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The Money with Katie Show podcast

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The Money with Katie Show

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  Morning Brew  

Finance bros are out, #RichGirls are in. Join Money with Katie and her guests for conversations about where the economic, cultural, and political meet the practical personal finance education that everyone needs. Listen weekly on Mondays and Wednesdays.

Finance bros are out, #RichGirls are in. Join Money with Katie and her guests for conversations about where the economic, cultural, and political meet the practical personal finance education that everyone needs. Listen weekly on Mondays and Wednesdays.

 

All

Progress

Duration

Release Date

#247

How to Create Your Comprehensive Financial Independence Timeline

Financial independence calculators allow us to understand the path we’re on—so we can either feel good about proceeding, or get on a different one. So, using the new features we added to the 2025 Wealth Planner, we’ll explore all the considerations that might impact your own projections—from temporary expenses you won’t need to support forever (like childcare) to future pension income that’ll lower your investment needs.  💰 [JOIN THE 2025 WEALTH PLANNER WAITLIST FOR 25% OFF AT LAUNCH] (https://www.morningbrew.com/money-with-katie/subscribe/mwk-wealth-planner-2025) . Listening after the Wealth Planner launch? Use MWKSHOW for 10% off. Transcripts, show notes, production credits, and more can be found at: [https://moneywithkatie.com/fi-timeline] (https://moneywithkatie.com/fi-timeline) . Money with Katie’s mission is to be the intersection where the economic, cultural, and political meet the tactical, practical, personal finance education everyone needs. Learn more about your ad choices. Visit [megaphone.fm/adchoices] (https://megaphone.fm/adchoices) ... Read more

20 Nov 2024

38 MINS

38:27

20 Nov 2024

#246

How Much Down Payment Help from Family Makes Buying a House Affordable?

Rich Girl Lauren lives in an expensive city, and her parents are offering her some money—but she only gets the money as a down payment for a home and she’ll have to pay it back eventually. Is it worth it? And separately, how are home buyers affected by the recent NAR agreement? We are not licensed professionals; please do your own due diligence. Rich Girl Roundup is Money with Katie's weekly segment where Katie and her Executive Producer Henah answer your burning money questions. Each month, we'll put out a call for questions on her Instagram (@moneywithkatie). New episodes every week. 💰 [JOIN THE 2025 MONEY WITH KATIE WAITLIST FOR 25% OFF AT LAUNCH] (https://www.morningbrew.com/money-with-katie/subscribe/mwk-wealth-planner-2025) Transcript, show resources, production credits, and more can be found at: [https://moneywithkatie.com/down-payment-help] (https://moneywithkatie.com/down-payment-help) . Money with Katie’s mission is to be the intersection where the economic, cultural, and political meet the tactical, practical, personal finance education everyone needs. Learn more about your ad choices. Visit [megaphone.fm/adchoices] (https://megaphone.fm/adchoices) ... Read more

18 Nov 2024

44 MINS

44:03

18 Nov 2024

#245

The Critical Insurance Most People Don’t Realize They’re Missing

At her career’s height, Lacy was earning more than a million dollars per year (!) as an executive at a major bank. Then, one early morning, Lacy woke up and realized she was unable to hear anything in her left ear, experiencing something called sudden sensorineural hearing loss. She feared the worst: Her career, as she knew it, was over. Fortunately, Lacy had purchased a valuable insurance policy a decade earlier. And you don’t have to be pulling down seven figures like Lacy to benefit in the same way. Transcripts, show notes, production credits, and more can be found at: [https://moneywithkatie.com/disability-insurance] (https://moneywithkatie.com/disability-insurance) . Money with Katie’s mission is to be the intersection where the economic, cultural, and political meet the tactical, practical, personal finance education everyone needs. Learn more about your ad choices. Visit [megaphone.fm/adchoices] (https://megaphone.fm/adchoices) ... Read more

