So Money with Farnoosh Torabi podcast

So Money with Farnoosh Torabi

*** Named a Best Podcast By The New York Times, Time Magazine, Real Simple and MSNBC *** Host Farnoosh Torabi is an award-winning financial strategist, TV host and bestselling author. Her newest book is entitled A Healthy State of Panic. With over 30 million downloads and multiple Webby wins, So Money is dedicated to sharing inspiring money strategies and stories straight from today's financial leaders, bestselling authors and entrepreneurs. One day, hear an intimate money conversation with industry greats like Queen Latifah, Barbara Corcoran or Margaret Cho. Another day learn the basics of cryptocurrency and its impact on our wallets. On Fridays, tune in as Farnoosh answers our most pressing financial questions about saving, investing and building wealth. Advice and insights always delivered through a lens of equity, inclusivity and the changing world we live in. Want more? Join the So Money Members Club at SoMoneyMembers.com.

*** Named a Best Podcast By The New York Times, Time Magazine, Real Simple and MSNBC *** Host Farnoosh Torabi is an award-winning financial strategist, TV host and bestselling author. Her newest book is entitled A Healthy State of Panic. With over 30 million downloads and multiple Webby wins, So Money is dedicated to sharing inspiring money strategies and stories straight from today's financial leaders, bestselling authors and entrepreneurs. One day, hear an intimate money conversation with industry greats like Queen Latifah, Barbara Corcoran or Margaret Cho. Another day learn the basics of cryptocurrency and its impact on our wallets. On Fridays, tune in as Farnoosh answers our most pressing financial questions about saving, investing and building wealth. Advice and insights always delivered through a lens of equity, inclusivity and the changing world we live in. Want more? Join the So Money Members Club at SoMoneyMembers.com.

 

#1797

1771: The ROI of Being a Good Human: Why Kindness Pays Off

As we enter a new year, many of us are thinking about fresh starts, big goals, and how we can make more meaningful contributions—whether in our personal lives or at work. But what if the key to achieving that isn’t about working harder or chasing success the traditional way? What if the secret lies in something as simple and powerful as kindness? In today’s episode, we dive deep with [James Rhee] (https://www.redhelicopter.com/about-james) , an educator, impact investor, CEO, and author of [Red Helicopter: A Parable for Our Times] (https://www.amazon.com/red-helicopter_a-parable-our-times/dp/0063317141) . James is best known for his transformative leadership at Ashley Stewart, where he not only revived a struggling retail brand but turned it into a community-driven powerhouse by weaving kindness, empathy, and purpose into every decision. A Harvard Law graduate and former high school teacher, James has a remarkable ability to bridge the worlds of high finance and human-centered leadership. We discuss how a childhood experience with a red helicopter shaped his lifelong philosophy, his journey from teaching to private equity, and the surprising parallels between math and creativity. James also delves into the role of AI in shaping society and why now, more than ever, leaders must embrace humanity and creativity to drive lasting impact. ... Read more

Yesterday

36 MINS

36:35

Yesterday


#1796

1770: (Encore) Ask Farnoosh: Am I Investing *Too* Much? Home Equity Loans and Finding a CPA

This episode originally aired on October 11, 2024. Fresh episodes starting Monday! Download Farnoosh's [Free Investing Blueprint ] (http://www.farnoosh.tv/blueprint) to learn how to begin investing for your future. Today's show: Is there such a thing as investing "too" much? Can obtaining a home equity loan be helpful when purchasing a second home? How to find a great accountant and more. ... Read more

