#265: Chris explores how modern AI tools have eliminated the barriers to building software, why planning matters more than coding skill, how anyone can turn a simple problem into a working app faster and cheaper than ever before, and how he built a personal AI assistant that's already started to run his life behind the scenes.

Link to Full Show Notes: <a href="https://www.chrishutchins.com/how-to-build-with-ai-tools">https://chrishutchins.com/how-to-build-with-ai-tools</a>

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Resources Mentioned
AI Models & Assistants
<ul>
 <li><a href="https://chatgpt.com/">ChatGPT</a></li>
 <li><a href="https://openclaw.ai/">OpenClaw</a></li>
 <li><a href="https://gemini.google.com/">Gemini</a></li>
 <li><a href="https://claude.ai/">Claude</a></li>
</ul>
AI Coding & Building Tools
<ul>
 <li><a href="https://replit.com/">Replit</a></li>
 <li><a href="https://lovable.dev/">Lovable</a></li>
 <li><a href="https://cursor.com/">Cursor</a></li>
 <li><a href="https://openai.com/codex/">Codex</a></li>
</ul>
Productivity & Automation Tools
<ul>
 <li><a href="https://chrishutchins.com/wisprflow">Wispr Flow</a></li>
 <li><a href="https://zapier.com/">Zapier</a></li>
 <li><a href="https://www.nimblelinks.com/">Nimble Links</a></li>
 <li><a href="https://www.tampermonkey.net/">Tampermonkey</a></li>
</ul>
Developer Infrastructure
<ul>
 <li><a href="https://clerk.com/">Clerk</a></li>
 <li><a href="https://supabase.com/">Supabase</a></li>
 <li><a href="https://github.com/">GitHub</a></li>
</ul>
FinTech: <a href="https://plaid.com/">Plaid</a>
<a href="https://x.com/BillDA/status/2017650241101598872">How to Run OpenClaw as your Virtual EA</a>
Blogs
<ul>
 <li><a href="https://www.doctorofcredit.com/">Doctor of Credit</a></li>
 <li><a href="https://frequentmiler.com/">Frequent Miler</a></li>
 <li><a href="https://thepointsguy.com/">The Points Guy</a></li>
</ul>
<a href="https://deeppersonality.app/">Deep Personality</a>
Credit Cards
<ul>
 <li><a href="https://chrishutchins.com/amexgold">American Express® Gold Card</a></li>
 <li><a href="https://chrishutchins.com/citise">Citi Strata Elite℠ Card</a></li>
 <li><a href="https://chrishutchins.com/citisp">Citi Strata Premier℠ Card</a></li>
 <li><a href="https://support.biltrewards.com/hc/en-us/articles/42648751360653-About-the-Bilt-Card-2-0-Program">Bilt 2.0</a></li>
</ul>
ATH Podcast
<ul>
 <li>Ep #263: <a href="https://www.chrishutchins.com/points-and-miles-simplified-credit-cards/">How to Earn Millions of Points and More Listener Q&A</a>
</li>
 <li><a href="https://chrishutchins.com/cardtool">Chris’ Card Optimizer Tool</a></li>
 <li><a href="https://chrishutchins.com/ama">Ask Chris Anything!</a></li>
 <li>Leave a review: <a href="https://podcasts.apple.com/us/podcast/all-the-hacks/id1560751222?mt=2&ls=1">Apple Podcasts</a> | <a href="https://open.spotify.com/show/3v8pyFFppVuIL5SvNOa1om">Spotify</a>
</li>
 <li>Email for questions, hacks, deals, and feedback: <a href="mailto:podcast@chrishutchins.com">podcast@chrishutchins.com</a>
</li>
</ul>

Full Show Notes
(00:00) Introduction
(01:41) Why This Is the Best Time Ever to Build Software
(04:14) How to Build Almost Anything with AI
(13:53) Why Context Is the Real Superpower
(15:58) Using Planning Mode Instead of Guessing
(16:41) Which AI Tool Should You Start With?
(17:53) Building a Real Credit Card Optimizer from Scratch
(28:48) What It Actually Costs to Build with AI
(32:38) The Real AI Learning Curve
(33:38) Moving from Cursor to Claude Code
(36:17) Why You Should Try Building Something (Even If You're Not a Coder)
(37:00) How OpenClaw Changes the Game
(38:57) Why Security Still Matters
(42:25) A Conversation with Ted, Chris' AI Assistant
(44:07) Letting AI Work While You Sleep
(49:41) Learning to Be Clear, Specific, and Intentional
(50:03) Start with a Real Problem
(50:39) Breaking Projects into Small, Winnable Pieces
(50:58) What Would You Build If Building Were Easy?
(51:59) Keeping Track of Cost and Budget

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