13 Nov 2024

1 HR 09 MINS

1:09:53

13 Nov 2024

#244

How Unmarried Couples Can Protect Their Finances

In this week’s Rich Girl Roundup, Cassie asks what financial considerations she should discuss with her long-term partner and co-parent. Katie and Henah review the financial advantages of legally marrying, and how to potentially work those benefits into a different type of legal agreement. They are not certified financial or legal professionals; please do your own due diligence. Rich Girl Roundup is Money with Katie's weekly segment where Katie and her Executive Producer Henah answer your burning money questions. Each month, we'll put out a call for questions on her Instagram (@moneywithkatie). New episodes every week. Transcript, show resources, production credits, and more can be found at: [https://moneywithkatie.com/unmarried-finances] (https://moneywithkatie.com/unmarried-finances) . Money with Katie’s mission is to be the intersection where the economic, cultural, and political meet the tactical, practical, personal finance education everyone needs. Learn more about your ad choices. Visit [megaphone.fm/adchoices] (https://megaphone.fm/adchoices) ... Read more

11 Nov 2024

23 MINS

23:50

11 Nov 2024

#243

When Earning More Makes Your Financial Anxiety…Worse?

In our "money dysmorphia" episode, a theme emerged that I wanted to revisit: Money anxiety increasing with income, not decreasing. While most of us are probably familiar with the law of diminishing marginal returns and accept that after a certain point, money won’t make us any happier, the idea that money could make us actively unhappier is pretty antithetical to the entire capitalist enterprise. So to get the inside track, we invited Clay Cockrell, a therapist for the ultra high-net worth, to talk through some theories about why someone might experience enhanced anxiety as they ascend the income ladder—and what it might mean you need to do next. Transcripts, show notes, production credits, and more can be found at: [https://moneywithkatie.com/more-money-more-anxiety] (https://moneywithkatie.com/more-money-more-anxiety) . Money with Katie’s mission is to be the intersection where the economic, cultural, and political meet the tactical, practical, personal finance education everyone needs. Learn more about your ad choices. Visit [megaphone.fm/adchoices] (https://megaphone.fm/adchoices) ... Read more

06 Nov 2024

50 MINS

50:51

06 Nov 2024

#242

Loyalty or Leverage? How to Use Another Job Offer to Negotiate Your Salary

In this week's Rich Girl Roundup, Rich Girl Kelly S. asks, "Any resources for using a job offer to leverage more money in your current position? Is this a thing?" Katie and Henah share some suggestions, considerations, and a template for how to approach the conversation. Rich Girl Roundup is Money with Katie's weekly segment where Katie and her Executive Producer Henah answer your burning money questions. Each month, we'll put out a call for questions on her Instagram (@moneywithkatie). New episodes every week. Transcript, show resources, production credits, and more can be found at: [https://moneywithkatie.com/negotiate-current-job] (https://moneywithkatie.com/negotiate-current-job) . Money with Katie’s mission is to be the intersection where the economic, cultural, and political meet the tactical, practical, personal finance education everyone needs. Learn more about your ad choices. Visit [megaphone.fm/adchoices] (https://megaphone.fm/adchoices) ... Read more

04 Nov 2024

25 MINS

25:16

04 Nov 2024

#241

Everything You’ve Ever Wanted to Know about Capitalism (But Were Too Afraid to Ask)

If you’ve ever found yourself feeling skeptical about capitalism (or the idea that its current iteration is the best and only economic system worthy of our attention), this episode is for you.  My guest, Grace Blakeley, recently published a book called Vulture Capitalism in which she tees up what we fundamentally misunderstand about capitalism and knocks down the many half-truths that enable the status quo's most powerful narratives. Transcripts, show notes, production credits, and more can be found at: [https://moneywithkatie.com/capitalism] (https://moneywithkatie.com/capitalism) . Money with Katie’s mission is to be the intersection where the economic, cultural, and political meet the tactical, practical, personal finance education everyone needs. Learn more about your ad choices. Visit [megaphone.fm/adchoices] (https://megaphone.fm/adchoices) ... Read more

23 Oct 2024

1 HR 50 MINS

1:50:16

23 Oct 2024

#240

Optimizing Early Retirement for Couples on Different Timelines

"I'm going to retire early, but my husband isn't. How do we approach our separate finances in early retirement?" asks a listener who's still interested in taking advantage of financial independence tax loopholes. Reminder: We are not certified financial professionals, and this is not financial advice—please work with a CFP and CPA. Rich Girl Roundup is Money with Katie's weekly segment where Katie and her Executive Producer Henah answer your burning money questions. Each month, we'll put out a call for questions on her Instagram (@moneywithkatie). New episodes every week. Transcript, show resources, production credits, and more can be found at: [https://moneywithkatie.com/different-fi-timelines] (https://moneywithkatie.com/different-fi-timelines) . Money with Katie’s mission is to be the intersection where the economic, cultural, and political meet the tactical, practical, personal finance education everyone needs. Learn more about your ad choices. Visit [megaphone.fm/adchoices] (https://megaphone.fm/adchoices) ... Read more