03 Jan 2025

25 MINS

25:28

03 Jan 2025


#1795

1769: Best of So Money: Top Science-Backed Ways to Build Wealth

Recapping the year's top episodes covering the science of building wealth - proven ways to earn more and have a healthier relationship with money. For more listening, check out the full episodes with our guests: --- [Charles Duhigg,] (https://podcast.farnoosh.tv/episode/11418/) Author of Supercommunicators --- [Daniel Crosby] (https://podcast.farnoosh.tv/episode/daniel-crosby-2/) , Author of The Soul of Wealth --- [Caroline Adams Miller,] (https://podcast.farnoosh.tv/episode/caroline-adams-miller/) Author of Big Goals --- [Carl Richards] (https://podcast.farnoosh.tv/episode/carl-richards-2/) , Host of 50 Fires podcast --- [Scott Rick] (https://podcast.farnoosh.tv/episode/scott-rick/) , Author of Tightwads and Spendthrifts --- [Kate Northrup] (https://podcast.farnoosh.tv/episode/kate-northrup-3/) , Financial Expert and Author ... Read more

01 Jan 2025

32 MINS

32:14

01 Jan 2025


#1794

1768: Best of So Money: Wise Lessons from First-Gen Money Pros

Reviewing the best episodes of 2024 to finish the year. In this episode, we hear again from successful first-gen money experts and their insights on navigating money as the children of immigrants. We hear from: --- [Vivian Tu ] (https://podcast.farnoosh.tv/episode/vivian-tu/) --- [Giovanna Gonzalez ] (https://podcast.farnoosh.tv/episode/giovanna-gonzalez/) --- [Jannese Torres] (https://podcast.farnoosh.tv/episode/jannese-torres/) --- [Shirin Eskandani ] (https://podcast.farnoosh.tv/episode/shirin-eskandani/) --- [Vrinda Gupta ] (https://podcast.farnoosh.tv/episode/vrinda-gupta/) ... Read more

30 Dec 2024

28 MINS

28:09

30 Dec 2024


#1793

1767: Ask Farnoosh: The Best Balance Transfer Card, 401(k) Loans and Estate Planning (REPLAY HAPPY H...

This episode originally aired on Friday, September 27. In this episode, you will learn about creating a financial plan (for beginners), borrowing from your 401(k), selecting a balance transfer card, and more. Download [Farnoosh's FREE Financial Family Planning Guide here.] (https://www.sofi.com/family-eguide/) Check out the new [Farnoosh website] (http://www.farnoosh.tv/) and grab a free copy of her [Investing Blueprint.] (http://www.farnoosh.tv/blueprint) ... Read more

27 Dec 2024

31 MINS

31:02

27 Dec 2024


#1792

1766: Best of So Money: Raising Money Smart Kids

Revisiting the best episodes of 2024 with a focus on money and kids. In this episode, we hear from --- [Karen Holland, Founder of GiftingSense.org] (https://podcast.farnoosh.tv/episode/karen-holland/) --- [Renee Campbell, Head of Youth & Family Banking at Chase Bank] (https://podcast.farnoosh.tv/episode/renee-campbell/) --- [Peter Bergman, Chase, Executive Director and Head of Starter Segment Banking at Chase Consumer & Community Bank] (https://podcast.farnoosh.tv/episode/peter-bergman/) ... Read more

25 Dec 2024

27 MINS

27:36

25 Dec 2024


#1791

1765: Best of So Money: Top Retirement Strategies

Revisiting the best interviews of 2024 with a look back at some of the best retirement saving strategies. Featured in this episode: --- [Anne Tergesen, WSJ Reporter ] (https://podcast.farnoosh.tv/episode/anne-tergesen/) --- [Jean Smart, founder of Penelope] (https://podcast.farnoosh.tv/episode/jean-smart/) --- [Hannah Cole, founder of Sunlight Tax] (https://podcast.farnoosh.tv/episode/hannah-cole-2/) --- [Katie and Alan Donegan, Early Retirees] (https://podcast.farnoosh.tv/episode/how-to-retire-by-40/) ... Read more

23 Dec 2024

26 MINS

26:02

23 Dec 2024


#1790

1764: Ask Farnoosh: How to Negotiate Work Benefits, Paying Taxes on a Bitcoin Sale and More

