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Ken Coleman and George Kamel answer your questions and discuss:
<ul>
 <li>"I don't have anything saved for retirement. Is it too late for me to start investing?"</li>
 <li>"I keep having to dip into my investments to pay my taxes. How do I stop this cycle?"</li>
 <li>"When I turn 18 I will gain access to a $100,000 stock portfolio. How do I best grow this money?"</li>
 <li>"My wife wants us to pay off our house but it doesn't make sense to me"</li>
 <li>"I have been on social security for 25 years. How do I change my life and stop living in poverty?"</li>
 <li>"Should I refinance my home to pay off my debt and HELOC?"</li>
 <li>"Should we be saving money in an HSA when we are in Baby Step 2?"</li>
</ul>

Next Steps:<a href="https://ter.li/3rtsm1">⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠</a>
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or<a href="https://www.ramseysolutions.com/shows/the-ramsey-show/email?utm_source=youtube&utm_medium=product_shelf">⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠send us an email⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠</a>.
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