#249: 3x your points and miles with a multiplayer strategy. We break down how to earn, manage, and maximize rewards with a partner, family, or friends. Plus learn how to handle the logistics, emotions, and systems that make it all work.

Kai is the founder and host of <a href="https://thedailychurnpodcast.com/">The Daily Churn Podcast</a>, where he shares his churning journey. In 2024, Kai and his partner earned a total of $40,000 and 5 million points.

Link to Full Show Notes: <a href="https://chrishutchins.com/playing-the-points-game-with-player-2-kai">https://chrishutchins.com/playing-the-points-game-with-player-2-kai</a>

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Resources Mentioned
Kai: <a href="https://thedailychurnpodcast.com/">The Daily Churn Podcast</a> | <a href="https://thedailychurnpodcast.com/discord/">Membership</a>
<a href="https://www.monarchmoney.com/">Monarch Money</a>
<a href="https://chrishutchins.com/copilot">Copilot Money</a> (Free 2 months with code <a href="https://chrishutchins.com/copilot">HACKS2</a>)
<a href="https://www.youtube.com/watch?v=cDuM-lFJ9R8">How to Automatically Forward iMessages & Texts to Other Contacts Using Shortcuts</a>
<a href="https://chrishutchins.com/1password">1Password</a>
<a href="https://workspace.google.com/products/voice/">Google Voice</a>
<a href="https://tello.com/buy/esim?srsltid=AfmBOorPIGMP17i08hYY0RTx7lOes9_7pIrRWnWI6h8pMnl4qN6UTDJ9">Tello eSIM</a>
<a href="https://alignedincentiv.es/">Aligned Incentives</a>
<a href="https://cashbackmonitor.com/">Cashback Monitor</a>
<a href="https://chrishutchins.com/rakuten">Rakuten</a>
<a href="https://chrishutchins.com/cardpointers">CardPointers</a> (<a href="https://chrishutchins.com/cardpointers">30% off</a> or 50% off for <a href="https://chrishutchins.com/join">ATH Members</a>)
<a href="https://chrishutchins.com/replit">Replit</a>
<a href="https://milesearnandburn.com/index.php/2023/12/27/churning-while-new-to-credit/">Churning While New To Credit</a>
<a href="https://tim.blog/2025/06/11/chris-hutchins-all-the-hacks/">Helping Tim Burn 15M+ Miles and Points</a>
ATH Podcast
<ul>
 <li><a href="https://chrishutchins.com/join">Membership</a></li>
 <li>Episode #181: <a href="https://www.chrishutchins.com/profitable-deals-into-side-hustle/">Making an Easy $3k/mo from Online Deals with Kai</a>
</li>
 <li>Leave a review: <a href="https://podcasts.apple.com/us/podcast/all-the-hacks/id1560751222?mt=2&ls=1">Apple Podcasts</a> | <a href="https://open.spotify.com/show/3v8pyFFppVuIL5SvNOa1om">Spotify</a>
</li>
 <li>Email for questions, hacks, deals, and feedback: <a href="mailto:podcast@chrishutchins.com">podcast@chrishutchins.com</a>
</li>
</ul>

Full Show Notes
(00:00) Introduction
(00:49) How Kai and Chris’ Partners View the Points and Miles Game
(03:56) Is Playing the Points Game Actually More Lucrative with P2?
(06:26) Maximizing Credit Cards with Two Players
(08:36) Should You Have Authorized Users on Your Cards with P2?
(14:01) The Mechanics of Managing a P2
(15:28) Ways to Access Shared Passwords and Two-Factor Codes
(18:38) Important Conversations to Have with Your P2
(21:10) Playing the Points Game for Other People
(26:05) The Challenges of Managing Points for Others
(31:12) Managing Points for Family Members
(33:51) Playing the Points Game with Children
(35:14) Easing the Burden of Dealing with Card Issuers with a P2
(39:38) The Spectrum of Activities with Multiple Players
(40:52) Leveraging Referrals and Shopping Portals to Maximize Savings with P2
(43:33) Learning to Stop Over-Optimizing
(45:28) Kai’s Podcast and Churning Community
(47:01) Why Your Address Matters in the Points Game
(47:34) Managing 1099s from Referral Points
(49:02) Tips on Adding Authorized Users
(49:45) The Importance of Community in the Points Game
(51:13) How to Share Referral Links on ATH Membership

Connect with Chris
<a href="https://landing.chrishutchins.com/newsletter">Newsletter</a> | <a href="https://chrishutchins.com/join">Membership</a> | <a href="https://x.com/hutchins">X</a> | <a href="https://www.instagram.com/chrishutchins">Instagram</a> | <a href="https://www.linkedin.com/in/chrishutchins/">LinkedIn</a>

Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a>

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