#250: Chris dives into listener questions, covering open enrollment, investing, buying gold, life and auto insurance, RSUs, practical ways to leverage AI tools and more.

Link to Full Show Notes: <a href="https://chrishutchins.com/open-enrollment-AMA-2025">https://chrishutchins.com/open-enrollment-AMA-2025</a>

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Resources Mentioned
PEOs: <a href="https://www.trinet.com/">TriNet</a> | <a href="https://www.justworks.com/peo">Justworks</a>
Insurance Broker: <a href="https://calendly.com/book-me-now/health-plans-overview-clone">Rich Sterling</a>
Productivity/AI Tools
<ul>
 <li><a href="https://chrishutchins.com/notion">Notion</a></li>
 <li><a href="https://notebooklm.google.com/">NotebookLM</a></li>
 <li><a href="https://chrishutchins.com/replit">Replit</a></li>
 <li><a href="https://cursor.com/">Cursor</a></li>
 <li><a href="https://v0.app/">v0</a></li>
 <li><a href="https://www.figma.com/">Figma</a></li>
 <li><a href="https://www.perplexity.ai/">Perplexity</a></li>
 <li><a href="https://claude.ai/">Claude</a></li>
</ul>
<a href="https://chrishutchins.com/mesa">Mesa Homeowners Card</a> (50k bonus with code CHRIS50)
<a href="https://www.usbank.com/splash/business-checking/business-checking-promo-affiliate.html">$1,200 U.S. Bank Bonus</a>
ATH Podcast
<ul>
 <li><a href="https://chrishutchins.com/email">Newsletter</a></li>
 <li>Ep #34: <a href="https://www.chrishutchins.com/hacking-healthcare-marshall-allen/">Insider Tricks to Healthcare, Prescriptions and Medical Bills with Marshall Allen</a>
</li>
 <li>Ep 104: <a href="https://www.chrishutchins.com/insurance-hacks/">Optimizing Your Insurance Policies</a>
</li>
 <li>Ep #140: <a href="https://www.chrishutchins.com/open-enrollment-2024/">Navigating Open Enrollment</a>
</li>
 <li>Ep #168: <a href="https://www.chrishutchins.com/investment-portfolios-chris-doyle/">Building an Investment Portfolio to Grow and Protect Your Wealth</a>
</li>
 <li>Ep #248: <a href="https://www.chrishutchins.com/tim-ferriss-over-optimizing-failure-play/">How to Stop Over-Optimizing and Focus on What Matters with Tim Ferriss</a>
</li>
 <li>Submit questions for our <a href="https://chrishutchins.com/ama">next AMA here</a>
</li>
 <li>Leave a review: <a href="https://podcasts.apple.com/us/podcast/all-the-hacks/id1560751222?mt=2&ls=1">Apple Podcasts</a> | <a href="https://open.spotify.com/show/3v8pyFFppVuIL5SvNOa1om">Spotify</a>
</li>
 <li>Email for questions, hacks, deals, and feedback: <a href="mailto:podcast@chrishutchins.com">podcast@chrishutchins.com</a>
</li>
</ul>

Full Show Notes
(00:00) Introduction
(00:30) Quick Episode Overview
(01:22) How to Select Your Insurance Plan
(05:19) Saving with a High Deductible Health Plan
(14:19) Tips for Specific Drugs and Providers
(15:27) Dental and Vision Plans
(17:17) Benefits of FSAs
(19:10) Getting Health Insurance Outside of an Employer
(21:08) Getting Insurance for Your Business
(23:20) Insurance via Medical Research Companies and Affinity Groups
(24:52) Direct Primary Care
(25:48) Reimbursing Medical Expenses Charged on a Credit Card
(30:45) Diversification in an Incredibly High Stock Market
(36:20) Investing in Precious Metals: Gold & Silver
(40:55) Strategy for Handling RSU Compensation
(43:35) Variable Universal Life Policy
(48:05) The Rise in Auto Insurance Premiums Following an Accident
(55:22) Buying A Used vs. New Car
(58:06) Chris's Favorite Work Tools Including AI
(01:02:07) Is AI an Actual Threat to Our Jobs?
(01:04:26) Chris's Pre and Post W2 Job Experience
(01:06:50) Find the Best Deals on the ATH Newsletter
(01:10:53) The Next Gift Card Sale

Connect with Chris
<a href="https://landing.chrishutchins.com/newsletter">Newsletter</a> | <a href="https://chrishutchins.com/join">Membership</a> | <a href="https://x.com/hutchins">X</a> | <a href="https://www.instagram.com/chrishutchins">Instagram</a> | <a href="https://www.linkedin.com/in/chrishutchins/">LinkedIn</a>

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