We’re wrapping up Season 4 of Fintech Files with a special episode reflecting on the past season, while also looking ahead to the future of fintech. Hosts Bianca, Nora and Annika dive into the trends they have seen shape the industry, from AI-driven transformation and the rise of digital banking to the growing focus on sustainability and financial inclusion.&nbsp;Beyond fintech, this episode pulls back the curtain on life at BCG Platinion: what it’s like working on some of the most cutting-edge projects, the challenges and rewards of consulting. Join us for an insightful and candid conversation about the past, present and future of fintech.&nbsp;Discussion Highlights:&nbsp;<ul><li>The Next Wave of Fintech Innovation: AI, digital banking and open finance are reshaping the industry. Will neobanks continue to disrupt, or are they starting to resemble traditional banks?</li><li>Neobanks & Incumbents: Fintech startups and legacy banks are becoming more alike, with neobanks maturing and incumbents ramping up their digital transformations.&nbsp;</li><li>Inside BCG Platinion Projects: Nora and Annika share real-world insights from their work at BCG Platinion–tackling complex client challenges, driving digital transformation and staying ahead of rapid industry shifts.</li><li>Sustainability in Focus: With our focus on social impact this past season, we uncovered stories about how Fintechs can contribute to a better world. For more info on BCG’s work on this check out, “<a href="https://www.bcgplatinion.com/insights/how-fintechs-make-the-world-a-better-place" rel="noopener noreferrer" target="_blank">How Fintechs make the World a Better Place</a>” and “<a href="https://www.bcg.com/publications/2025/six-ways-link-sustainability-value-creation" rel="noopener noreferrer" target="_blank">Six Ways to Link Sustainability and Value Creation</a>”.&nbsp;</li><li>Evolution of Fintech Files & What’s Next: The team shares how the podcast started and what they’ve learned over four seasons and the realities of global consulting; swapping stories of working in the industry.&nbsp;</li></ul> About Fintech Files:Are you ready to unravel the most innovative trends disrupting the world of Fintech today?Join us on Fintech Files from BCG Platinion, where we delve deep into the dynamic landscape of Fintech, NeoBanks, and the Digital Banking world, sparking insightful conversations with industry disruptors from around the globe. So, what are the most groundbreaking trends shaping the future of Fintech, and how will they impact your financial world? Fintech Files takes an accessible approach to technology. We break down complex topics and have our guests explain them in a relatable "explain it to your grandma" style. In every episode, we focus on real-world stories of how financial technology operates, demystifying complex concepts and making them relatable for both Fintech enthusiasts and professionals.The Hosts of Fintech Files:Hosted by <a href="https://www.linkedin.com/in/norahocke/" rel="noopener noreferrer" target="_blank">Nora Hocke</a>, a manager at BCG Platinion in Munich, and <a href="https://www.linkedin.com/in/annika-melchert/" rel="noopener noreferrer" target="_blank">Annika Melchert</a>, a principal currently based in the Middle East, our hosts specialize in IT strategy, modern tech architecture, and state-of-the-art banking. In their work, they've collaborated with some of today's most innovative Fintechs to transform their organizations; including supporting generative Al use cases. With their unique blend of tech expertise and passion, they bring you stories that capture the essence of the evolving Fintech landscape. This season, we're thrilled to introduce <a href="https://www.linkedin.com/in/biasmlopes/" rel="noopener noreferrer" target="_blank">Bianca Lopes</a>. Originally from Brazil and currently based in Denmark, Bianca is an entrepreneur and economist with a remarkable background in digital identity and biometrics. Throughout her career, she has supported over 40 financial institutions and 8 governments, reshaping their approach to technology, reimagining identity, and driving innovation agendas.We Want to Hear from You!Reach out to us at <a href="mailto:fintech-podcast@bcgplatinion.com" rel="noopener noreferrer" target="_blank">fintech-podcast@bcgplatinion.com</a> with your questions, guest suggestions, or topics you'd like us to explore. Or just drop in to say hi! Visit our website at <a href="https://www.bcgplatinion.com/insights/fintech-files-insights-on-tech-by-bcg-platinion" rel="noopener noreferrer" target="_blank">https://www.bcgplatinion.com/insights/fintech-files-insights-on-tech-by-bcg-platinion</a> and follow us on social media for updates and additional content.The digital future is now.

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