About this episode: 
Host Ross Gallagher, Head of Consulting is joined by a fantastic panel of guests as we dive into some of the biggest stories from the worlds of fintech, banking, and wider financial services this week.
Stories covered on the podcast this week include: 
On this week’s episode, Tide has expanded its SMB offering with the launch of its latest connected insurance product. Klarna has entered the stablecoin market, and we dig into what this bold move means for the BNPL giant. Over in the UAE, Wio Bank has introduced Wio Family, a first-of-its-kind banking experience in the region.
We also break down why Chase’s new partnership with TfL has everyone buzzing about its cashback promises. In other news, Wise has become the first non-bank to go live on Japan’s Zengin system — we explore why that’s such a big deal.
And finally, we look at what David Beckham is doing with Bank of America, which naturally leads us to the very important question: Who would be your dream fintech ambassador?
This week's guests:
<ul>
 <li>Nick Philpott- Co-founder and Head of Partnerships at Zodia Markets </li>
 <li>Megan Caywood, CEO of Caywood</li>
 <li>Veronica Glab, Strategic Partnerships Lead at Juice</li>
</ul>
Also featuring voice notes from:
<ul>
 <li>Dan McNally, CEO of Tide Insurance</li>
 <li>Jayush Patel, CEO of Wio Bank</li>
 <li>Mika Sei, Country Manager West Japan at Wise
</li>
</ul>
Read the 11:FS Benchmarking Report<a href="https://www.11fs.com/article/feature-benchmarking-ranking-the-uks-banks-and-challengers">⁠ here⁠</a>
Timestamps/stories 
Intro - (00:00)<a href="https://ffnews.com/newsarticle/fintech/wise-challenges-indias-forex-card-market-announces-countrys-first-travel-card/">⁠⁠⁠⁠⁠⁠⁠⁠⁠</a>
<a href="https://ffnews.com/newsarticle/insurtech/tide-to-launch-connected-insurance-for-smbs/">Tide to launch connected insurance for SMBs-</a>(06:17)
<a href="https://www.reuters.com/business/finance/klarna-launch-dollar-backed-stablecoin-race-digital-payments-heats-up-2025-11-25/">Klarna to launch dollar-backed stablecoin as race in digital payments heats up-</a> (18:35)
<a href="https://www.entrepreneur.com/en-ae/news-and-trends/wio-bank-launches-wio-family-the-uaes-first-shared/500048">⁠⁠Wio Bank Launches 'Wio Family' - The UAE's First Shared Banking Experience For Families - ⁠⁠</a>(32:49)
<a href="https://fintechmagazine.com/news/chased-out-google-replaced-as-tube-contactless-partner">Chased Out: Google Replaced as Tube Contactless Partner-⁠⁠</a>(44:48)
<a href="https://ffnews.com/newsarticle/paytech/wise-becomes-first-non-bank-to-go-live-on-japans-zengin-system-via-api-and-settle-directly-with-bank-of-japan/">Wise Becomes First Non-Bank to Go Live on Japan's Zengin System via API and Settle Directly With Bank of Japan</a>-(54:48)<a href="https://www.finextra.com/newsarticle/46821/jpmorgan-lets-staff-use-ai-to-help-write-performance-reviews">⁠⁠⁠⁠⁠</a>⁠
<a href="https://www.reuters.com/sports/soccer/david-beckham-signs-sports-partnership-deal-with-bank-america-2025-11-19/">David Beckham signs sports partnership deal with Bank of America-</a>(57:29)
-- 
Links to check out: 
Join our WhatsApp community, where you can get the inside track on all all things 11:FS, as well as having your say on the things we should be paying attention to.
<a href="https://chat.whatsapp.com/KpA4gFbbWDlLFm7kx39raf">⁠⁠⁠⁠⁠⁠⁠⁠⁠https://chat.whatsapp.com/KpA4gFbbWDlLFm7kx39raf⁠⁠⁠⁠</a><a href="https://chat.whatsapp.com/KpA4gFbbWDlLFm7kx39raf">⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠</a>
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About Fintech Insider: 
Fintech Insider by 11:FS is a bi-weekly podcast that covers everything from finance and banking to technology and the latest trends in financial services.
Our expert hosts, with hands-on industry experience, are joined by key decision-makers, VCs, and top reporters from across the financial landscape, including guests from companies like Stripe, Revolut, Plaid, PayPal, and Monzo. Together, they break down the biggest news and innovations shaping the space.
Our weekly news show drops every Monday, covering major stories like mergers, new product launches, regulatory shifts, and emerging tech trends. On Thursdays, our Insights show goes deeper into the hottest topics driving the future of finance, including AI in banking, decentralised finance, and the evolving landscape of embedded finance.
Whether you're already in the fintech game or just starting to explore, this is the #1 podcast for you.
If you enjoyed this episode, don’t forget to subscribe and leave a review!
Got a question for us? Email <a href="mailto:podcasts@11fs.com">⁠⁠⁠⁠⁠⁠⁠⁠⁠podcasts@11fs.com⁠⁠⁠⁠⁠⁠⁠⁠⁠</a>! Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a>

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1019. News: Bank it like Beckham, Klarna’s stablecoin pivot, and Chase taps in on the Tube

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