Between the start of 2022 and the start of 2025, car insurance rates jumped by more than 50%, according to the Bureau of Labor Statistics. Luckily, there are tried-and-true tactics for finding the cheapest deal you can -- from comparing rates from multiple insurance companies to not letting your teen get their license just yet. NPR's cars and energy correspondent, Camila Domonoske, breaks down the surprising factors that contribute to high rates and how to make sure you don't get taken for a ride by your car insurer. Find comparisons in your ZIP code: https://www.npr.org/2025/11/05/nx-s1-5397184/auto-insurance-credit-history-cost  Follow us on Instagram: <a href="https://www.instagram.com/nprlifekit/?hl=en"target="_blank" >@nprlifekit</a><a href="https://www.npr.org/newsletter/life-kit"target="_blank" >Sign up for our newsletter here.</a>Have an episode idea or feedback you want to share? Email us at <a href="mailto:lifekit@npr.org"target="_blank" >lifekit@npr.org</a>Support the show and listen to it sponsor-free by signing up for Life Kit+ at <a href="http://plus.npr.org/lifekit"target="_blank" >plus.npr.org/lifekit</a> To manage podcast ad preferences, review the links below: See <a href="https://pcm.adswizz.com">pcm.adswizz.com</a> for information about our collection and use of personal data for sponsorship and to manage your podcast sponsorship preferences. Learn more about sponsor message choices: <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a> <a href="https://www.npr.org/about-npr/179878450/privacy-policy">NPR Privacy Policy</a>

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