21 Oct 2024

24 MINS

24:55

21 Oct 2024

#239

Trailer: The Money with Katie Show

See why we’ve been named one of the top personal finance podcasts by US News and have nearly 10 million downloads, and check out The Money with Katie Show wherever you get your podcasts. Learn more about your ad choices. Visit [megaphone.fm/adchoices] (https://megaphone.fm/adchoices) ... Read more

18 Oct 2024

01 MINS

01:01

18 Oct 2024

#238

Money Management 101: Building Automated Systems in Your Financial Life

For the first time ever, we're updating an episode we did back in 2022, all about money management systems. I’m detailing the two-track approach I recommend to hit your financial goals with minimal stress, because by taking advantage of the two big As—Automation and Amortization—you can put your financial life on the third A (Autopilot). (Sorry, I’ll stop.) I am not a licensed financial professional, so please do your own due dil. Transcripts, show notes, production credits, and more can be found at: [https://moneywithkatie.com/money-management] (https://moneywithkatie.com/money-management) . Money with Katie’s mission is to be the intersection where the economic, cultural, and political meet the tactical, practical, personal finance education everyone needs. Learn more about your ad choices. Visit [megaphone.fm/adchoices] (https://megaphone.fm/adchoices) ... Read more

16 Oct 2024

37 MINS

37:06

16 Oct 2024

#237

"I Want to Ask My Parents for My Inheritance Early"

One listener reached out to ask, "If I know I'm getting an inheritance, how can I ask my parents for it earlier? It'll go further now in my 30s than later." We address if that's the best move, considerations to keep in mind, and ways to thoughtfully position the ask. Rich Girl Roundup is Money with Katie's weekly segment where Katie and her Executive Producer Henah answer your burning money questions. Each month, we'll put out a call for questions on her Instagram (@moneywithkatie). New episodes every week. Transcript, show resources, production credits, and more can be found at: [https://moneywithkatie.com/early-inheritance] (https://moneywithkatie.com/early-inheritance) . Money with Katie’s mission is to be the intersection where the economic, cultural, and political meet the tactical, practical, personal finance education everyone needs. Learn more about your ad choices. Visit [megaphone.fm/adchoices] (https://megaphone.fm/adchoices) ... Read more

14 Oct 2024

22 MINS

22:06

14 Oct 2024

#236

Index Funds for the Long Haul? Why Some Pros Are Nervous

We unquestioningly repeat the knowledge that index funds are the easiest way to “passively” build wealth. But what happens when too many investors go passive? Is this the most “benevolent bubble” in history? (Fair warning: That description is hyperbolic.) In this week’s solo expedition, I attempt to make sense of these claims—and what it would mean if they’re true. (I am not a licensed financial professional, I’m just a podcaster with internet access, so please do your own due dil.) Find a transcript—as well as the research and sources used to produce this episode—at: [https://moneywithkatie.com/index-funds] (https://moneywithkatie.com/index-funds) Money with Katie’s mission is to be the intersection where the economic, cultural, and political meet the tactical, practical, personal finance education everyone needs. Learn more about your ad choices. Visit [megaphone.fm/adchoices] (https://megaphone.fm/adchoices) ... Read more

09 Oct 2024

38 MINS

38:03

09 Oct 2024

#235

Are Bonds Actually...Hurting Our Portfolios?

