Artificial intelligence is quietly reshaping the way we plan—and pay—for long-term care. In this new episode of Friends Talk Money, Richard, Pam, and Terry sit down with Lily Vittayarukskul, Co-Founder and CEO of Waterlily, for a candid conversation about what most people get wrong about long-term care and how AI is changing the game. In this episode, you’ll learn: <ul> <li>Why most Americans underestimate the true cost and likelihood of needing long-term care</li> <li>How Waterlily uses AI and over 500 million data points to predict your personal care needs</li> <li>The real numbers behind self-funding vs. insurance for long-term care</li> <li>How to make smarter, unbiased decisions for your future, your family, and your finances</li> <li>What’s ahead for AI in financial planning and eldercare</li> </ul> Lily also shares her inspiring journey from NASA intern to health tech entrepreneur, and how her family’s experience sparked a mission to help others plan ahead with confidence. If long-term care planning has been on your mind—or should be—this is a conversation worth hearing.

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