Our Sponsors: ---🌱 Get 10% off your first month of [ BetterHelp] (https://www.betterhelp.com/Delony) --- [◎ Get 10% off ] (https://ter.li/iod9vg) [Byrna] (https://www.byrna.com/dave) product bundles and more! ---🏥 Learn more about [ Christian Healthcare Ministries] (https://www.chministries.org/budget) --- [🏡 Get started today with] (https://ter.li/iod9vg) [ Churchill Mortgage] (https://www.churchillmortgage.com/) --- [🔒 Get 20% off when you join ] (https://ter.li/iod9vg) [DeleteMe] (https://www.joindeleteme.com/Ramsey) --- [🏦 Go to] (https://ter.li/iod9vg) [ FAIRWINDS Credit Union] (https://www.fairwinds.org/ramsey) for an exclusive account bundle! ---🥗 Save 15% on your first [Field of Greens] (https://brickhousenutrition.com/pages/daveramsey?linkId=Dave%20Ramsey_Podcast_Podcast&affluencerId=Dave%20Ramsey) order with code RAMSEY ---💤 Visit [ Helix Sleep] (https://www.helixsleep.com/Ramsey) for special offers! ---🗂️ Use promo code RAMSEY for 18% off at [The Nokbox] (https://www.thenokbox.com/ramsey) --- [💵 Learn more about ] (https://ter.li/iod9vg) [Timothy Plan] (https://www.timothyplan.com/) --- [🏛 Get started with ] (https://ter.li/iod9vg) [YRefy] (https://www.yrefy.com/Ramsey) or call 844-2-RAMSEY ---🔐 Visit [ Zander Insurance] (https://www.zander.com/) for your free instant quote today! Next Steps 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or [click here!] (https://www.ramseysolutions.com/shows/the-ramsey-show/email) 🏠 [Get organized and prepared to buy or sell a home.] (https://ter.li/t373z4)   💵 [Start your free budget today. Download the EveryDollar app!] (https://ter.li/tkaaev) 🎁 [Cyber Monday Extended Deals as low as $8] (https://ter.li/i1xn7q) 🎄 [Hurry—Your chance to win $5k is almost over! Enter the Ramsey Cash Giveaway today!] (https://ter.li/8hx6uj) Listen to more from Ramsey Network 🎙️ [The Ramsey Show] (https://ter.li/4oi4gg)   🧠 [The Dr. John Delony Show] (https://ter.li/7idjjq) 🍸 [Smart Money Happy Hour] (https://ter.li/fhywhj) 💡 [The Rachel Cruze Show] (https://ter.li/u4taz6) 💸 [ The Ramsey Show Highlights] (https://ter.li/u7iws0) 💰 [George Kamel] (https://ter.li/ejut9r) 💼 [The Ken Coleman Show] (https://ter.li/e0y48r) 📈 [EntreLeadership] (https://ter.li/p5p885) Learn more about your ad choices.  [https://www.megaphone.fm/adchoices] (https://www.megaphone.fm/adchoices) [Ramsey Solutions Privacy Policy] (https://www.ramseysolutions.com/company/policies/privacy-policy) ... Read more

