In episode #135 learn how to maximize your Permanent Disability Rating and protect your benefits in California Workers' Comp. Carmen Ramirez and attorney Bilal Kassem break down one of the most confusing stages for injured workers: how the disability rating system really works, how percentages are calculated, and what factors can affect the money you receive. If you've ever felt lost with terms like MMI, Permanent & Stationary, WPI, AMA Guides, apportionment, or PD payments, this conversation gives you the clarity you need to confidently move forward and win your case. You'll learn: <ul class="BulletListStyle1 SCXW234228415 BCX0" role="list"> <li class="OutlineElement Ltr SCXW234228415 BCX0" role="listitem" aria-setsize="-1" data-leveltext="" data-font="Symbol" data-listid="1" data-list-defn-props= "{"335552541":1,"335559685":720,"335559991":360,"469769226":"Symbol","469769242":[8226],"469777803":"left","469777804":"","469777815":"hybridMultilevel"}" data-aria-posinset="1" data-aria-level="1"> What it really means to reach MMI (Maximum Medical Improvement) </li> </ul> <ul class="BulletListStyle1 SCXW234228415 BCX0" role="list"> <li class="OutlineElement Ltr SCXW234228415 BCX0" role="listitem" aria-setsize="-1" data-leveltext="" data-font="Symbol" data-listid="1" data-list-defn-props= "{"335552541":1,"335559685":720,"335559991":360,"469769226":"Symbol","469769242":[8226],"469777803":"left","469777804":"","469777815":"hybridMultilevel"}" data-aria-posinset="2" data-aria-level="1"> How doctors calculate Whole Person Impairment (WPI) </li> </ul> <ul class="BulletListStyle1 SCXW234228415 BCX0" role="list"> <li class="OutlineElement Ltr SCXW234228415 BCX0" role="listitem" aria-setsize="-1" data-leveltext="" data-font="Symbol" data-listid="1" data-list-defn-props= "{"335552541":1,"335559685":720,"335559991":360,"469769226":"Symbol","469769242":[8226],"469777803":"left","469777804":"","469777815":"hybridMultilevel"}" data-aria-posinset="3" data-aria-level="1"> How age, occupation, functional loss, and surgery outcomes affect your rating </li> </ul> <ul class="BulletListStyle1 SCXW234228415 BCX0" role="list"> <li class="OutlineElement Ltr SCXW234228415 BCX0" role="listitem" aria-setsize="-1" data-leveltext="" data-font="Symbol" data-listid="1" data-list-defn-props= "{"335552541":1,"335559685":720,"335559991":360,"469769226":"Symbol","469769242":[8226],"469777803":"left","469777804":"","469777815":"hybridMultilevel"}" data-aria-posinset="4" data-aria-level="1"> How pre-existing conditions and apportionment can change your percentage </li> </ul> <ul class="BulletListStyle1 SCXW234228415 BCX0" role="list"> <li class="OutlineElement Ltr SCXW234228415 BCX0" role="listitem" aria-setsize="-1" data-leveltext="" data-font="Symbol" data-listid="1" data-list-defn-props= "{"335552541":1,"335559685":720,"335559991":360,"469769226":"Symbol","469769242":[8226],"469777803":"left","469777804":"","469777815":"hybridMultilevel"}" data-aria-posinset="5" data-aria-level="1"> The deadlines, payment rules, and when PD checks must start </li> </ul> <ul class="BulletListStyle1 SCXW234228415 BCX0" role="list"> <li class="OutlineElement Ltr SCXW234228415 BCX0" role="listitem" aria-setsize="-1" data-leveltext="" data-font="Symbol" data-listid="1" data-list-defn-props= "{"335552541":1,"335559685":720,"335559991":360,"469769226":"Symbol","469769242":[8226],"469777803":"left","469777804":"","469777815":"hybridMultilevel"}" data-aria-posinset="6" data-aria-level="1"> Why choosing the right doctor matters, and how ratings can vary drastically </li> </ul> <ul class="BulletListStyle1 SCXW234228415 BCX0" role="list"> <li class="OutlineElement Ltr SCXW234228415 BCX0" role="listitem" aria-setsize="-1" data-leveltext="" data-font="Symbol" data-listid="1" data-list-defn-props= "{"335552541":1,"335559685":720,"335559991":360,"469769226":"Symbol","469769242":[8226],"469777803":"left","469777804":"","469777815":"hybridMultilevel"}" data-aria-posinset="7" data-aria-level="1"> How legal strategies can help increase your rating and prevent lowball offers </li> </ul> <ul class="BulletListStyle1 SCXW234228415 BCX0" role="list"> <li class="OutlineElement Ltr SCXW234228415 BCX0" role="listitem" aria-setsize="-1" data-leveltext="" data-font="Symbol" data-listid="1" data-list-defn-props= "{"335552541":1,"335559685":720,"335559991":360,"469769226":"Symbol","469769242":[8226],"469777803":"left","469777804":"","469777815":"hybridMultilevel"}" data-aria-posinset="8" data-aria-level="1"> Your rights to backpay, advances, and accurate calculations </li> </ul> Chapters: 00:00 Understanding Permanent Disability Ratings 02:14 The Components of Disability Ratings 05:36 Addressing Pre-existing Conditions 08:44 Deadlines and Payment Processes 11:09 Timeline for Receiving Ratings 12:18 The Role of Doctors in Ratings 14:08 Challenges in Permanent Disability Ratings This episode is sponsored by Pacific Workers, The Lawyers for Injured Workers, the trusted workers' compensation law firm in Northern California. With over 10,000 cases won and more than $350 million recovered for injured workers, we are here to help if you've suffered a workplace injury. Visit our FAQ and blog for more resources: <a class= "Hyperlink SCXW234228415 BCX0" href= "https://www.pacificworkers.com/blog/" target="_blank" rel= "noreferrer noopener">https://www.pacificworkers.com/blog/</a> Follow Us on Social Media for More Content! 🔹 Website: <a class= "Hyperlink SCXW234228415 BCX0" href="https://www.workcomptalk.net/" target="_blank" rel="noreferrer noopener">www.workcomptalk.net</a> 🔹 Sponsors: <a class="Hyperlink SCXW234228415 BCX0" href= "https://www.pacificworkers.com/" target="_blank" rel= "noreferrer noopener">www.PacificWorkers.com</a> 🔹 TikTok: @pacificworkers

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Ep. 135 - Get the Highest Permanent Disability Rating Allowed by Law

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