Today we're talking about FORO, the fear of running out. According to a new sweeping study from Corebridge Financial, Americans are nine times more likely to say they'd regret running out of money while they're alive than dying with a fortune left unspent. Now, you have probably spent years, maybe decades, doing everything right, putting money away. You're contributing to your 401k, maybe even maxing it, and you're watching the balance grow, and somewhere in the back of your mind you're telling yourself, "When I finally get there, I'm gonna enjoy this." But here's what a new study just uncovered, and it's one of the most surprising findings in retirement research in years: getting there may be considered the hard part, but spending the money once you do is actually harder for millions of Americans.These are people who've worked hard, they saved diligently, they made it to retirement, and now they're not spending. They're hoarding. They're restricting. They're eating out less. They're skipping the trip. They're holding back, not because they can't afford it, but because they're afraid. Afraid if they actually use what they saved, it might run out. To unpack what's driving this and what to do about it, we are joined by Brian Pinsky, President of Individual Markets at Corebridge Financial, one of the nation's largest providers of retirement solutions. He's also the executive behind this landmark research. And Jean Chatzky, a New York Times bestselling author, personal finance expert, one of the most trusted voices in America when it comes to helping real people make smart decisions with their money. She has partnered with Corebridge to turn these findings into an actionable playbook for retirement. We're gonna walk through what the data shows, why it matters, and what you can do right now, even if retirement is still years away, to make sure you don't fall into this trap. Resources and Links<ul><li>Decumulation Survey Press Release: <a href="https://investors.corebridgefinancial.com/news/news-details/2026/Only-28-of-Pre-retirees-and-Retirees-are-Comfortable-Drawing-Down-Savings-in-Retirement-But-Having-a-Plan-for-Decumulation-Boosts-Confidence/default.aspx" rel="noopener noreferrer" target="_blank">Only 28% of Pre-retirees and Retirees are Comfortable Drawing Down Savings in Retirement, But Having a Plan for Decumulation Boosts Confidence</a></li><li>Decumulation Survey - Full Findings: <a href="https://apps.tm.celerasystems.com/corebridge/services/viewDocument?itemNbr=M6525DCK" rel="noopener noreferrer" target="_blank">The decumulation planning gap – Findings from a survey of Americans ages 45 to 79</a></li><li><a href="https://www.corebridgefinancial.com/insights-education/real-stories-with-jean-chatzky" rel="noopener noreferrer" target="_blank">Real Stories with Jean Chatzky</a> (Jean's interviews with real people navigating unique retirement situations)&nbsp;</li></ul>Learn more about Farnoosh's upcoming literary workshop <a href="http://booktobrand.co" rel="noopener noreferrer" target="_blank">Book to Brand.</a> Early bird registration is now open!

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