06 Dec 2024

1 HR 27 MINS

1:27:29

06 Dec 2024


#164

Get Out of the Cycle of Debt and Choose Peace Instead

📈  [Are you on track with the Baby Steps? Get a Free Personalized Plan] (https://ter.li/degkjb) [📱Watch the full episode for free in the Ramsey Network app.] (https://ramseynetwork.onelink.me/9eOo?af_dp=ramseynetwork://&broadcastdate=2024-12-05&deep_link_value=episode&navigationtype=episode&showid=f6596c6b-b375-4b4a-bfb1-2fb3065ea29d&c=finishtheshow_official&af_ad=finishtheshow_official%20-%20shownotes%20-%20finish%20today's%20episode%20for%20free%20in%20the%20ramsey%20network%20app.%20-%20120524&pid=podcast%20-%20internal&af_channel=podcast_the_ramsey_show%20-%20megaphone&utm_source=podcast_the_ramsey_show%20-%20megaphone&utm_medium=audio&utm_campaign=finishtheshow_official&utm_term=ramsey_network_bu&utm_content=finishtheshow_official%20-%20shownotes%20-%20finish%20today's%20episode%20for%20free%20in%20the%20ramsey%20network%20app.%20-%20120524) Dave Ramsey & Dr. John Delony answer your questions and discuss: ---"How do I handle a defaulted loan?" ---"Should I buy a house while my husband is in prison?" ---"I make $73k/year but still feel broke," ---"Should I buy a car to get better gas mileage?" ---"My step-sister wants me to share my inheritance" ---"Should I help my boyfriend pay off debt?" Support Our Sponsors: ---🌱 Get 10% off your first month of [ BetterHelp] (https://www.betterhelp.com/Delony) ---◎ Get 10% off [Byrna] (https://www.byrna.com/dave) product bundles and more! ---🏥 Learn more about [ Christian Healthcare Ministries] (https://www.chministries.org/budget) ---🏡 Get started today with [ Churchill Mortgage] (https://www.churchillmortgage.com/) ---🔒 Get 20% off when you join [DeleteMe] (https://www.joindeleteme.com/Ramsey) ---🏦 Go to [ FAIRWINDS Credit Union] (https://www.fairwinds.org/ramsey) for an exclusive account bundle! ---🥗 Save 15% on your first [Field of Greens] (https://brickhousenutrition.com/pages/daveramsey?linkId=Dave%20Ramsey_Podcast_Podcast&affluencerId=Dave%20Ramsey) order with code RAMSEY ---💤 Visit [ Helix Sleep] (https://www.helixsleep.com/Ramsey) for special offers! ---🗂️ Use promo code RAMSEY for 18% off at [The Nokbox] (https://www.thenokbox.com/ramsey) ---💵 Learn more about [Timothy Plan] (https://www.timothyplan.com) ---🏛 Get started with [YRefy] (https://www.yrefy.com/Ramsey) or call 844-2-RAMSEY ---🔐 Visit [ Zander Insurance] (https://www.zander.com/) for your free instant quote today! Next Steps 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or [click here!] (https://www.ramseysolutions.com/shows/the-ramsey-show/email) 💵 [Start your free budget today. Download the EveryDollar app!] (https://ter.li/tkaaev) 🎁 [Cyber Monday Extended Deals as low as $8] (https://ter.li/i1xn7q) 🏠 [Get organized and prepared to buy or sell a home.] (https://ter.li/t373z4)   🎄 [Hurry—Your chance to win $5k is almost over! Enter the Ramsey Cash Giveaway today!] (https://ter.li/8hx6uj) Listen to more from Ramsey Network 🎙️ [The Ramsey Show] (https://ter.li/4oi4gg)   🧠 [The Dr. John Delony Show] (https://ter.li/7idjjq) 🍸 [Smart Money Happy Hour] (https://ter.li/fhywhj) 💡 [The Rachel Cruze Show] (https://ter.li/u4taz6) 💸 [ The Ramsey Show Highlights] (https://ter.li/u7iws0) 💰 [George Kamel] (https://ter.li/ejut9r) 💼 [The Ken Coleman Show] (https://ter.li/e0y48r) 📈 [EntreLeadership] (https://ter.li/p5p885) Learn more about your ad choices.  [https://www.megaphone.fm/adchoices] (https://www.megaphone.fm/adchoices) [Ramsey Solutions Privacy Policy] (https://www.ramseysolutions.com/company/policies/privacy-policy) ... Read more

