In this episode Dev unpacks 6 budget types and the pros & cons of each. He walks through:👉🏾 the 50/30/20 budget&nbsp;👉🏿 cash stuffing / envelope system👉🏻 zero based budget👉 pay yourself first budget👉🏼 the no budget budget👉🏽 and Dev's personal budget strategyDev Raga Personal Finance is proudly supported by Sphere Home Loans and Skye Wealth.Need a mortgage broker? Check out<a href="https://www.spherehomeloans.com.au/" rel="noopener noreferrer" target="_blank"> https://www.spherehomeloans.com.au</a>Need to review your personal insurances? Head to<a href="https://skye.com.au/" rel="noopener noreferrer" target="_blank"> https://skye.com.au</a>To chat with a professional and get help about your situation, <a href="https://www.moneypodcast.com.au/help" rel="noopener noreferrer" target="_blank">click here</a>.Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs. The host of this podcast is an authorised representative of Money Sherpa PTY LTD, which holds financial services license 451289. To download the financial services guide, please visit: <a href="https://moneymoneymoney.squarespace.com/s/FSG-Dev-Raga-Personal-Finance-August-2025.pdf" rel="noopener noreferrer" target="_blank">https://moneymoneymoney.squarespace.com/s/FSG-Dev-Raga-Personal-Finance-August-2025.pdf</a> <hr> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.

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545 budgeting types explained

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