Think debt collectors can ruin your life? Nick Pell reveals how to turn the tables and make them pay you on this Skeptical Sunday! Welcome to Skeptical Sunday, a special edition of&nbsp;The Jordan Harbinger Show&nbsp;where&nbsp;Jordan and a guest break down a topic that you may have never thought about, open things up, and debunk common misconceptions. This time around, we’re joined by writer and researcher&nbsp;<a href="https://www.phoenixnewtimes.com/author/nicholas-pell" rel="noopener noreferrer" target="_blank">Nick Pell</a>!Full show notes and resources can be found here: <a href="https://jordanharbinger.com/1188" rel="noopener noreferrer" target="_blank">jordanharbinger.com/1188</a>On This Week's Skeptical Sunday:<ul><li>Debt collectors buy your debt for pennies on the dollar. Sometimes as little as 10% or even just $50 for a $5,000 debt, giving them huge room to negotiate settlements.</li><li>The Fair Debt Collection Practices Act strictly limits what collectors can do. They can't call outside 8am-9pm, can't harass you, and must stop contacting you if you request it in writing.</li><li>You can sue debt collectors for $1,000 per violation. If they break FDCPA rules (like telling others about your debt), you can take them to court and win money from them.</li><li>Old debts become legally unenforceable after 3-10 years. Depending on your state's statute of limitations, collectors lose the power to force payment through courts.</li><li>Request debt validation in writing to protect yourself. 43% of collectors can't prove they own the debt. Send registered mail asking for validation — they must stop contacting you until they comply!</li><li>Connect with Jordan&nbsp;on <a href="https://twitter.com/JordanHarbinger" rel="noopener noreferrer" target="_blank">Twitter</a>, <a href="https://www.instagram.com/jordanharbinger" rel="noopener noreferrer" target="_blank">Instagram</a>, and <a href="https://www.youtube.com/c/THEJORDANHARBINGERSHOW" rel="noopener noreferrer" target="_blank">YouTube</a>. If you have something you'd like us to tackle here on Skeptical Sunday, drop Jordan a line at <a href="mailto:jordan@jordanharbinger.com" rel="noopener noreferrer" target="_blank">jordan@jordanharbinger.com</a> and let him know!</li></ul><a href="https://itunes.apple.com/podcast/id1344999619?mt=2&ls=1" rel="noopener noreferrer" target="_blank">And if you're still game to support us, please leave a review here</a> — even one sentence helps! <ul><li>Sign up for <a href="https://jordanharbinger.com/course" rel="noopener noreferrer" target="_blank">Six-Minute Networking</a> — our free networking and relationship development mini course — at <a href="https://jordanharbinger.com/course" rel="noopener noreferrer" target="_blank">jordanharbinger.com/course</a>!</li><li>Subscribe to our once-a-week <a href="https://www.jordanharbinger.com/news/" rel="noopener noreferrer" target="_blank">Wee Bit Wiser</a> newsletter today and start filling your Wednesdays with wisdom!</li><li>Do you even Reddit, bro? <a href="https://www.reddit.com/r/JordanHarbinger/" rel="noopener noreferrer" target="_blank">Join us at r/JordanHarbinger</a>!</li></ul>This Episode Is Brought To You By <a href="https://www.jordanharbinger.com/deals/" rel="noopener noreferrer" target="_blank">Our Fine Sponsors</a>:<ul><li>Hiya: <a href="https://hiyahealth.com/jordan" rel="noopener noreferrer" target="_blank">50% off first order: hiyahealth.com/jordan</a></li><li>Uplift: <a href="https://www.upliftdesk.com/jordan/" rel="noopener noreferrer" target="_blank">Special offer: upliftdesk.com/jordan</a></li><li>SimpliSafe: <a href="https://simplisafe.com/jordan" rel="noopener noreferrer" target="_blank">50% off + 1st month free: simplisafe.com/jordan</a></li><li>NordVPN: <a href="https://nordvpn.com/jordanharbinger/" rel="noopener noreferrer" target="_blank">Exclusive deal: nordvpn.com/jordanharbinger</a></li></ul>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.

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