<a href="https://ter.li/lfuydw">💵 Sign-up for EveryDollar today - The simplest way to budget for your life!</a>Dave Ramsey & Rachel Cruze answer your questions and discuss:<ul>
<li>"Should we sell our house in case of economic collapse?"</li>
<li>"I made bad choices and gambled everything away..."</li>
<li>The harsh reality of childcare expenses,</li>
<li>Why you have to know where your money is going,</li>
<li>How recognizing the problem is 90% of solving it,</li>
<li>Learning how to be disciplined.</li>
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</ul>Next Steps👩‍👧‍👦 <a href="https://www.ramseysolutions.com/budgeting/how-to-budget-for-child-care">13 Ways to Afford the High Cost of Childcare</a>📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or <a href="https://www.ramseysolutions.com/shows/the-ramsey-show/email">click here!</a>🏦 Take Your 3-Minute Money Assessment - <a href="https://www.ramseysolutions.com/get-started?utm_source=youtube_dave_ramsey&utm_medium=social_organic&utm_content=GSA_Show_Notes-TRS_YouTube&utm_term=broadcast_bu&utm_campaign=the_dave_ramsey_show&campaign_id=&lead_source=Direct">Get a personalized money plan!</a>📄 Need help with your taxes? <a href="https://www.ramseysolutions.com/taxes/tax-advisor?utm_source=tdrs&utm_medium=podcast&utm_campaign=cpa_tax&utm_term=investing_tax_bu&utm_content=cpa_tax%20-%20show_notes">See who we trust.</a>💌 <a href="https://www.ramseysolutions.com/retirement/will/online-will-vs-lawyer-quiz?utm_source=tdrs&utm_medium=podcast&utm_campaign=wills-quiz-podcast&utm_term=protections_bu&utm_content=wills-quiz-podcast-take-the-quiz">Will an online will work for you?</a>✂️ <a href="https://www.ramseysolutions.com/ramseyplus/coordinator?utm_source=vanityurl_the_ramsey_show&utm_medium=broadcast&utm_campaign=ramsey+network+-+fpu+-+coordinator&utm_term=fpu_bu&utm_content=ramsey+network+-+fpu+-+coordinator+-+lead+a+class">Share hope by leading an FPU class at your church!</a>Listen to more from Ramsey Network🎙️<a href="https://ter.li/4oi4gg"> The Ramsey Show</a>  🧠<a href="https://ter.li/7idjjq"> The Dr. John Delony Show</a>🍸<a href="https://ter.li/fhywhj"> Smart Money Happy Hour</a>💡<a href="https://ter.li/u4taz6"> The Rachel Cruze Show</a>💸<a href="https://ter.li/u7iws0"> The Ramsey Show Highlights</a>💰 <a href="https://ter.li/ejut9r">George Kamel</a>💼<a href="https://ter.li/e0y48r"> The Ken Coleman Show</a>📈<a href="https://ter.li/p5p885"> EntreLeadership</a>Learn more about your ad choices. <a href="https://www.megaphone.fm/adchoices">https://www.megaphone.fm/adchoices</a><a href="https://www.ramseysolutions.com/company/policies/privacy-policy">Ramsey Solutions Privacy Policy</a>

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Recognizing You Have a Problem Is 90% of Solving the Problem

The Ramsey Show