05 Dec 2024

1 HR 28 MINS

1:28:32

05 Dec 2024


#163

Don’t Let Your Present Circumstances Define Your Future

📈  [Are you on track with the Baby Steps? Get a Free Personalized Plan] (https://ter.li/degkjb) [📱Watch the full episode for free in the Ramsey Network app.] (https://ramseynetwork.onelink.me/9eOo?af_dp=ramseynetwork://&broadcastdate=2024-12-04&deep_link_value=episode&navigationtype=episode&showid=f6596c6b-b375-4b4a-bfb1-2fb3065ea29d&c=finishtheshow_official&af_ad=finishtheshow_official%20-%20shownotes%20-%20finish%20today's%20episode%20for%20free%20in%20the%20ramsey%20network%20app.%20-%20120424&pid=podcast%20-%20internal&af_channel=podcast_the_ramsey_show%20-%20megaphone&utm_source=podcast_the_ramsey_show%20-%20megaphone&utm_medium=audio&utm_campaign=finishtheshow_official&utm_term=ramsey_network_bu&utm_content=finishtheshow_official%20-%20shownotes%20-%20finish%20today's%20episode%20for%20free%20in%20the%20ramsey%20network%20app.%20-%20120424) Dave Ramsey & Ken Coleman answer your questions and discuss: ---"How do I learn to manage money?" ---"My abusive ex took loans out in my name," ---"Should I be ashamed for living in a motor home?" ---"How do I help a friend with their extreme debt?" ---"Can I afford a $80K Tesla?" Support Our Sponsors: ---🌱 Get 10% off your first month of [ BetterHelp] (https://www.betterhelp.com/Delony) ---◎ Get 10% off [Byrna] (https://www.byrna.com/dave) product bundles and more! ---🏥 Learn more about [ Christian Healthcare Ministries] (https://www.chministries.org/budget) ---🏡 Get started today with [ Churchill Mortgage] (https://www.churchillmortgage.com/) ---🔒 Get 20% off when you join [DeleteMe] (https://www.joindeleteme.com/Ramsey) ---🏦 Go to [ FAIRWINDS Credit Union] (https://www.fairwinds.org/ramsey) for an exclusive account bundle! ---🥗 Save 15% on your first [Field of Greens] (https://brickhousenutrition.com/pages/daveramsey?linkId=Dave%20Ramsey_Podcast_Podcast&affluencerId=Dave%20Ramsey) order with code RAMSEY ---💤 Visit [ Helix Sleep] (https://www.helixsleep.com/Ramsey) for special offers! ---🗂️ Use promo code RAMSEY for 18% off at [The Nokbox] (https://www.thenokbox.com/ramsey) ---💵 Learn more about [Timothy Plan] (https://www.timothyplan.com) ---🏛 Get started with [YRefy] (https://www.yrefy.com/Ramsey) or call 844-2-RAMSEY ---🔐 Visit [ Zander Insurance] (https://www.zander.com/) for your free instant quote today! Next Steps 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or [ click here!] (https://www.ramseysolutions.com/shows/the-ramsey-show/email) 🛒 [ Shop weeklong Cyber Monday deals starting at $10! ] (https://ter.li/sg0v16) 🏠 [Get organized and prepared to buy or sell a home.] (https://ter.li/t373z4)   💵 [Start your free budget today. Download the EveryDollar app!] (https://ter.li/tkaaev) 🎁 [Cyber Monday Extended Deals as low as $8] (https://ter.li/i1xn7q) 🎄 [Hurry—Your chance to win $5k is almost over! Enter the Ramsey Cash Giveaway today!] (https://ter.li/8hx6uj) Listen to more from Ramsey Network 🎙️ [ The Ramsey Show] (https://ter.li/4oi4gg)   🧠 [ The Dr. John Delony Show] (https://ter.li/7idjjq) 🍸 [ Smart Money Happy Hour] (https://ter.li/fhywhj) 💡 [ The Rachel Cruze Show] (https://ter.li/u4taz6) 💸 [ The Ramsey Show Highlights] (https://ter.li/u7iws0) 💰 [George Kamel] (https://ter.li/ejut9r) 💼 [ The Ken Coleman Show] (https://ter.li/e0y48r) 📈 [ EntreLeadership] (https://ter.li/p5p885) Learn more about your ad choices.  [https://www.megaphone.fm/adchoices] (https://www.megaphone.fm/adchoices) [Ramsey Solutions Privacy Policy] (https://www.ramseysolutions.com/company/policies/privacy-policy) ... Read more

