<div>Mortgage lenders are battling to offer borrowers lower rates - running ahead of the Bank of England making an expected cut next week.
That's good news for anyone buying a home but it's even better for the 1.9million people who need to remortgage next year - many of whom will be facing a payment shock as they come off much lower fixed rates.
So, will the mortgage cuts revive the moribund housing market - and what should you do if your fixed rate is running out?
On this episode of the This is Money podcast, Georgie Frost, Helen Crane and Simon Lambert talk mortgages and the property market - including why experts say now is the best time in a decade to negotiate on a new build home.
Plus, what does the Fed rate cut mean for investors, would you give a child or grandchild shares for Christmas, and finally, where are Britons trying to buy homes abroad... and why?


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