In today’s episode, Ralph Estep Jr. and Juliet spend the whole show on 401(k)s, covering the fees nobody sends a bill for, the fund you may never have chosen, and the old accounts people leave behind.In This Episode ✓ How a one-point fee gap cuts a 401(k) balance by 28% in the Labor Department’s example ✓ Why two target date funds with the same year can cost very different amounts ✓ 31.9 million forgotten 401(k)s holding $2.13 trillion ✓ What fiduciary means and why it matters when you pick a fund ✓ One Good Question: Marcus’s water bill jumps from $75 to $210 ✓ Money move: find your first $25 in cut weekIf you have never looked at what your 401(k) actually costs, this episode gives you a place to start.Resources Watch live: <a href="https://www.becomingfinanciallyconfident.com/live" rel="noopener noreferrer" target="_blank">https://www.becomingfinanciallyconfident.com/live</a>Win Our Christmas Bonus giveaway: <a href="https://www.becomingfinanciallyconfident.com/giveaway" rel="noopener noreferrer" target="_blank">https://www.becomingfinanciallyconfident.com/giveaway</a>Book a call: <a href="https://www.ralphestepjr.com/schedule" rel="noopener noreferrer" target="_blank">https://www.ralphestepjr.com/schedule</a>Year-end tax review: <a href="https://www.becomingfinanciallyconfident.com/yearend" rel="noopener noreferrer" target="_blank">https://www.becomingfinanciallyconfident.com/yearend</a>Retirement Savings Lost and Found: <a href="https://lostandfound.dol.gov/" rel="noopener noreferrer" target="_blank">https://lostandfound.dol.gov/</a>Follow Becoming Financially Confident LinkedIn: <a href="https://www.linkedin.com/company/becomingfinanciallyconfident" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/company/becomingfinanciallyconfident</a> Facebook Group: <a href="https://www.facebook.com/share/g/1HpWqv8jp9/" rel="noopener noreferrer" target="_blank">https://www.facebook.com/share/g/1HpWqv8jp9/</a> Instagram: <a href="https://www.instagram.com/becomingfinanciallyconfident" rel="noopener noreferrer" target="_blank">https://www.instagram.com/becomingfinanciallyconfident</a> Skool Community: <a href="https://www.skool.com/becoming-financially-confident-7556" rel="noopener noreferrer" target="_blank">https://www.skool.com/becoming-financially-confident-7556</a>Have a money question? Send it here: <a href="https://www.becomingfinanciallyconfident.com/voicemail" rel="noopener noreferrer" target="_blank">becomingfinanciallyconfident.com/voicemail</a>Companies Mentioned Vanguard Fidelity Intel Citizens Financial Group Exxon Demos Capitalize Home Depot

Podurama

Home

Trending

Personal

Your Podcasts

New Episodes

My Files

Favourite Episodes

Tags (Folders)

Recently Played

Bookmarks

Followed Playlists

Target Date Funds Explained: The 401(k) Choice Most People Never Make

Becoming Financially Confident

AI Chapters

AI Insights

Reviews