After decades in which borrowing has been virtually free, Japan is raising interest rates, affecting savers and borrowers alike. We talk to a former rate-setter at the Bank of Japan, to a homeowner who is braced for the cost of her mortgage to rise, and to a saver who ponders whether now is the time to finally bring her investments back to Japan. And we explore who's making money from the rising cost of borrowing.Presenter: Sam Fenwick
Producer: Gideon LongYou can email the team: <a href="mailto:businessdaily@bbc.co.uk">businessdaily@bbc.co.uk</a>(Picture: A man passes by a stock market indicator board in Tokyo, Japan, 15 October 2026. Credit: EPA)

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