It’s not your imagination — the cost of your <a href="https://www.npr.org/2025/11/12/nx-s1-5546754/climate-home-insurance-cop30-prices-expensive-disasters" class="default">home insurance is going up</a>. Weather-related extreme events have sent homeowners’ insurance rates skyrocketing. Federal budget cuts to the Federal Emergency Management Agency will exacerbate these issues, particularly affecting state budgets and risk reduction efforts. In Minnesota, homeowners insurance rates <a href="https://www.mprnews.org/story/2025/03/31/minnesota-insurance-costs-could-continue-to-rise-under-new-trump-tariffs" class="default">increased</a> the last decade due to hail damage, leading to non-renewals and some companies leaving the market. Jordan Haedtler, a climate financial policy strategist with Climate Cabinet, based in Duluth, talks with MPR News Chief Meteorologist Paul Huttner about climate-change-fueled risks and steps the state Legislature is taking to address to address the issues.

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