Hosts: Ralph Estep Jr., LPA & Juliet, first-time entrepreneurWhat happens when a small IRS notice sits unopened in your junk drawer?In this episode of Becoming Financially Confident, Ralph Estep Jr. breaks down how an IRS notice can escalate from a CP14 to a final notice, plus what you should do as soon as a letter arrives.Ralph and Juliet also cover why retirees still need emergency savings, a proposed homebuyer savings match, the iPhone Siri settlement, using AI for money questions, and two financial conversations worth having early in a relationship.In This Episode<ul><li>Retiree emergency funds: Why retirees still need a financial cushion and why surprise costs average about $6,000 per household.</li><li>Home Ownership Promise Act: A proposed Senate bill that would match first-time homebuyer savings five to one, up to $50,000.</li><li>iPhone Siri settlement: Who can file a claim by December 21 and how to find your iPhone serial number.</li><li>Ignoring an IRS notice: What a CP14 means, how notices can escalate to a final notice, and what to do the day an IRS letter arrives.</li><li>AI and your money: Meta’s new Muse agent, what personal information you shouldn’t upload, and why AI-generated financial answers need a second look.</li><li>Dating and money: Two questions that can reveal how someone thinks about needs, wants, and saving.</li></ul> Have a money question for Ralph?<a href="https://www.becomingfinanciallyconfident.com/voicemail" rel="noopener noreferrer" target="_blank">https://www.becomingfinanciallyconfident.com/voicemail</a>Watch Becoming Financially Confident live every weekday at 11:30 AM Eastern:<a href="https://www.becomingfinanciallyconfident.com/live" rel="noopener noreferrer" target="_blank">https://www.becomingfinanciallyconfident.com/live</a><h2>LINKS MENTIONED</h2>Win Ralph’s Money<a href="https://www.becomingfinanciallyconfident.com/giveaway" rel="noopener noreferrer" target="_blank">https://www.becomingfinanciallyconfident.com/giveaway</a>Quicken Simplifi<a href="https://www.becomingfinanciallyconfident.com/quicken" rel="noopener noreferrer" target="_blank">https://www.becomingfinanciallyconfident.com/quicken</a>Stamps.com<a href="https://www.becomingfinanciallyconfident.com/stamps" rel="noopener noreferrer" target="_blank">https://www.becomingfinanciallyconfident.com/stamps</a>EZWill & Trust<a href="https://www.becomingfinanciallyconfident.com/ezwill" rel="noopener noreferrer" target="_blank">https://www.becomingfinanciallyconfident.com/ezwill</a>IRS Tax Withholding Estimator<a href="https://www.irs.gov/w4app" rel="noopener noreferrer" target="_blank">https://www.irs.gov/w4app</a>iPhone Siri Settlement Claim<a href="https://smartphoneaisettlement.com/" rel="noopener noreferrer" target="_blank">https://smartphoneaisettlement.com</a><h2>FOLLOW BECOMING FINANCIALLY CONFIDENT</h2>LinkedIn<a href="https://www.linkedin.com/company/becomingfinanciallyconfident" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/company/becomingfinanciallyconfident</a>Facebook Group<a href="https://www.facebook.com/share/g/1HpWqv8jp9/" rel="noopener noreferrer" target="_blank">https://www.facebook.com/share/g/1HpWqv8jp9/</a>Instagram<a href="https://www.instagram.com/becomingfinanciallyconfident" rel="noopener noreferrer" target="_blank">https://www.instagram.com/becomingfinanciallyconfident</a>Skool Community<a href="https://www.skool.com/becoming-financially-confident-7556" rel="noopener noreferrer" target="_blank">https://www.skool.com/becoming-financially-confident-7556</a>

Podurama

Home

Trending

Personal

Your Podcasts

New Episodes

My Files

Favourite Episodes

Tags (Folders)

Recently Played

Bookmarks

Followed Playlists

What Happens When You Ignore an IRS Notice, Plus the iPhone Siri Settlement

Becoming Financially Confident

AI Chapters

AI Insights

Reviews