04 Dec 2024

1 HR 28 MINS

1:28:30

04 Dec 2024


#162

Debt Is a Trap That Will Hold You Back From Building Wealth

📈  [Are you on track with the Baby Steps? Get a Free Personalized Plan] (https://ter.li/degkjb) [📱Watch the full episode for free in the Ramsey Network app.] (https://ramseynetwork.onelink.me/9eOo?af_dp=ramseynetwork://&broadcastdate=2024-12-03&deep_link_value=episode&navigationtype=episode&showid=f6596c6b-b375-4b4a-bfb1-2fb3065ea29d&c=finishtheshow_official&af_ad=finishtheshow_official%20-%20shownotes%20-%20finish%20today's%20episode%20for%20free%20in%20the%20ramsey%20network%20app.%20-%20120324&pid=podcast%20-%20internal&af_channel=podcast_the_ramsey_show%20-%20megaphone&utm_source=podcast_the_ramsey_show%20-%20megaphone&utm_medium=audio&utm_campaign=finishtheshow_official&utm_term=ramsey_network_bu&utm_content=finishtheshow_official%20-%20shownotes%20-%20finish%20today's%20episode%20for%20free%20in%20the%20ramsey%20network%20app.%20-%20120324) Dave Ramsey & Rachel Cruze answer your questions and discuss: ---"Our advisor is telling us not to pay off our home," ---"How do banks let people get so many credit cards?" ---"How do I stay disciplined in Baby Step 2?" ---"How do I stop wasting my income?" ---My husband wants us to take out a mortgage for his daughter," Support Our Sponsors: ---🌱 Get 10% off your first month of [ BetterHelp] (https://www.betterhelp.com/Delony) ---◎ Get 10% off [Byrna] (https://www.byrna.com/dave) product bundles and more! ---🏥 Learn more about [ Christian Healthcare Ministries] (https://www.chministries.org/budget) ---🏡 Get started today with [ Churchill Mortgage] (https://www.churchillmortgage.com/) ---🔒 Get 20% off when you join [DeleteMe] (https://www.joindeleteme.com/Ramsey) ---🏦 Go to [ FAIRWINDS Credit Union] (https://www.fairwinds.org/ramsey) for an exclusive account bundle! ---🥗 Save 15% on your first [Field of Greens] (https://brickhousenutrition.com/pages/daveramsey?linkId=Dave%20Ramsey_Podcast_Podcast&affluencerId=Dave%20Ramsey) order with code RAMSEY ---💤 Visit [ Helix Sleep] (https://www.helixsleep.com/Ramsey) for special offers! ---🗂️ Use promo code RAMSEY for 18% off at [The Nokbox] (https://www.thenokbox.com/ramsey) ---💵 Learn more about [Timothy Plan] (https://www.timothyplan.com) ---🏛 Get started with [YRefy] (https://www.yrefy.com/Ramsey) or call 844-2-RAMSEY ---🔐 Visit [ Zander Insurance] (https://www.zander.com/) for your free instant quote today! Next Steps 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or [ click here!] (https://www.ramseysolutions.com/shows/the-ramsey-show/email) 🛒 [ Shop weeklong Cyber Monday deals starting at $10! ] (https://ter.li/sg0v16) 🏠 [Get organized and prepared to buy or sell a home.] (https://ter.li/t373z4)   💵 [Start your free budget today. Download the EveryDollar app!] (https://ter.li/tkaaev) 🎁 [Cyber Monday Extended Deals as low as $8] (https://ter.li/i1xn7q) 🎄 [Hurry—Your chance to win $5k is almost over! Enter the Ramsey Cash Giveaway today!] (https://ter.li/8hx6uj) Listen to more from Ramsey Network 🎙️ [ The Ramsey Show] (https://ter.li/4oi4gg)   🧠 [ The Dr. John Delony Show] (https://ter.li/7idjjq) 🍸 [ Smart Money Happy Hour] (https://ter.li/fhywhj) 💡 [ The Rachel Cruze Show] (https://ter.li/u4taz6) 💸 [ The Ramsey Show Highlights] (https://ter.li/u7iws0) 💰 [George Kamel] (https://ter.li/ejut9r) 💼 [ The Ken Coleman Show] (https://ter.li/e0y48r) 📈 [ EntreLeadership] (https://ter.li/p5p885) Learn more about your ad choices.  [https://www.megaphone.fm/adchoices] (https://www.megaphone.fm/adchoices) [Ramsey Solutions Privacy Policy] (https://www.ramseysolutions.com/company/policies/privacy-policy) ... Read more

