<a href="https://www.harpercollins.com/pages/wellendowed">Preorder Vivian’s second book WELL ENDOWED HERE!</a>

Vivian is diving deep into the strategy of holiday savings without the financial hangover. She breaks down which holiday expenses are actually worth splurging on, how to set a realistic budget that doesn't leave you panicking in January, and why starting your shopping early isn't just about avoiding crowds. Vivian dives into the psychology of holiday spending, from the guilt that makes us overspend on gifts, why we consistently underestimate our total holiday costs and how retailers count on our emotional spending. Plus, she answers your burning questions about navigating family gift expectations and how to get gifts without breaking the bank! 

Follow the podcast on<a href="https://www.instagram.com/networthandchillpod/"> Instagram</a> and<a href="https://www.tiktok.com/@networthandchill"> TikTok</a>!Got a financial question you want answered in a future episode? Email us at <a href="mailto:podcast@yourrichbff.com">podcast@yourrichbff.com</a> Learn more about your ad choices. Visit <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a>

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How to Save Your Money & Sanity During the Holidays

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