The Federal Reserve has been <a href="https://www.wsj.com/personal-finance/its-not-a-great-time-to-be-a-saveror-a-borrower-819481cd?mod=WSJ_YMBPOD">lowering interest rates</a> since September, but consumer borrowing costs have stayed stubbornly high, while high-yield savings accounts are paying less. WSJ reporter Imani Moise joins host Julia Carpenter to tell borrowers and savers what to expect for rates on mortgages, credit cards and savings accounts.

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