Spendfulness is the new word in town, but don't be fooled! It's not just a portmanteau of "spending" and "mindfulness." Spendfulness isn't spending on the "right" or "correct" things. It doesn't mean spending on health or self-improvement, or even treating yourself. Although it certainly could include these things, limiting the definition to them is too small. Paying your electric bill is spendfulness, just like paying for a day at a health spa or a membership to a yoga studio.   Spendfulness is that feeling of never having to second guess about your money, or being able to replace a water heater (or two!) on a moment's notice with no impact to your bank account. It's resilience, it's spending with joy, it's all of these things.   Got a question for Jesse? Send him an email: <a href="mailto:askjesse@ynab.com">askjesse@ynab.com</a>   Sign up for a free 34-day trial of YNAB at <a href= "https://www.youneedabudget.com">www.youneedabudget.com</a>   Follow YNAB on social media: Facebook: <a href= "https://www.facebook.com/ynabofficial/">@ynabofficial</a> Instagram: <a href= "https://www.instagram.com/ynab.official/">@ynab.official</a> Twitter/X: <a href="https://twitter.com/ynab">@ynab</a> Tik Tok: <a href= "https://www.tiktok.com/@ynabofficial?lang=en">@ynabofficial</a>

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