Traditional retirement advice often suggests balancing stocks and bonds as you near retirement—but as two Rich Girls pointed out, bonds seemingly don’t have great returns. So are they still worthwhile? And if so, should you buy them? Plus, we respond to some critical feedback we received. Rich Girl Roundup is Money with Katie's weekly segment where Katie and her Executive Producer Henah answer your burning money questions. Each month, we'll put out a call for questions on her Instagram (@moneywithkatie). New episodes every week. Transcript, show resources, production credits, and more can be found at: [https://moneywithkatie.com/bonds] (https://moneywithkatie.com/bonds) . Money with Katie’s mission is to be the intersection where the economic, cultural, and political meet the tactical, practical, personal finance education everyone needs. Learn more about your ad choices. Visit [megaphone.fm/adchoices] (https://megaphone.fm/adchoices) ... Read more

07 Oct 2024

41 MINS

41:36

07 Oct 2024

#234

How We Make Working in America Better

If we’re talking about negotiating for higher income without talking about labor organizing, we’re outright ignoring one of the most powerful determinants of how people are paid. This week on the show, you’ll hear from two people: an anonymous 20-year veteran of publicly traded, multinational corporate human relations who believes the “at-will employment” structure in the US is the core of our systemic insecurity, as well as renowned labor journalist [Hamilton Nolan] (https://www.hamiltonnolan.com/) , who advocates tirelessly for union density as the best way forward.  Transcripts, show notes, production credits, and more can be found at: [https://moneywithkatie.com/unions] (https://moneywithkatie.com/unions) . Money with Katie’s mission is to be the intersection where the economic, cultural, and political meet the tactical, practical, personal finance education everyone needs. Learn more about your ad choices. Visit [megaphone.fm/adchoices] (https://megaphone.fm/adchoices) ... Read more

25 Sep 2024

52 MINS

52:23

25 Sep 2024

#233

The One Term Every Prenup Should Include

Listener Andrea shared a story that inspired this week's RGR: "I can't stop thinking about how my mom got screwed in a divorce and now has no retirement savings—she was a stay-at-home parent, and my father got all the assets in the divorce." We explore how to quantify and understand unpaid labor in the household, what stay-at-home parents can do to protect themselves, and other perspectives around gender norms and cultural beliefs. Rich Girl Roundup is Money with Katie's weekly segment where Katie and her Executive Producer Henah answer your burning money questions. Each month, we'll put out a call for questions on her Instagram (@moneywithkatie). New episodes every week. Transcript, show resources, production credits, and more can be found at: [https://moneywithkatie.com/unpaid-labor] (https://moneywithkatie.com/unpaid-labor) . Money with Katie’s mission is to be the intersection where the economic, cultural, and political meet the tactical, practical, personal finance education everyone needs. Learn more about your ad choices. Visit [megaphone.fm/adchoices] (https://megaphone.fm/adchoices) ... Read more

23 Sep 2024

36 MINS

36:26

23 Sep 2024

#232

The Only 3 Money Metrics You Need to Know for Financial Freedom

I wanted to share the three numbers that I believe have the most impact on your life, so I invited Brad Barrett of the Choose FI podcast joins me to give his real-time reactions. But, more importantly, the real takeaway we landed on is that every conversation purportedly about money is actually about what it means to live a good life. This is not financial advice; please do your own due diligence. Transcripts, show notes, production credits, and more can be found at: [https://moneywithkatie.com/top-3] (https://moneywithkatie.com/top-3) . Money with Katie’s mission is to be the intersection where the economic, cultural, and political meet the tactical, practical, personal finance education everyone needs. Learn more about your ad choices. Visit [megaphone.fm/adchoices] (https://megaphone.fm/adchoices) ... Read more

18 Sep 2024

1 HR 02 MINS

1:02:24

18 Sep 2024

#231

Emergency Fund, 401(k), Down Payment: Saving Too Much...or Not Enough?

One listener writes in, "I have my HYSA, my 401(k) plus employer match, a Roth IRA, and now am saving for a down payment. I'm worried I'm lopsided and over-saved for retirement." But is she actually saving too much? Hear Katie's hot take. (Reminder: We are not licensed financial professionals, and this is not financial advice. Please do your own due diligence.) Rich Girl Roundup is Money with Katie's weekly segment where Katie and her Executive Producer Henah answer your burning money questions. Each month, we'll put out a call for questions on her Instagram (@moneywithkatie). New episodes every week. Transcript, show resources, production credits, and more can be found at: [https://moneywithkatie.com/oversaving] (https://moneywithkatie.com/oversaving) . Money with Katie’s mission is to be the intersection where the economic, cultural, and political meet the tactical, practical, personal finance education everyone needs. Learn more about your ad choices. Visit [megaphone.fm/adchoices] (https://megaphone.fm/adchoices) ... Read more

