🤔 <a href="https://ter.li/degkjb">⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠</a><a href="https://ramseysolutions.outgrow.us/money-in-america-quiz">⁠⁠⁠⁠⁠⁠⁠⁠⁠Think you’re good with money? Take our Money in America quiz!⁠⁠⁠⁠⁠⁠⁠⁠⁠</a>

Dave Ramsey and Rachel Cruze answer your questions and discuss:
<ul>
 <li>"As a single mom, what is the best way to get rid of a day care debt that is past due?"</li>
 <li>"My boyfriend and I both have student loan debt, how do we start investing once we are debt-free?"</li>
 <li>"We are in Baby Step 3 and wanting to set up a special needs trust for our child. Should we pause Baby Step 3?"</li>
 <li>"I have an inconsistent income and 4 kids. While paying off debt, how much should we keep in savings?"</li>
 <li>"As a truck driver, should I live out of my truck versus buying a home to save money, or is that being too frugal?"</li>
 <li>"How do you pay off your credit cards when the minimums are half my take-home pay?"</li>
</ul>

Next Steps:
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📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or<a href="https://www.ramseysolutions.com/shows/the-ramsey-show/email?utm_source=youtube&utm_medium=product_shelf">⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠send us an email⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠</a>.
📱 <a href="https://ramsey.solutions/6j2kuz">⁠⁠⁠⁠Get episodes early in the free Ramsey Network app! ⁠⁠⁠⁠</a><a href="https://ter.li/degkjb">⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠</a>
💵 ⁠⁠⁠⁠⁠⁠⁠⁠⁠<a href="https://ter.li/gs1gjb%20">⁠⁠⁠⁠⁠⁠⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠</a>
🧮 <a href="https://ter.li/5iegog">⁠⁠⁠⁠Set and actually reach your goals with the NEW 2026 Ramsey Goal Planner! Hurry—they sell out every year!⁠⁠⁠⁠</a>
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📚 <a href="https://ter.li/9xep9s">Set and actually reach your goals with the NEW 2026 Ramsey Goal Planner! Hurry—they sell out every year!</a>

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Explore more from Ramsey Network:
💸 <a href="https://ter.li/wgti1o">⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Ramsey Show Highlights⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠</a>
🧠 <a href="https://ter.li/qq7a2r">⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Dr. John Delony Show⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠</a>
🍸 <a href="https://ter.li/knqmos">⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Smart Money Happy Hour⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠</a>
💡 <a href="https://ter.li/rzj8ja">⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Rachel Cruze Show⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠</a>
💰 <a href="https://ter.li/awxjwi">⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠George Kamel⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠</a>
🪑 <a href="https://www.ramseysolutions.com/shows/front-row-seat-with-ken-coleman?utm_source=podcast_the_ramsey_show%20-%20megaphone&utm_medium=audio&utm_campaign=cross%20show%20promotion&utm_term=ramsey_network_bu&utm_content=cross%20show%20promotion%20-%20shownotes%20-%20front%20row%20seat%20with%20ken%20coleman%20-%20012825#play">⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Front Row Seat with Ken Coleman⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠</a>
📈 <a href="https://ter.li/2y2cn3">⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠EntreLeadership⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠</a>

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