This week: What's the tax impact when you sell Bitcoin? How do you negotiate benefits at work, from retirement to equity to paid time off? Plus: smart ways to invest in your health. To learn more about Farnoosh's book workshop, visit [BooktoBrand.co.] (http://www.booktobrand.co) Sign up for [Farnoosh’s free Investing Blueprint] (http://www.farnoosh.tv/blueprint) Follow on [Instagram] (http://www.instagram.com/farnooshtorabi) Join the [So Money Members Club] (http://www.somoneymembers.com) Leave a review on [Apple Podcasts] (https://podcasts.apple.com/us/podcast/so-money-with-farnoosh-torabi/id955939085) Order Farnoosh’s new book, [A Healthy State of Panic] (http://www.ahealthystateofpanic.com/) ... Read more

20 Dec 2024

28 MINS

28:23

20 Dec 2024


#1789

1763: The Power of Saying ‘Enough’: A New Blueprint for Success

What happens when you decide to walk away—from burnout, expectations, from a life that looks ‘successful’ on the outside but leaves you feeling hollow inside? My guest today, [Faye McCray] (https://fayemccray.com/) , has lived that transformation. A high-achieving lawyer turned storyteller, strategist, and wellness advocate, Faye made the bold decision to leave corporate life and redefine success on her terms. We’ll explore what led her to this breaking point, how she navigated the uncertainty of starting over, and how she’s helping others bridge the gap between their personal identities and professional lives. Faye opens up about her lessons on slowing down, prioritizing health, and finding fulfillment beyond titles and accolades. Plus, we talk about breaking free from ‘hustle culture,’ redefining work-life balance, and why it’s okay to end the year strong—without crossing every item off your to-do list. If you’re feeling stuck, burned out, or wondering how to make peace with your pace, this episode is for you. And yes, we even revisit the wild story of how our friendship began in the streets of Charlotte. Join the [So Money Members Club] (http://www.somoneymembers.com/) . Download Farnoosh's [free investing blueprint.] (http://www.farnoosh.tv/blueprint) Hang out with Farnoosh on [Instagram] (http://www.instagram.com/farnooshtorabi) . ... Read more

18 Dec 2024

29 MINS

29:10

18 Dec 2024


#1788

1762: The #1 Framework for Modern Couples to Manage Money

Most couples struggle to get on the same page regarding money and relationships. Less than 40% of married couples discuss their finances in detail—a staggering statistic that often leads to miscommunication, conflict, and, for some, divorce. But today’s guests, Jessica and Brandon Norwood, are trying to change that narrative. Jessica and Brandon are the dynamic duo behind [The Sugar Daddy Podcast] (https://www.thesugardaddypodcast.com/) , a show dedicated to helping millennials break the stigma around money conversations and build wealth as a team. As a married couple who have navigated everything from student loans to merging their financial lives, they bring a wealth of personal and professional insight. Jessica, a tech professional and the breadwinner in their family, and Brandon, a licensed financial planner, have developed a proven 5-step framework for creating financial harmony in relationships. In this episode, we dive into: ---The importance of shared values and financial alignment—why dreaming big as a couple is key. ---Tackling financial dealbreakers—and why financial infidelity might be a red flag you can’t ignore. ---What it’s like being a female breadwinner—and how Jessica and Brandon embrace modern parenthood and partnership. ---And a bold take on affording kids—why waiting for financial “readiness” might mean you’ll never leap. Check out [this download] (https://www.canva.com/design/DAGXnezpcVY/27fFtTFtlVNFbtbf0kKQ9w/watch?utm_content=DAGXnezpcVY&utm_campaign=designshare&utm_medium=link2&utm_source=uniquelinks&utlId=h8932a1eb0e) to better understand the couple's D.R.E.A.M Framework for navigating money in your relationship. ... Read more

16 Dec 2024

31 MINS

31:38

16 Dec 2024


#1787

1761: Ask Farnoosh: Converting a 401(k) to a Roth IRA, Stretching Your Retirement Funds and Navigati...

