To Change Your Results You Have To Change Your Behavior
📈 [Are you on track with the Baby Steps? Get a Free Personalized Plan] (https://ter.li/degkjb)
📱 [Listen to the full episode for free in the Ramsey Network app. Watch United States of Anxiety exclusively on the free Ramsey Network app!] (https://ramseynetwork.onelink.me/9eOo?af_dp=ramseynetwork://&broadcastdate=2024-12-09&pid=podcast%20-%20internal&af_channel=podcast_the_ramsey_show%20-%20megaphone&c=usao%20episode%202%20release&af_ad=usao%20episode%202%20release%20-%20shownotes%20-%20watch%20united%20states%20of%20anxiety%20exclusively%20on%20the%20free%20ramsey%20network%20app%20-%20120924&utm_source=podcast_the_ramsey_show%20-%20megaphone&utm_medium=audio&utm_campaign=usao%20episode%202%20release&utm_term=ramsey_network_bu&utm_content=usao%20episode%202%20release%20-%20shownotes%20-%20watch%20united%20states%20of%20anxiety%20exclusively%20on%20the%20free%20ramsey%20network%20app%20-%20120924)
Jade Warshaw & Rachel Cruze answer your questions and discuss:
---"How do we divide a gift when buying together?"
---"Why should I have a 15-year mortgage?"
---"I co-signed for a truck with my ex-fiancee,"
---"My husband's employer hasn't paid him..."
---"How do I budget with an irregular income?"
---Asking for a friend: What are tax withholdings?
Support Our Sponsors:
---🌱 Get 10% off your first month of [ BetterHelp] (https://www.betterhelp.com/Delony)
---◎ Get 10% off [Byrna] (https://www.byrna.com/dave) product bundles and more!
---🏥 Learn more about [ Christian Healthcare Ministries] (https://www.chministries.org/budget)
---🏡 Get started today with [ Churchill Mortgage] (https://www.churchillmortgage.com/)
---🔒 Get 20% off when you join [DeleteMe] (https://www.joindeleteme.com/Ramsey)
---🏦 Go to [ FAIRWINDS Credit Union] (https://www.fairwinds.org/ramsey) for an exclusive account bundle!
---🥗 Save 15% on your first [Field of Greens] (https://brickhousenutrition.com/pages/daveramsey?linkId=Dave%20Ramsey_Podcast_Podcast&affluencerId=Dave%20Ramsey) order with code RAMSEY
---💤 Visit [ Helix Sleep] (https://www.helixsleep.com/Ramsey) for special offers!
---💻 Visit [ NetSuite] (https://www.netsuite.com/Ramsey) today to learn more
---🗂️ Use promo code RAMSEY for 18% off at [The Nokbox] (https://www.thenokbox.com/ramsey)
---💵 Learn more about [Timothy Plan] (https://www.timothyplan.com/)
---🏛 Get started with [YRefy] (https://www.yrefy.com/Ramsey) or call 844-2-RAMSEY
---🔐 Visit [ Zander Insurance] (https://www.zander.com/) for your free instant quote today!
Next Steps
📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or [ click here!] (https://www.ramseysolutions.com/shows/the-ramsey-show/email)
🎟️ [Get Tickets to the Money & Relationships Tour] (https://ter.li/r0koog)
🎄 [Hurry—Your chance to win $5k is almost over! Enter the Ramsey Cash Giveaway today!] (https://ter.li/kc228e)
🎁 [Our 50 days of Christmas deals are ending soon! Get 30% off meaningful gifts.] (https://ter.li/3b7mff)
💵 [Start your free budget today. Download the EveryDollar app!] (https://ter.li/tkaaev)
Listen to more from Ramsey Network
🎙️ [ The Ramsey Show] (https://ter.li/4oi4gg)
🧠 [ The Dr. John Delony Show] (https://ter.li/7idjjq)
🍸 [ Smart Money Happy Hour] (https://ter.li/fhywhj)
💡 [ The Rachel Cruze Show] (https://ter.li/u4taz6)
💸 [ The Ramsey Show Highlights] (https://ter.li/u7iws0)
💰 [George Kamel] (https://ter.li/ejut9r)
💼 [ The Ken Coleman Show] (https://ter.li/e0y48r)
📈 [ EntreLeadership] (https://ter.li/p5p885)
Learn more about your ad choices. [https://www.megaphone.fm/adchoices] (https://www.megaphone.fm/adchoices)
[Ramsey Solutions Privacy Policy] (https://www.ramseysolutions.com/company/policies/privacy-policy)
21 hrs Ago
1 HR 29 MINS
1:29:08
21 hrs Ago