They all sneak up on you, and none of them care how good you are with money.This is <a href="https://www.youtube.com/watch?v=cAZTubSXS2c" rel="noopener noreferrer" target="_blank">our first ever live episode</a> of Becoming Financially Confident, recorded and released August 31, 2026.In this episode:<ul><li>Why consumer sentiment keeps dropping, and why 77% of people have already changed how they spend day to day</li><li>Home insurance premium keeps creeping up in a supposedly quiet hurricane season, and his deductible alone could run him $15,000</li><li>Standard homeowners insurance doesn't cover flooding. Ralph found that out the hard way with his own farm sitting in a 100 year floodplain</li><li>Why groceries still feel expensive even though egg prices are down 25% from last year</li><li>What to do if medical debt shows up on your credit report now that the rules have changed</li><li>A letter from a listener, who's always been good with money and is still falling behind. Ralph reads it and lays out a real plan</li></ul> Links referenced in this episode:<ul><li><a href="https://becomingfinanciallyconfident.com" rel="noopener noreferrer" target="_blank">becomingfinanciallyconfident.com</a></li><li><a href="https://becomingfinanciallyconfident.com/quicken" rel="noopener noreferrer" target="_blank">becomingfinanciallyconfident.com/quicken</a></li><li><a href="https://annualcreditreport.com" rel="noopener noreferrer" target="_blank">annualcreditreport.com</a></li><li><a href="https://becomingfinanciallyconfident.com/easywill" rel="noopener noreferrer" target="_blank">becomingfinanciallyconfident.com/easywill</a></li></ul>

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