Happy New Year! We hope 2023 is a fruitful and productive year, financially and otherwise, for everyone. It's that time of year again, the time for resolutions, big goals, and new plans. Jesse urges you to pump the brakes, however, and DO NOT make big changes to your budget. Not right now. Just iterate on what you've been doing, and try to do a little bit better than last year.   Got a question for Jesse? Send him an email: <a href="mailto:askjesse@ynab.com">askjesse@ynab.com</a>   Sign up for a free 34-day trial of YNAB at <a href= "http://www.youneedabudget.com/">www.youneedabudget.com</a>

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Don't Make Big Changes, People!

You Need A Budget (YNAB)