What would you ask about money if you had the mic?
Live from Texas A&M Texarkana, Joe Saul-Sehy, Paula Pant, and financial educator Jay Davis take questions from students facing real-world money decisions—like choosing between passion and paycheck, avoiding lifestyle creep, investing safely, and building a financial future from scratch.
If you're in your 20s—or wish you could do them over—this episode is packed with the advice we wish we knew earlier.
Plus: Doug climbs into the rafters (again) for a trivia showdown you won’t forget.
💡 What We Cover in Today’s Episode
<ul>
 <li>
Passion vs paycheck vs peace: How do you actually choose a career without regretting it later?</li>
 <li>Why “follow your passion” might be terrible advice—and what to do instead</li>
 <li>How to avoid lifestyle inflation when your income jumps</li>
 <li>The easiest way to “hide money from yourself” (and why it works)</li>
 <li>The real difference between 401(k)s, IRAs, stocks, and gold (finally explained clearly)</li>
 <li>What “safe investing” actually means (hint: it depends on time)</li>
 <li>The biggest money mistakes college students make—and how to avoid them</li>
 <li>Why systems beat discipline every single time</li>
 <li>Smart ways to manage student loans after graduation
</li>
 <li>The underrated power of an emergency fund (aka your freedom fund)
</li>
 <li>How networking—not your resume—can shape your financial future</li>
</ul>
🧠 The Big Takeaways
<ul>
 <li>You don’t need perfect discipline—you need better systems</li>
 <li>Your first few years out of school can change everything financially</li>
 <li>“Safe” depends on when you need the money</li>
 <li>The earlier you start, the more your money works (hello, compounding)</li>
 <li>Most people don’t fail from lack of knowledge—they fail from lack of action</li>
</ul>
🎤 Special Guests
<ul>
 <li>
Paula Pant – Host of the Afford Anything Podcast
</li>
 <li>
Jay Davis – Executive Director of Financial & Entrepreneurship Engagement, Texas A&M Texarkana</li>

Thank you to Red River Credit Union for underwriting this live show! 

FULL SHOW NOTES: <a href="https://www.StackingBenjamins.com/live-q-and-a-with-paula-pant-1830">https://stackingbenjamins.com/live-q-and-a-with-paula-pant-1830</a>
Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at <a href="https://www.StackingBenjamins.com/201">https://www.StackingBenjamins.com/201</a>
Enjoy!
</ul>
<ul>

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