Feeling weighed down by credit card debt? You’re not alone, and trust me, it doesn’t mean you’re weak—it just means you’re human. Today, we’re diving into how to crush that pesky credit card debt before it crushes you. We’ll chat about why merely making those minimum payments can feel like running on a hamster wheel, and how making a few smart changes can actually help you break free from the cycle. How Can You Crush Credit Card Debt Before It Crushes You? Grab your favorite drink, kick back, and let’s explore some strategies to take back your financial peace without all the stress.<a href="https://www.financiallyconfidentchristian.com/blog/crushing-credit-debt/" rel="noopener noreferrer" target="_blank">Read today's blog article</a><a href="https://youtu.be/xnKH6HZEi3c" rel="noopener noreferrer" target="_blank">Check out the full podcast episode here</a>Ever had that sinking feeling after swiping your card, like a tiny voice whispering, "Hey, buddy, you might wanna check that later?" Yeah, me too. In this chat, we dive deep into the murky waters of credit card debt—a place where many of us find our peace slipping away faster than a bad dance move at a wedding. It's all about breaking that shame cycle because let’s be real, if you're grappling with credit card debt, it doesn’t mean you’re weak. You’re just human, friend! We're exploring how to crush that debt before it crushes you. You might think you're doing everything right—making those payments—but the interest monster is lurking, ready to undo all your hard work. By the end of our little talk, we’ll tackle some real strategies to stop this cycle and reclaim your financial freedom!Takeaways:<ol><li data-list="bullet">If credit card debt feels overwhelming, remember, you're not alone in this struggle.</li><li data-list="bullet">Paying only the minimum on your credit card keeps you stuck in a cycle of debt.</li><li data-list="bullet">Switching to cash or debit cards helps create awareness about your spending habits.</li><li data-list="bullet">Momentum in paying down debt starts when you decide to pay more than the minimum.</li><li data-list="bullet">Stopping the use of credit cards while in debt can lead to real financial freedom.</li><li data-list="bullet">Choosing to pause new charges is about finding peace, not imposing guilt on yourself.</li></ol> Links referenced in this episode:<ol><li data-list="bullet"><a href="https://financiallyconfidentchristian.com/join" rel="noopener noreferrer" target="_blank">financiallyconfidentchristian.com/join</a></li></ol> <h3>💛 Join the Financially Confident Christian Community</h3>If today’s episode encouraged you, we’d love to invite you to be part of something bigger — the Financially Confident Christian Community.This is where faith and finances come together — a growing family of believers supporting one another, sharing encouragement, and helping spread God’s truth about money.Your membership helps keep the show free for everyone while funding new devotionals, study guides, and outreach resources.👉 Learn more and join the mission at <a href="https://financiallyconfidentchristian.com/join" rel="noopener noreferrer" target="_blank">financiallyconfidentchristian.com/join</a>Together, we’re helping believers everywhere break the cycle of financial shame and live with confidence in Christ. 🙏Get Ralph's Book on becoming a Financially Confident Christian <a href="financiallyconfidentchristian.com/becoming" rel="noopener noreferrer" target="_blank">financiallyconfidentchristian.com/becoming</a><a href="https://www.financiallyconfidentchristian.com/" rel="noopener noreferrer" target="_blank">LISTEN NOW</a><a href="https://www.youtube.com/channel/UC1ZyJLydWUPqYaF2mS1l1Yg" rel="noopener noreferrer" target="_blank">WATCH NOW ON YOUTUBE</a> (OUR VIDEO VERSION)<a href="https://rumble.com/c/ASKRALPHPODCAST" rel="noopener noreferrer" target="_blank">WATCH NOW ON RUMBLE</a> (OUR VIDEO VERSION)Please share our Podcast with all your friends and family!Submit your questions or ideas for future shows - email us at <a href="mailto:ralph@askralph.com" rel="noopener noreferrer" target="_blank">ralph@askralph.com</a> or leave a voicemail message on our podcast page<a href="https://financiallyconfidentchristian.com/" rel="noopener noreferrer" target="_blank">Leave A Voicemail Message</a> Mentioned in this episode:Post roll for Book Becoming

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