This episode shows how my 6 month money coaching client, Nora, went from impulse shopping and feeling scattered with money, to first-time homebuyer at 28 in one of the most expensive housing markets in the country.Nora is a first-gen Latina, eldest daughter, and spiritual alchemist who used coaching, discipline, intuition, and astrology to transform her finances. She boosted her credit, helped her siblings and best friend improve theirs, and used money as a tool to create stability, safety, and long-term wealth for her family and community.In this episode, Nora shares:– How she shifted from impulse buying on Amazon Prime to long-term financial clarity– How she healed first-gen money trauma and learned to trust her intuition– How she boosted her credit score and helped loved ones raise theirs– How to advocate for yourself as a woman of color in the workplace– How she navigated the first-time homebuyer process and secured down-payment assistance– How she thinks about renting, house hacking, and long-term wealth as a first-gen LatinaIf you’re a first-gen listener trying to build wealth, improve your credit, or prepare for buying a home, this conversation will help you feel less behind and more empowered.Join me December 3rd at 5:30pm PT / 8:30pm ET to use credit card rewards to make passive income. Learn how to turn your holiday spending into ore cash back, learn which cards actually pay you, and boost your credit score. <a href="https://calendly.com/travelercharly/creditcards?month=2025-12" target="_blank" rel="noopener noreferer">RSVP here for my free class on 12/3: Credit Card Rewards: Holiday Spending to Passive Income</a>BONUS: The first five in-person attendees to the class will get a free 30-minute coaching call. Virtual attendees also get a surprise bonus.Work with Charly If Nora’s transformation resonates and you want support crushing debt, improving your credit, and building a six-figure retirement without a six-figure salary, <a href="https://calendly.com/travelercharly/clarity" target="_blank" rel="noopener noreferer">book a call here to start six-month one-on-one coaching.</a>About NoraNora Lozano is a first-gen Latina, eldest daughter, and spiritual creative who blends astrology, intuition, and financial empowerment. She became a first-time homebuyer at 28 and now inspires her community to pursue aligned, intentional wealth-building.Find Nora on Instagram at @noracane_ and @carnelian_cosmos.

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