16 Sep 2024

27 MINS

27:47

16 Sep 2024

#230

A Hard Look at the Economic World Gen Z Inherited

We had [JL Collins] (https://podcasts.apple.com/us/podcast/the-money-with-katie-show/id1589146097?i=1000645271926) , the Godfather of Financial Independence, on the show earlier this year, and there was one question we seemed to disagree on: Are the dollars and cents of life actually harder today than they used to be, or does it just feel that way? This prompted a listener to ask for a deeper dive: The official Boomer vs. Zoomer cage match of economic strife to understand, all else held equal, how the financial worlds these generations grew up in are different (and, more intriguing, the striking ways in which they’ve never been more alike). Today’s episode is a then-and-now comparison into housing, education, wages, inflation, and investing—and I think it’s going to surprise you. Transcripts, show notes, production credits, and more can be found at: [https://moneywithkatie.com/gen-z-boomers] (https://moneywithkatie.com/gen-z-boomers) . Learn more about your ad choices. Visit [megaphone.fm/adchoices] (https://megaphone.fm/adchoices) ... Read more

11 Sep 2024

49 MINS

49:16

11 Sep 2024

#229

Is It Possible for Everyone to Retire Early?

The FI/RE movement has picked up a lot of steam in recent years, but as one listener asks, how does that impact consumerism—and more broadly, can everyone to retire early? Rich Girl Roundup is Money with Katie's weekly segment where Katie and her Executive Producer Henah answer your burning money questions. Each month, we'll put out a call for questions on her Instagram (@moneywithkatie). New episodes every week. Transcript, show resources, production credits, and more can be found at: [https://moneywithkatie.com/fire] (https://moneywithkatie.com/fire) . Learn more about your ad choices. Visit [megaphone.fm/adchoices] (https://megaphone.fm/adchoices) ... Read more

09 Sep 2024

27 MINS

27:35

09 Sep 2024

#228

The Messy Economic Truth that the "Birth Rate Panic" Reveals

Some of you recently shared articles about the so-called “birth rate panic,” pointing out that the intersection of economic policy with people’s decision to have children felt a little…off. So, I decided to dig into the coverage, some of the gaps I see, the cultural scapegoats, and of course, the bigger issue of treating our economy like a global MLM. Transcripts, show notes, production credits, and more can be found at: [https://moneywithkatie.com/birth-rates] (https://moneywithkatie.com/birth-rates) . Learn more about your ad choices. Visit [megaphone.fm/adchoices] (https://megaphone.fm/adchoices) ... Read more

28 Aug 2024

28 MINS

28:40

28 Aug 2024

#227

Single People's Most Impactful Financial Choice (and Understanding the Dual Income Household's Edge)

Many of you have asked: “How the heck do I make it work on a single income? What can I possibly do?” We’ll look at the levers you can pull (one in particular) and the context of how we got to this point. Plus, we respond to some of the feedback we received from our recent life insurance episode. Rich Girl Roundup is Money with Katie's weekly segment where Katie and her Executive Producer Henah answer your burning money questions. Each month, we'll put out a call for questions on her Instagram (@moneywithkatie). New episodes every week. Transcript, show resources, production credits, and more can be found at: [https://moneywithkatie.com/single-income] (https://moneywithkatie.com/single-income) Learn more about your ad choices. Visit [megaphone.fm/adchoices] (https://megaphone.fm/adchoices) ... Read more

26 Aug 2024

45 MINS

45:19

26 Aug 2024

#226

The Psychology of Overconsumption—and How to Shift Your Mindset for a Richer Life

Depending on the source, the average American buys between 1 and 1.3 new pieces of clothing every single week—and consumption is at an all-time high. So, why aren’t we tired of cheap shit yet and how can we better understand our psychological obsessions with spending? Well, we’re diving into it with sustainability expert and author of [Consumed] (https://bookshop.org/a/90396/9781538709849) , Aja Barber. Transcripts, show notes, production credits, and more can be found at: [https://moneywithkatie.com/overconsumption] (https://moneywithkatie.com/overconsumption) . Learn more about your ad choices. Visit [megaphone.fm/adchoices] (https://megaphone.fm/adchoices) ... Read more

