Discover what new research reveals about how retirees actually spend their money — and why front-loading your retirement income plan could be the key to enjoying your healthiest, most fulfilling years first. In this episode, we discuss: <ul> <li>Pitfalls of traditional retirement income plans</li> <li>What to know about the "retirement spending smile"</li> <li>Spending regret factors for retirees</li> <li>Health and longevity perceptions</li> </ul> Today's article is from the ThinkAdvisor titled, <a href= "https://www.thinkadvisor.com/2025/10/16/most-retirees-want-to-front-load-their-spending/" target="_blank" rel="noopener">Most Retirees Want to Front-Load Their Spending</a>. Listen in as Founder and CEO of <a href="https://howardbailey.com/" target="_blank" rel= "noopener">Howard Bailey Financial</a>, Casey Weade, breaks down the article and provides thoughtful insights and advice on how it applies to your unique financial situation. Show Notes: <a href= "https://howardbailey.com/531" target="_blank" rel= "noopener">HowardBailey.com/531</a> 📧 WEEKEND READING FOR RETIREES: Receive CFP® insight on 4 hand-picked financial articles delivered straight to your Inbox each Friday: <a href="https://howardbailey.com/weekend-reading" target="_blank" rel="noopener">https://bit.ly/3OEdGgu</a> 📅SCHEDULE YOUR PERSONAL FINANCIAL REVIEW: Book a 15-minute call with Howard Bailey Financial to see how the topics discussed here apply to your individual situation: <a href= "https://howardbailey.com/schedule" target="_blank" rel="noopener" data-saferedirecturl= "https://www.google.com/url?q=https://bit.ly/3T6oNDB&source=gmail&ust=1750779531762000&usg=AOvVaw3yU_ioufVQSpeVnVQpctLw"> https://bit.ly/3T6oNDB</a> ABOUT HOWARD BAILEY FINANCIAL: Our mission is to help others gain clarity in purpose and elevate meaning in their lives through personal and practical financial strategies. Our Retire With Purpose™ Framework starts with establishing your unique financial philosophy — the true meaning and purpose for your money in retirement. Through continued education, one-on-one meetings, and a comprehensive team planning approach, we have helped retirees across the country secure their financial futures. And while we can't work with everyone, our goal is to provide value to everyone we meet. Our team of advisors and support specialists strive to deliver the very best experience in pre-retirement and retirement planning. Learn more about our process here: <a href="https://howardbailey.com/our-process" target= "_blank" rel= "noopener">https://howardbailey.com/our-process</a>

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531: By the Numbers: Why Retirees Often Spend Too Little, Too Late

Retire With Purpose - The Retirement Podcast

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