Starting this fall, FICO is changing how Buy Now Pay Later (BNPL) loans affect your credit score—and 91.5 million Americans are at risk. If you&#39;ve been using these apps thinking they won&#39;t impact your credit, you need to watch this NOW.In this video, I break down:- Why 54% of BNPL users have already made late payments- How a $135 purchase could destroy your financial future- The exact steps you need to take in the next 24 hours to protect yourself- Why Gen Z is getting hit the hardest (64% are using these services)- This isn&#39;t just about shopping—people are using BNPL for groceries, rent, and medical bills. We&#39;re in a survival crisis, not a luxury problem.🔗 RESOURCES MENTIONED:Dovely AI - Fix your credit score with AI (100% Free to try):👉 https://www.AnthonyONeal.com/DovleySave $400&#43; on Car Insurance (I did this in 10 minutes):👉 https://www.AnthonyONeal.com/CarInsuranceABOUT ANTHONY ONEAL:Anthony O&#39;Neal is a nationally bestselling author, speaker, and host of The Table with Anthony O&#39;Neal. He holds a Bachelor of Science in Finance & Banking and is a professor of Consumer Economics at Virginia Union University. Since 2014, he&#39;s helped millions of people get out of debt, build wealth, and break generational poverty. His mission is to help you maximize your income, eliminate debt, and create a life of freedom and legacy.📅 BOOK ANTHONY TO SPEAK AT YOUR EVENT: bookings@anthonyoneal.com🤝 SPONSOR THE TABLE PODCAST: partnerships@anthonyoneal.comConnect With Anthony:👉 Website: https://www.anthonyoneal.com📸 Instagram: https://www.instagram.com/anthonyoneal🎵 TikTok: @_anthonyonealFREE TOOLS & RESOURCES:📊 Budgeting & Wealth Tracker: https://www.anthonyoneal.com/wealthbudget🧠 Book a FREE 15-Minute Financial Plan: https://www.anthonyoneal.com/getmyplan📞 Call In & Be On The Show: (771)-224-8131TRUSTED PARTNERS:These tools help you win with money:- SoFi High-Yield Savings (Earn 4.6% APY): https://anthonyoneal.com/savings- Dovly (Credit repair made simple): https://www.anthonyoneal.com/dovly- Kikoff (Build credit the smart way): https://www.anthonyoneal.com/kikoff- MooMoo (Start investing &#43; get 5 FREE stocks): https://www.anthonyoneal.com/moomoo- Ethos Life Insurance (Term life in minutes): https://link.anthonyoneal.com/ethos- BetterHelp (Affordable online therapy): https://link.anthonyoneal.com/betterhelpAffiliate Disclaimer: Some links are affiliate links, meaning I may earn a commission at no extra cost to you. Many offer special discounts for my community!⚠️ GENERAL DISCLAIMERThis content is for educational and entertainment purposes only. I am not a licensed financial advisor. Please do your own research and consult a certified professional before making financial decisions. Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a> Privacy & Opt-Out: <a href='https://redcircle.com/privacy'>https://redcircle.com/privacy</a>

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