In today's episode, Ralph Estep Jr. and Juliet react to kidulting and the blind box craze, and share how to keep fun spending inside your budget.In This Episode✓ Kidulting, blind boxes, Funko Pops, and why a Honda Passport beat a Lexus✓ Why a budget line for fun beats a guilt trip✓ Initial jobless claims fall to 194,000 while continuing claims rise 25,000✓ What to check if your hours get cut, including partial benefits in some states✓ Biweekly mortgage payments and the one question to ask your lender✓ How to pay a 30-year mortgage like a 15✓ What skipping one year of $200-a-month saving costs by age 65✓ Quarterly taxes on a side gig, and extra W-4 withholding as a simpler path✓ Money move: find $25 for your emergency fundIf you've ever added a blind box to your cart and wondered whether it was worth it, this episode gives you a way to decide before you check out.ResourcesWatch live weekdays at 11:30 AM Eastern:<a href="https://www.becomingfinanciallyconfident.com/live" rel="noopener noreferrer" target="_blank">https://www.becomingfinanciallyconfident.com/live</a>Win Our Christmas Bonus:<a href="https://www.becomingfinanciallyconfident.com/giveaway" rel="noopener noreferrer" target="_blank">https://www.becomingfinanciallyconfident.com/giveaway</a>Book a call:<a href="https://www.ralphestepjr.com/schedule" rel="noopener noreferrer" target="_blank">https://www.ralphestepjr.com/schedule</a>Year-End Personal Tax Review with Ralph, $199:<a href="https://www.becomingfinanciallyconfident.com/yearend" rel="noopener noreferrer" target="_blank">https://www.becomingfinanciallyconfident.com/yearend</a>Be on the show:<a href="https://www.becomingfinanciallyconfident.com/stuck" rel="noopener noreferrer" target="_blank">https://www.becomingfinanciallyconfident.com/stuck</a>Previous episode, Inherited IRA Rules: What the 10-Year Rule Means for Your Taxes:<a href="https://www.becomingfinanciallyconfident.com/inherited-ira-rules-1/" rel="noopener noreferrer" target="_blank">https://www.becomingfinanciallyconfident.com/inherited-ira-rules-1/</a>Weekly jobless claims report (U.S. Department of Labor):<a href="https://www.dol.gov/ui/data.pdf" rel="noopener noreferrer" target="_blank">https://www.dol.gov/ui/data.pdf</a>Estimated taxes (IRS):<a href="https://www.irs.gov/businesses/small-businesses-self-employed/estimated-taxes" rel="noopener noreferrer" target="_blank">https://www.irs.gov/businesses/small-businesses-self-employed/estimated-taxes</a>Tax Withholding Estimator (IRS):<a href="https://www.irs.gov/individuals/tax-withholding-estimator" rel="noopener noreferrer" target="_blank">https://www.irs.gov/individuals/tax-withholding-estimator</a>Follow Becoming Financially ConfidentLinkedIn: <a href="https://www.linkedin.com/company/becomingfinanciallyconfident" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/company/becomingfinanciallyconfident</a>Facebook Group: <a href="https://www.facebook.com/share/g/1HpWqv8jp9/" rel="noopener noreferrer" target="_blank">https://www.facebook.com/share/g/1HpWqv8jp9/</a>Instagram: <a href="https://www.instagram.com/becomingfinanciallyconfident" rel="noopener noreferrer" target="_blank">https://www.instagram.com/becomingfinanciallyconfident</a>Skool Community: <a href="https://www.skool.com/becoming-financially-confident-7556" rel="noopener noreferrer" target="_blank">https://www.skool.com/becoming-financially-confident-7556</a>Have a money question?Send it here:<a href="https://www.becomingfinanciallyconfident.com/voicemail" rel="noopener noreferrer" target="_blank">becomingfinanciallyconfident.com/voicemail</a>Companies MentionedHondaPrice HondaLexusToyotaMercedes-BenzRolexAppleAmazonMetaFunkoPop MartPokemonKmartStarbucksStripePayPalAmerican ExpressWhitman's

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