21 Aug 2024

1 HR 07 MINS

1:07:40

21 Aug 2024

#225

How to Build Wealth and Support Family (with Boundaries)—Especially When You're First-Gen

On this week’s special Rich Girl Roundtable with [Berna Anat] (https://www.instagram.com/heyberna/?hl=en) : Traditional financial advice isn’t “one size fits all,” and that’s especially true for first-gen Americans who face unique challenges around building wealth and supporting family. How are the rules different for this demographic, and how can we make conversations around money more inclusive? Rich Girl Roundup is Money with Katie's weekly segment where Katie and her Executive Producer Henah answer your burning money questions. Each month, we'll put out a call for questions on her Instagram (@moneywithkatie). New episodes every week. Transcript, show resources, production credits, and more can be found at: [https://moneywithkatie.com/first-gen-finances] (https://moneywithkatie.com/first-gen-finances) . Learn more about your ad choices. Visit [megaphone.fm/adchoices] (https://megaphone.fm/adchoices) ... Read more

19 Aug 2024

45 MINS

45:22

19 Aug 2024

#224

The Predatory Life Insurance That's a Scam—and the One That's Legit

Life insurance is a notoriously scammy industry, made more confusing by the fact that there are legitimate forms of life insurance that aren’t a total waste of money. So which ones are legit, and which ones should you avoid? Reminder: I am not a certified financial professional and this is not financial advice; please do your own due diligence. Transcripts, show notes, production credits, and more can be found at: [https://moneywithkatie.com/life-insurance] (https://moneywithkatie.com/life-insurance) . Learn more about your ad choices. Visit [megaphone.fm/adchoices] (https://megaphone.fm/adchoices) ... Read more

14 Aug 2024

36 MINS

36:36

14 Aug 2024

#223

How to Calculate if You've Already Saved Enough for Retirement—and If It's Time to Slow Down

It's possible you might already have enough saved up for retirement, thanks to the power of compounding—a phenomenon in the FIRE community known as Coast FI. We cover how to calculate that number, if it's a reliable safety net, and what else to keep in mind. Rich Girl Roundup is Money with Katie's weekly segment where Katie and her Executive Producer Henah answer your burning money questions. Each month, we'll put out a call for questions on her Instagram (@moneywithkatie). New episodes every week. Transcript, show resources, production credits, and more can be found at: [https://moneywithkatie.com/coast-fi] (https://moneywithkatie.com/coast-fi) . Learn more about your ad choices. Visit [megaphone.fm/adchoices] (https://megaphone.fm/adchoices) ... Read more

12 Aug 2024

23 MINS

23:34

12 Aug 2024

#222

Dealing with Money Dysmorphia: When Perception Isn't Reality

A few weeks ago, I asked you all if the concept of "disordered financial behavior" resonated with you—and the response was overwhelming. And while a large faction of millennials and Gen Z deal with money dysmorphia—or as I'm inclined to call it, money disorientation—I'm not sure if the traditional blame on social media is the real cause. So how are we developing money dysmorphia, and how can we learn to deal with it? Transcripts, show notes, production credits, and resources can be found at: [https://moneywithkatie.com/money-dysmorphia] (https://moneywithkatie.com/money-dysmorphia) . Learn more about your ad choices. Visit [megaphone.fm/adchoices] (https://megaphone.fm/adchoices) ... Read more

31 Jul 2024

57 MINS

57:55

31 Jul 2024

#221

How Much Should You Budget for Childcare? We Explore All the Options

In this week's Rich Girl Roundup, Katie and Henah answer the one prompt they often receive as two childless women: "Please run the numbers on childcare." Tune in to hear them run through the average budget and costs to set aside for various forms of childcare, as well as Katie's impassioned diatribe about the state of care work in the US. Rich Girl Roundup is Money with Katie's weekly segment where Katie and her Executive Producer Henah answer your burning money questions. Each month, we'll put out a call for questions on her Instagram (@moneywithkatie). New episodes every week. Transcript, show resources, production credits, and more can be found at: [https://moneywithkatie.com/childcare] (https://moneywithkatie.com/childcare) . Learn more about your ad choices. Visit [megaphone.fm/adchoices] (https://megaphone.fm/adchoices) ... Read more

29 Jul 2024

35 MINS

35:21

29 Jul 2024