<p>Max Levchin probably knows as much about online payments as anyone. He was part of the original "<a href="https://www.bloomberg.com/news/features/2019-01-08/paypal-escaped-obscurity-by-embracing-credit-card-competitors" data-destination="bb:NSN PL0BSQ6TTDS1">PayPal mafia</a>" before going on to become co-founder and CEO of Affirm, the $22 billion player in the Buy Now, Pay Later industry that's hoping to disrupt the incumbent credit card companies. While BNPL is booming, there is still a lot of confusion about how it works, how it makes money, and how transparent its activities are. On this episode, we speak with Max about why he started his company, and why he believes that BNPL offers a superior product to traditional forms of payment and credit. We also discuss the current state of the economy, AI, and what he sees as the role of crypto in payments.<a href="http://bloomberg.com/subscriptions/oddlots" data-link-cookie="1" data-destination="http://bloomberg.com/subscriptions/oddlots">Subscribe to the Odd Lots Newsletter</a>Join the conversation: <a href="https://discord.gg/oddlots" data-destination="https://discord.gg/oddlots">discord.gg/oddlots</a></p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>

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Affirm's Max Levchin Breaks Down How Buy Now, Pay Later Really Works

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