Tall fellas UNITE! Joel has to contend with talking with someone who is taller than him for a change, but that&rsquo;s mostly besides the point (unless tall guys actually invest differently than the rest of the population!?). We&rsquo;re joined by Ben Felix &ndash;&nbsp;one of the clearest voices in finance and investing who is co-host of the Rational Reminder podcast and also runs a killer YouTube channel full of thoughtful, evidence-based investing advice. Ben is a CFA, CFP, the Chief Investment Officer at PWL Capital and more importantly, he helps regular folks understand the why behind their investing decisions. We discuss topics like: <ul> <li aria-level="1">The biggest reason to invest rather than save</li> <li aria-level="1">Savings rates based on individual circumstances</li> <li aria-level="1">How more financial advisors are shifting to behavioral coaching</li> <li aria-level="1">The only free lunch in invested</li> <li aria-level="1">Why target date funds aren&rsquo;t optimal</li> <li aria-level="1">What DIY investors need to look out for</li> <li aria-level="1">And plenty of other topics!</li> </ul> &nbsp; Want more How To Money in your life? Here are some additional ways to get ahead with your personal finances: <ul> <li aria-level="1">Check out <a href="https://www.youtube.com/@rationalreminder">Ben&rsquo;s podcast over on Youtube</a> along with his <a href="https://www.youtube.com/@BenFelixCSI/featured">helpful channel where he posts on investing</a>, financial decision-making, and living a good life.</li> <li aria-level="1">Knowing your &lsquo;money gear&rsquo; is a crucial part of your personal finance journey. <a href="https://www.howtomoney.com/start-here/">Start here.</a>&nbsp;</li> <li aria-level="1">Sign up for the weekly <a href="https://www.howtomoney.com/newsletter/">HTM newsletter</a>. It&rsquo;s fun, free, & practical.</li> <li aria-level="1">Find a thriving community of fellow money nerds by joining the <a href="https://www.facebook.com/groups/1623670287732189">HTM Facebook group!</a></li> <li aria-level="1">Massively reduce your <a href="https://www.howtomoney.com/choosing-the-best-cheap-cell-phone-plan/">cell phone bill</a> each month by switching to a discount provider like Mint Mobile.</li> </ul> &nbsp; And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you&rsquo;re not already a regular listener, and <a href="https://podcasts.apple.com/us/podcast/how-to-money/id1337718773?mt=2">give us a quick review in Apple Podcasts</a> or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money! &nbsp; Best friends out!See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.

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