Happy Tuesday! It’s time for Rob & Rob to answer two more great questions from our listeners! 
<ul>
 <li>(0:49) Toff’s a high-rate taxpayer with a well-performing buy-to-let in his personal name. He’s now looking to buy his own home but faces higher stamp duty that’ll add at least £10,000 to the cost. Weighing up whether to sell the rental and lose a good investment, move it into a limited company, or just accept the extra bill – he asks Rob & Rob if there’s a smarter move he’s missing. </li>
 <li>(3:42) Jane’s living in Hong Kong and preparing to return to the UK after 15 years as an expat. With £300k to invest, she wants to build a portfolio that provides enough income to work part-time. Her current student HMO has worked well and she’s wondering if she should use the pot to buy four more student houses for cash flow. </li>
</ul>
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</ul>

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ASK493: Should I sell to avoid a big stamp duty bill? PLUS: Am I made to buy 4 HMOs?

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