What’s the difference between hoarding and investing? There’s a reason markets built on productive assets—like stocks and bonds—are far larger than hoarding markets such as gold and cryptocurrency. In this episode, David explores why that is, and shares why he recently bought Zcash, and how it’s both similar to and different from Bitcoin.Email NewslettersGet our&nbsp;<a href="https://moneyfortherestofus.com/insiders-guide/" rel="noopener noreferrer" target="_blank">free Investors' Checklist when you sign up for the free Money for the Rest of Us email newsletter</a><a href="https://moneyfortherestofus.substack.com/" rel="noopener noreferrer" target="_blank">Money for the Rest of Us Substack</a>Our Premium Products<a href="https://assetcamp.com/" rel="noopener noreferrer" target="_blank">Asset Camp</a><a href="https://moneyfortherestofus.com/hub/" rel="noopener noreferrer" target="_blank">Money for the Rest of Us Plus</a>Show Notes<a href="https://z.cash/" rel="noopener noreferrer" target="_blank">Zcash</a><a href="https://www.coingecko.com/en/charts" rel="noopener noreferrer" target="_blank">CoinGecko</a><a href="https://www.fool.com/research/largest-companies-by-market-cap/" rel="noopener noreferrer" target="_blank">The Largest Companies by Market Cap in October 2025—The Motley Fool (Accessed October 2025)</a><a href="https://www.chainalysis.com/blog/southeast-asia-crypto-scam-network-mining-pig-butchering-october-2025/" rel="noopener noreferrer" target="_blank">DOJ Seizes $15 Billion in Bitcoin as U.S. and U.K. Target Massive Southeast Asian Crypto Scam Network—Chainalysis</a><a href="https://substack.com/home/post/p-177011495" rel="noopener noreferrer" target="_blank">Selling Gold in the Diamond District - Money for the Rest of Us Substack</a>Related Episodes<a href="https://moneyfortherestofus.com/532-private-assets-gold-crypto-401k/" rel="noopener noreferrer" target="_blank">532: Should Private Assets, Gold, and Crypto Be Investment Options in 401k and other Defined Contribution Plans?</a><a href="https://moneyfortherestofus.com/513-crypto-innovation-or-insanity-meme-coins-hacks-and-strategic-bitcoin-reserves/" rel="noopener noreferrer" target="_blank">513: Crypto—Innovation or Insanity? Meme Coins, Hacks, and Strategic Bitcoin Reserves</a><a href="https://moneyfortherestofus.com/432-zero-sum-games/" rel="noopener noreferrer" target="_blank">432: Are the Economy and Financial Markets Zero-Sum Games?</a><a href="https://moneyfortherestofus.com/496-aspirational-risk/" rel="noopener noreferrer" target="_blank">496: Are You Taking Enough Aspirational Risk?</a>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.

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