The wealth transfer from baby boomers to their children is set to be the largest in history. This has created an unfair system—where parental wealth is the main determinant of success in life—says generational historian Dr Eliza Filby. She has written a book called Inheritocracy: It’s Time to Talk About the Bank of Mum and Dad. She travelled around the UK to explore who wins, who loses, and what we should be doing about it.🤝 Figure out when you can retire with a financial advisor<a href="https://makingmoney.email/financial-advisors-audio">https://makingmoney.email/financial-advisors-audio</a>⛑️ Check your financial health<a href="https://makingmoney.email/health-check-audio">https://makingmoney.email/health-check-audio</a>📧 Free guides on personal financeLearn how to build long-term wealth in the UK: <a href="https://linktr.ee/makingmoneypod">https://linktr.ee/makingmoneypod</a>📈 Investment platforms we use:Trading 212Get a free share worth up to £100 when you sign up for a new Invest or ISA account and deposit at least £1.Use the code ‘MM’ or this link: <a href="https://www.trading212.com/promocodes/MM">https://www.trading212.com/promocodes/MM</a>InvestEngine Get up to a £50 bonus when you invest at least £100.<a href="https://investengine.pxf.io/daOD2Q">https://investengine.pxf.io/daOD2Q</a>Vanguard<a href="https://www.vanguardinvestor.co.uk/">https://www.vanguardinvestor.co.uk/</a>🎉 SponsorsVanta - Get your company secure and compliant, with $1k off: <a href="https://vanta.com/makingmoney">https://vanta.com/makingmoney</a>Tide - Get 3.81% AER variable on your business savings. Use this link <a href="http://www.tide.co/offer/makingmoneyq1">www.tide.co/offer/makingmoneyq1</a> or the code 'MAKINGMONEYQ1'. You'll also get £100 if you fund your account with £5,000 in the first 30 days. Ts&Cs apply. New members receive a 0.77% AER boost on the standard 3.04% until 01/06/25 after which the rate reverts to 3.04% with no interest on balances over £75,000. Rate correct as of 06/02/2025. Full terms: <a href="http://tide.co/terms/makingmoneyq1-tnc">tide.co/terms/makingmoneyq1-tnc</a>. –If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.

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How the ‘bank of mum & dad’ fuels inequality – Dr Eliza Filby

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