In this episode of Ask Farnoosh, we tackle some of your most pressing money questions about retirement planning, investing, and managing finances in relationships. First, we dive into the pros and cons of converting a Traditional 401(k) to a Roth IRA, discussing how to weigh current tax impacts against long-term growth benefits. Next, we explore strategies for helping a loved one preserve and grow their retirement savings, including balancing accessibility and investment growth for someone relying on Social Security. Lastly, we address the complexities of merging finances as a couple—whether you’re cohabiting, buying a home, or just starting to have those “big” money talks. References: Article: [What My College Friendships Taught Me About Socioeconomic Status] (https://www.popsugar.com/money/college-friendships-socioeconomic-status-49406388) Article: [The Perimenopause Gold Rush] (https://www.thecut.com/article/perimenopause-gold-rush-healthcare-companies-treatments.html) Join the [So Money Members Club] (http://www.somoneymembers.com/) . Download Farnoosh's [free investing blueprint.] (http://www.farnoosh.tv/blueprint) Hang out with Farnoosh on [Instagram] (http://www.instagram.com/farnooshtorabi) . ... Read more

13 Dec 2024

32 MINS

32:58

13 Dec 2024


#1786

1760: How to Crush $50K in Debt *While* Saving For Your Future

Today's episode of So Money is a full-circle moment. I’m thrilled to welcome Jodi Smith, the creator of the blog [Abundance of Jo] (https://abundanceofjo.com/) and a rising star in the personal finance world. But before she became a go-to resource for money advice, she was just like so many of you—Googling 'personal finance help' and landing on So Money. Jodi’s journey is nothing short of inspiring. From moving to Canada for her MBA, taking on and paying off $50,000 in debt in just six years, to creating a financial plan that balances debt repayment, saving, and even treating herself, she has been organized and intentional every step. Along the way, she turned her financial wins into a platform to help others. In our conversation, Jodi shares how she found motivation through the podcast nearly a decade ago, the strategies she used to climb out of debt while building wealth, and how her blog empowers people worldwide to live their best financial lives. We also dive into her philosophy on making money, negotiation tips, and why compassion is key to personal finance education. Join the [So Money Members Club] (http://www.somoneymembers.com/) . Download Farnoosh's [free investing blueprint.] (http://www.farnoosh.tv/blueprint) Hang out with Farnoosh on [Instagram] (http://www.instagram.com/farnooshtorabi) . ... Read more

11 Dec 2024

30 MINS

30:47

11 Dec 2024


#1785

1759: Your #1 Asset Isn't Money. It's Time. Here's How to Make the Most of It.

Today’s conversation will change your thoughts about time—our most precious and often overlooked currency. Returning to the show is Heather Chauvin, a dynamic speaker, coach, and author whose wisdom on time management is nothing short of transformative. Heather’s journey began in a crucible of crisis—a stage-four cancer diagnosis. Still, from that challenging moment, she built a revolutionary approach to owning and investing time to live richly and intentionally. In this episode, Heather and I dive into her signature concept of "energetic time management," where time isn’t just about productivity or calendars; it’s about aligning your energy, values, and desires to create a life that feels as good as it looks. She shares the origin of this system, the profound realizations she had while juggling motherhood and a career, and why most of us are in what she calls "time debt." Heather explains how to break free, set boundaries, and treat time like money—because every moment matters. We’ll also talk about practical strategies: building a dream calendar and redefining your relationship with time. Also: Why outsourcing isn't a luxury—it’s a necessity for creating space to thrive. Plus, Heather offers profound insights for women navigating the dual roles of professional ambition and domestic responsibility without losing themselves. Grab the [So Money Investing Blueprint for Free] (http://www.farnoosh.tv/blueprint) Join the [SoMoney Members Club] (http://www.somoneymembers.com/) Read Heather's book [Dying to Be a Good Mother] (https://www.amazon.com/Dying-Be-Good-Mother-Parenting/dp/1774580225) Listen to Heather's podcast [Emotionally Uncomfortable] (https://www.heatherchauvin.com/podcast) ... Read more

