Let&rsquo;s talk about money and &ldquo;the youths&rdquo; today! While a lot of personal finance advice is evergreen and helpful to folks of all ages, it&rsquo;s also important to reach people where they are and in the way they like to consume information. As middle-aged dads, we hope to stay relevant, but we don&rsquo;t have the same street cred as our guest today. We&rsquo;re joined by Lillian Zhang who, as a first generation immigrant, carved her own path by figuring out the job search, learning how money works, and building wealth from scratch. She earned a degree from the Haas School of Business at UC Berkeley and now works in Silicon Valley by day while writing and publishing her book: The New Money Rules. Today we discuss: <ul> <li aria-level="1">Gen Z feeling pressure to catch up with peers financially</li> <li aria-level="1">Social media influencing Gen Z's perception of wealth</li> <li aria-level="1">Riskier investments are appealing to younger generations</li> <li aria-level="1">Traditional 'get rich slowly' strategies are less popular among Gen Z</li> <li aria-level="1">Financial literacy is crucial for informed investing</li> <li aria-level="1">Having money, practicing personal finance early on to cement concepts like tradeoffs</li> <li aria-level="1">&hellip; and much more!</li> </ul> &nbsp; Want more How To Money in your life? Here are some additional ways to get ahead with your personal finances: <ul> <li aria-level="1">Lillian&rsquo;s new book: <a href="https://amzn.to/43o5D1B">The New Money Rules</a>, but you can also keep up with her on <a href="https://www.instagram.com/bylillianzhang/">Insta</a>, <a href="https://www.tiktok.com/@lillianzhang_">TikTok</a>, <a href="https://www.linkedin.com/in/lillianzhang1/">LinkedIn</a>, and <a href="https://www.youtube.com/@lillianzhang_">YouTube</a>.</li> <li aria-level="1">Knowing your &lsquo;money gear&rsquo; is a crucial part of your personal finance journey. <a href="https://www.howtomoney.com/start-here/">Start here.</a>&nbsp;</li> <li aria-level="1">Sign up for the weekly <a href="https://www.howtomoney.com/newsletter/">HTM newsletter</a>. It&rsquo;s fun, free, & practical.</li> <li aria-level="1">Find a thriving community of fellow money nerds by joining the <a href="https://www.facebook.com/groups/1623670287732189">HTM Facebook group!</a></li> <li aria-level="1">Massively reduce your <a href="https://www.howtomoney.com/choosing-the-best-cheap-cell-phone-plan/">cell phone bill</a> each month by switching to a discount provider like Mint Mobile.</li> </ul> &nbsp; And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you&rsquo;re not already a regular listener, and <a href="https://podcasts.apple.com/us/podcast/how-to-money/id1337718773?mt=2">give us a quick review in Apple Podcasts</a> or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money! &nbsp; Best friends out!See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.

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