The housing crisis is real, but the villain isn't the one you think. Nick Pell nails down the real culprits here on Skeptical Sunday!Welcome to Skeptical Sunday, a special edition of The Jordan Harbinger Show where Jordan and a guest break down a topic that you may have never thought about, open things up, and debunk common misconceptions. This time around, we’re joined by writer and researcher <a href="https://www.phoenixnewtimes.com/author/nicholas-pell" rel="noopener noreferrer" target="_blank">Nick Pell</a>!Full show notes and resources can be found here: <a href="https://jordanharbinger.com/1381" rel="noopener noreferrer" target="_blank">jordanharbinger.com/1381</a>On This Week's Skeptical Sunday:<ul><li>The villain behind the housing affordability crisis isn't BlackRock. The scare stat that private equity owns 20% of single-family homes? The Urban Institute — a left-leaning shop — clocks it under 4%. Even grandpa renting out a condo counts as an "investor." Aim your outrage at the right enemy.</li><li>Before a single plank of wood gets nailed, regulations bake about 24% into a new home's price — roughly $94,000 nationally, north of $150K in California. It's effectively illegal to build a genuinely cheap house, and almost nobody is protesting that.</li><li>Golden handcuffs froze the market: why trade a 3% mortgage for a 6% one? Owners now sit tight a record 11 years, the listings that exist cluster between $750K and $1 million, and the starter home you could actually afford never reaches the market.</li><li>The other culprit is your neighbor Greg, who treats vinyl siding as a war crime. Mandated gables, brick on all four sides, half-acre lots, mature trees — pure aesthetics, zero safety — heap tens of thousands onto every build and quietly outlaw the starter home.</li><li>The empowering truth is that scarcity is a policy choice, so it's reversible — and the decisive fights are local. Show up to the city-council meetings you've been skipping. And credit is more fixable than you'd guess — Nick raised his 120 points in a year just paying down debt.</li><li>Connect with Jordan on <a href="https://twitter.com/JordanHarbinger" rel="noopener noreferrer" target="_blank">Twitter</a>, <a href="https://www.instagram.com/jordanharbinger" rel="noopener noreferrer" target="_blank">Instagram</a>, and <a href="https://www.youtube.com/c/THEJORDANHARBINGERSHOW" rel="noopener noreferrer" target="_blank">YouTube</a>. If you have something you'd like us to tackle here on Skeptical Sunday, drop Jordan a line at <a href="mailto:jordan@jordanharbinger.com" rel="noopener noreferrer" target="_blank">jordan@jordanharbinger.com</a> and let him know!</li></ul><a href="https://itunes.apple.com/podcast/id1344999619?mt=2&ls=1" rel="noopener noreferrer" target="_blank">And if you're still game to support us, please leave a review here</a> — even one sentence helps! <ul><li>Sign up for <a href="https://jordanharbinger.com/course" rel="noopener noreferrer" target="_blank">Six-Minute Networking</a> — our free networking and relationship development mini course — at <a href="https://jordanharbinger.com/course" rel="noopener noreferrer" target="_blank">jordanharbinger.com/course</a>!</li><li>Subscribe to our once-a-week <a href="https://www.jordanharbinger.com/news/" rel="noopener noreferrer" target="_blank">Wee Bit Wiser</a> newsletter today and start filling your Wednesdays with wisdom!</li><li>Do you even Reddit, bro? <a href="https://www.reddit.com/r/JordanHarbinger/" rel="noopener noreferrer" target="_blank">Join us at r/JordanHarbinger</a>!</li></ul>This Episode Is Brought To You By <a href="https://www.jordanharbinger.com/deals/" rel="noopener noreferrer" target="_blank">Our Fine Sponsors</a>: <ul><li>SimpliSafe Home Security: <a href="https://simplisafe.com/jordan" rel="noopener noreferrer" target="_blank">50% off + 1st month free: simplisafe.com/jordan</a></li><li>Quince: <a href="https://www.quince.com/jordan" rel="noopener noreferrer" target="_blank">Free shipping & 365-day returns: quince.com/jordan</a></li><li>AG1: <a href="https://drinkag1.com/jordan" rel="noopener noreferrer" target="_blank">Welcome kit: drinkag1.com/jordan</a></li></ul>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.

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