09 Dec 2024

32 MINS

32:25

09 Dec 2024


#1784

1758: Ask Farnoosh: Trump Tariffs, Retirement Decisions, and Car-Buying Tips

If you’re planning to make a big purchase in the next few months, don’t wait. Early holiday sales and year-end discounts are already a smart move—but add the potential for higher tariffs, and shopping is now more convincing.Farnoosh breaks it down in this new episode of Ask Farnoosh. Plus: Which is better, a Roth or Traditional 401(k), and How to Save Money on Buying a Car in December. Grab the [So Money Investing Blueprint for Free] (http://www.farnoosh.tv/blueprint) Join the [SoMoney Members Club] (http://www.somoneymembers.com/) Read: [What Should You Buy Before the Trump Tariffs - HuffPost] (https://www.huffpost.com/entry/what-items-you-should-be-buying-before-trumps-tariffs-kick-in_l_67509505e4b09625c75678cd) ... Read more

06 Dec 2024

32 MINS

32:02

06 Dec 2024


#1783

1757: How to Reduce Money Stress with Strategic Thinking – Insights from Seth Godin

In this episode of So Money, Farnoosh welcomes back bestselling author and marketing legend Seth Godin to discuss his latest book, [This Is Strategy: Make Better Plans] (https://www.amazon.com/This-Strategy-Make-Better-Plans/dp/B0D47T8S7N) . Seth dives deep into the essence of strategy and its importance in creating meaningful change in our finances, careers, and lives. He explains the four essential threads of strategy—time, game, empathy, and systems—and how understanding them can help us make better decisions and reduce stress. From navigating money stress to mastering delayed gratification, Seth offers actionable advice for tackling life's challenges with clarity and purpose. He also revisits his thoughts on being "rich" 10 years later, emphasizing the value of choice and contributions over material wealth. Whether you're looking to improve your financial game, stand out at work, or build a better future, this episode is packed with wisdom and inspiration from one of the most influential thinkers of our time. Join the [So Money Members Club] (http://www.somoneymembers.com) . Download Farnoosh's [free investing blueprint.] (http://www.farnoosh.tv/blueprint) Hang out with Farnoosh on [Instagram] (http://www.instagram.com/farnooshtorabi) . ... Read more

04 Dec 2024

35 MINS

35:28

04 Dec 2024


#1782

1756: How to Quit Your Job (Encore)

A new study reveals that more people want to quit their jobs now than during the Great Resignation. Whether it’s to find better-paying work to address the rising cost of living or simply to leave their company or industry and start fresh on a professional path they actually enjoy, the big question remains: Will they quit? Our guest today is helping people overcome that hurdle. [Goli Kalkhoran] (https://lessonsfromaquitter.com/about/) is a Master-Certified Life Coach and former attorney who helps unfulfilled professionals create a career (and life) they genuinely enjoy. She hosts the Lessons from a Quitter podcast, where she de-stigmatizes quitting and offers resources and inspiration for individuals looking to pivot in their established careers. In this episode, we discuss why our culture is so afraid of quitting, how to afford to leave — financially and energetically -- and Goli’s journey of quitting her law career and the many pivots that followed. Join the So [Money Members Club.] (http://www.somoneymembers.com) Download Farnoosh's [free investing blueprint.] (http://www.farnoosh.tv/blueprint) Hang out with Farnoosh on [Instagram] (http://www.instagram.com/farnooshtorabi) . ... Read more

02 Dec 2024

34 MINS

34:48

02 Dec 2024


#1781

1755: The Best Time to Start a 529? Adding My Kids to My Payroll? (Encore)

This episode originally aired on September 6, 2024. This Friday: Questions regarding adding children to your business payroll, enrolling in a 529 plan when college is just a few years away (good idea?) and how to manage a 401(k) that's being discontinued at work. Join the [So Money Members Club] (http://www.somoneymembers.com/) for free for one month with the code SoMoneyBF2024. Expires Saturday, November 30. ... Read more

29 Nov 2024

19 MINS

19:29

29 Nov 2024