03 Dec 2024

1 HR 27 MINS

1:27:17

03 Dec 2024


#161

Debt Is Never the Problem, It’s Always the Symptom

📈  [Are you on track with the Baby Steps? Get a Free Personalized Plan] (https://ter.li/degkjb) [📱Watch the full episode for free in the Ramsey Network app.] (https://ramseynetwork.onelink.me/9eOo?af_dp=ramseynetwork://&broadcastdate=2024-12-02&deep_link_value=episode&navigationtype=episode&showid=f6596c6b-b375-4b4a-bfb1-2fb3065ea29d&c=finishtheshow_official&af_ad=finishtheshow_official%20-%20shownotes%20-%20finish%20today's%20episode%20for%20free%20in%20the%20ramsey%20network%20app.%20-%20120224&pid=podcast%20-%20internal&af_channel=podcast_the_ramsey_show%20-%20megaphone&utm_source=podcast_the_ramsey_show%20-%20megaphone&utm_medium=audio&utm_campaign=finishtheshow_official&utm_term=ramsey_network_bu&utm_content=finishtheshow_official%20-%20shownotes%20-%20finish%20today's%20episode%20for%20free%20in%20the%20ramsey%20network%20app.%20-%20120224) Dave Ramsey & George Kamel answer your questions and discuss: ---"How do I buy a house for the first time?" ---"How do I financially prepare for med school?" ---"Should we cash out our whole life policy?" ---"Will income tax be eliminated?" ---"Should I pay off my cousin's debt?" Support Our Sponsors: ---🌱 Get 10% off your first month of [ BetterHelp] (https://www.betterhelp.com/Delony) ---◎ Get 10% off [Byrna] (https://www.byrna.com/dave) product bundles and more! ---🏥 Learn more about [ Christian Healthcare Ministries] (https://www.chministries.org/budget) ---🏡 Get started today with [ Churchill Mortgage] (https://www.churchillmortgage.com/) ---🔒 Get 20% off when you join [DeleteMe] (https://www.joindeleteme.com/Ramsey) ---🏦 Go to [ FAIRWINDS Credit Union] (https://www.fairwinds.org/ramsey) for an exclusive account bundle! ---🥗 Save 15% on your first [Field of Greens] (https://brickhousenutrition.com/pages/daveramsey?linkId=Dave%20Ramsey_Podcast_Podcast&affluencerId=Dave%20Ramsey) order with code RAMSEY ---💤 Visit [ Helix Sleep] (https://www.helixsleep.com/Ramsey) for special offers! ---🗂️ Use promo code RAMSEY for 18% off at [The Nokbox] (https://www.thenokbox.com/ramsey) ---💵 Learn more about [Timothy Plan] (https://www.timothyplan.com) ---🏛 Get started with [YRefy] (https://www.yrefy.com/Ramsey) or call 844-2-RAMSEY ---🔐 Visit [ Zander Insurance] (https://www.zander.com/) for your free instant quote today! Next Steps 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or [ click here!] (https://www.ramseysolutions.com/shows/the-ramsey-show/email) 🛒 [ Shop weeklong Cyber Monday deals starting at $10! ] (https://ter.li/sg0v16) 🏠 [Get organized and prepared to buy or sell a home.] (https://ter.li/t373z4)   💵 [Start your free budget today. Download the EveryDollar app!] (https://ter.li/tkaaev) 🎄 [Hurry—Your chance to win $5k is almost over! Enter the Ramsey Cash Giveaway today!] (https://ter.li/8hx6uj) Listen to more from Ramsey Network 🎙️ [ The Ramsey Show] (https://ter.li/4oi4gg)   🧠 [ The Dr. John Delony Show] (https://ter.li/7idjjq) 🍸 [ Smart Money Happy Hour] (https://ter.li/fhywhj) 💡 [ The Rachel Cruze Show] (https://ter.li/u4taz6) 💸 [ The Ramsey Show Highlights] (https://ter.li/u7iws0) 💰 [George Kamel] (https://ter.li/ejut9r) 💼 [ The Ken Coleman Show] (https://ter.li/e0y48r) 📈 [ EntreLeadership] (https://ter.li/p5p885) Learn more about your ad choices.  [https://www.megaphone.fm/adchoices] (https://www.megaphone.fm/adchoices) [Ramsey Solutions Privacy Policy] (https://www.ramseysolutions.com/company/policies/privacy-policy) ... Read more

02 Dec 2024

1 HR 28 MINS

1:28:37

02 Dec 2024