Martin Lewis on whether you should use savings to overpay your mortgage - factoring in your emergency fund, your rates, and whether overpayments come with penalties. Martin gives his reaction to the Bank of England announcing just before we recorded that interest rates have remained unchanged at 3.75%. We look at what has happened to Ofgems no standing charges tariff options promise.This week’s Tell Us is what money rule do you follow now that you once thought pointless or over the top, and we’re joined by a special guest for that at the end of the pod.Martin explains why he has written a letter urging the Scottish Government to improve their Power of Attorney system.And Money Mastermind is on travel rights, but this week, Martin didn’t write the question!

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Should you overpay your mortgage or save – and how to make it work? And no ‘no standing charges’ tariffs

The Martin Lewis Podcast

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