Happy Saturday, everybody!Mortgage rates just climbed to a 13-month high, the IRS changed the 1099 threshold to $2,000, and I finally answered the question I get asked more than almost any other: do you owe a dead relative's credit card debt? We also got into what financial confidence really means, the framework I use with clients to give every dollar a job, and a conversation with a finance coach about money and marriage that hit closer to home than I expected.I'm Ralph Estep Jr., a licensed public accountant with 30 years in the business, and I'm joined by my cohost Juliet. We're live every Monday through Friday from 11:30 AM to 12:30 PM Eastern on Becoming Financially Confident.Here's what we got into this week:<ul><li>Reminded everyone about two live class action settlements, Google Play and O'Reilly Auto Parts, both with deadlines this month</li><li>Broke down why the 30-year mortgage rate climbed to 6.71%, the highest it's been in over a year</li><li>Walked through the new 1099 rule. Clients only have to send you one if they paid you $2,000 or more, up from $600, and that does not mean the income is tax free</li><li>Answered the question I get asked constantly about inherited debt. If you're just an authorized user on a card, you are not responsible for what's owed after someone passes away</li><li>Gave you my money move of the week: add a PIN to your phone carrier account and turn on two-factor authentication on your bank and email before someone can hijack your number</li><li>Got into what financial confidence actually means, starting with a Federal Reserve stat that stopped me cold, 12% of adults couldn't cover a surprise $400 expense</li><li>Laid out the Dollar Job Framework, the seven-step process I use with clients (dream, define, discover, design, deploy, debrief, develop) to give every dollar a job before it leaves your account</li><li>Showed you the four numbers on your Explanation of Benefits, and the only one that should ever show up on a bill with your name on it</li><li>Talked through what Turo and other car-sharing platforms actually cover, and the four questions to ask before you rent out your own car</li><li>Explained why the price at the pharmacy counter is rarely the cheapest one, and how a free app like GoodRx can save you real money</li><li>Got personal about the year my own marriage almost ended over money, and what changed once I actually started listening</li><li>Welcomed Karen Hackman, a finance coach who works with couples, to talk about what 18 years of financial silence in her own marriage taught her</li></ul> Got a money question? Send it to me at <a href="https://www.becomingfinanciallyconfident.com/live" rel="noopener noreferrer" target="_blank">becomingfinanciallyconfident.com/live</a>. Want to catch us live? Same link, Monday through Friday, 11:30 AM to 12:30 PM Eastern.Follow us on our socials:<a href="https://www.linkedin.com/company/becomingfinanciallyconfident" rel="noopener noreferrer" target="_blank">LinkedIn</a><a href="https://www.facebook.com/share/g/1HpWqv8jp9/" rel="noopener noreferrer" target="_blank">Facebook Group</a><a href="https://www.instagram.com/becomingfinanciallyconfident" rel="noopener noreferrer" target="_blank">Instagram</a><a href="https://www.skool.com/becoming-financially-confident-7556" rel="noopener noreferrer" target="_blank">Skool Community</a> Companies mentioned in this episode:<ul><li>Google Play</li><li>O'Reilly Auto Parts</li><li>Verizon</li><li>AT&T</li><li>T-Mobile</li><li>GoodRx</li><li>Turo</li><li>Geico</li><li>Travelers</li><li>Allstate</li><li>State Farm</li><li>Amazon</li></ul> Have a great weekend, everybody.

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BFC Weekly Recap: Mortgage Rates Hit 6.71%, the New $2,000 1099 Rule, and Who Owes Debt After Death

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