Is the housing market broken, or just misunderstood? Ron Phillips cuts through the noise to explain why affordability is collapsing for first-time buyers and why interest rates aren't the real culprit. Dive in as he breaks down the true barriers, rising costs, debt loads, and all-cash competition, and shares clear strategies for investors to buy smart, stay cash-flow positive, and build wealth while others wait for a "reset" that may never come. WHAT YOU'LL LEARN FROM THIS EPISODE <ul> <li dir="ltr" aria-level="1"> Why the biggest issue in real estate isn't rates </li> <li dir="ltr" aria-level="1"> A gap between first-time buyers and cash-rich repeat buyers </li> <li dir="ltr" aria-level="1"> 2 factors reshaping who controls the housing market </li> <li dir="ltr" aria-level="1"> How long-term investors can still win using fundamental buying rules </li> <li dir="ltr" aria-level="1"> The dangers of listening to perpetual "crash" predictors and market timers </li> </ul> RESOURCES MENTIONED IN THIS EPISODE <ul> <li dir="ltr" aria-level="1"> <a href= "https://www.nar.realtor/magazine/real-estate-news/nar-2025-profile-of-home-buyers-sellers-reveals-market-extremes"> NAR 2025 Profile of Home Buyers, Sellers Reveals Market Extremes</a> </li> <li dir="ltr" aria-level="1"> <a href= "https://www.mba.org/news-and-research/newsroom/news/2025/10/29/mortgage-applications-increased-in-latest-mba-weekly-survey"> Mortgage Applications Increase in Latest MBA Weekly Survey</a> </li> </ul> CONNECT WITH US: <ul> <li dir="ltr" aria-level="1"> If you need help with anything in real estate, please email <a href= "mailto:invest@rpcinvest.com">invest@rpcinvest.com</a> </li> <li dir="ltr" aria-level="1"> Reach Ron: <a href= "https://rpcinvest.com/">RP Capital</a> </li> <li dir="ltr" aria-level="1"> Leave podcast reviews and topic suggestions: <a href= "https://podcasts.apple.com/us/podcast/get-real-podcast/id1450527598?mt=2"> iTunes</a> </li> <li dir="ltr" aria-level="1"> Subscribe and get additional info: <a href="https://getrealestatesuccess.com/">Get Real Estate Success</a> </li> <li dir="ltr" aria-level="1"> Facebook Group: <a href= "https://www.facebook.com/groups/1653860794769953/">Cash Flow Property Facebook Community</a> </li> <li dir="ltr" aria-level="1"> Instagram: <a href= "https://www.instagram.com/ronphillips_/">@ronphillips_</a> </li> <li dir="ltr" aria-level="1"> YouTube: <a href= "https://www.youtube.com/channel/UCWzCd9iPq5VOlstTgk_RSeA">RpCapital</a> </li> <li dir="ltr" aria-level="1"> Get the latest trends and insights: <a href="http://subscribe.rpcinvest.com/">RP Capital Newsletter</a> </li> </ul>

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#356 The Real Affordability Crisis: Why First-Time Buyers Can't Compete

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