In some ways, starting a bank is a lot like starting any other business. Who will you hire? Where will you be located? What color will the couches be? But it's also way more complicated. There are tons of regulations on banks–and you can understand why. Lots of new businesses fail. But if a bank fails, it can have ripple effects for the entire economy. Today on the show, a baby bank is born. We go along for the ride from idea to ribbon cutting as a community bank gets off the ground.This episode of Planet Money was produced by Emma Peaslee and edited by Katie Mingle. It was fact-checked by Sierra Juarez and engineered by Cena Loffredo. Alex Goldmark is our executive producer. Find more Planet Money: <a href="https://n.pr/3h92GwS">Facebook</a> / <a href="https://n.pr/3FqLuws">Instagram</a> / <a href="https://n.pr/3sGZdrq">TikTok</a> / Our weekly <a href="https://n.pr/3zrFvUB">Newsletter</a>. Listen free at these links: <a href="http://n.pr/PM-digital">Apple Podcasts</a>, <a href="https://n.pr/3gTkQlR">Spotify</a>, <a href="https://n.pr/3Bkb17W">the NPR app</a> or anywhere you get podcasts. Help support Planet Money and hear our bonus episodes by subscribing to Planet Money+ in <a href="http://n.pr/PM-digital">Apple Podcasts</a> or at <a href="https://n.pr/3HlREPz">plus.npr.org/planetmoney</a>. Music: NPR Source Audio- "Numbers Game," "Smoke and Mirrors," and "Lets Start A Movement" Learn more about sponsor message choices: <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a> <a href="https://www.npr.org/about-npr/179878450/privacy-policy">NPR Privacy Policy</a>

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