If you've ever wondered whether the debt you carry is helping you or holding you back, this episode gives you three questions to find out.In This Episode ✓ Ralph's 2.5 hour call with a chain of customer service bots pretending to be human ✓ The new IRS app, what it does, and why to download it only from official sources ✓ Four checks for vetting a tax preparer after a former IRS employee's indictment ✓ Side gig or career growth: the after-tax math on $10,000 of side income ✓ Good debt vs. bad debt: the interest rate, what it bought, and whether the payment fits your monthResources Watch live: <a href="https://www.becomingfinanciallyconfident.com/live" rel="noopener noreferrer" target="_blank">https://www.becomingfinanciallyconfident.com/live</a>Win Ralph's Money giveaway: <a href="https://www.becomingfinanciallyconfident.com/giveaway" rel="noopener noreferrer" target="_blank">https://www.becomingfinanciallyconfident.com/giveaway</a>Book a call with Ralph: <a href="https://www.ralphestepjr.com/schedule" rel="noopener noreferrer" target="_blank">https://www.ralphestepjr.com/schedule</a>IRS (download the app, verify a preparer's PTIN): <a href="https://www.irs.gov" rel="noopener noreferrer" target="_blank">https://www.irs.gov</a>Follow Becoming Financially Confident LinkedIn: <a href="https://www.linkedin.com/company/becomingfinanciallyconfident" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/company/becomingfinanciallyconfident</a> Facebook Group: <a href="https://www.facebook.com/share/g/1HpWqv8jp9/" rel="noopener noreferrer" target="_blank">https://www.facebook.com/share/g/1HpWqv8jp9/</a> Instagram: <a href="https://www.instagram.com/becomingfinanciallyconfident" rel="noopener noreferrer" target="_blank">https://www.instagram.com/becomingfinanciallyconfident</a> Skool Community: <a href="https://www.skool.com/becoming-financially-confident-7556" rel="noopener noreferrer" target="_blank">https://www.skool.com/becoming-financially-confident-7556</a>Have a money question? Send it here: becomingfinanciallyconfident.com/voicemailCompanies Mentioned Costco Sam's Club BJ's Wholesale Club Target Apple Google Play TurboTax Quicken QuickBooks Online McKinsey Reddit TikTok We Buy Ugly Houses

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Good Debt vs. Bad Debt: Three Questions to Sort Every Debt You Carry

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